We have found 73 No Annual Fee Credit Card for you.

ADCB Talabat Credit Card

ADCB

Min. Salary

AED 5000

Annual Fees

AED 0

Interest Rate

3.69%

FX Rate

2.99%

Benefits

Airport Lounge Access

The ADCB Talabat Credit Card is a no annual fee credit card with a lot of Talabat benefits. Enjoy unlimited free deliveries and Talabat credits on Talabat orders. Powered by Mastercard, the card also provides travel benefits.

Features:

  • Get up to 35% back capped at AED 35 per month on Talabat orders as Talabat credits. The offer is applicable only on the first 10 delivery orders every month. 
  • Unlimited free delivery on all Talabat pro orders on food, groceries, and pharmacy orders.
  • The minimum order on food orders is capped at AED 50 and AED 100 on talabat mart, groceries, and pharmacy orders.
  • Unlimited lounge access to more than 20 airports across the globe for both primary and supplementary cardholders. 
  • Up to 10% cash back on travel bookings at booking.com.
  • Up to 8% discount on flight and hotel bookings on Cleartrip.

Fees and Charges:

  • Supplementary Annual Fee: Free
  • Late Payment Fee: AED 241.50 
  • Over limit Fee: AED 288.75
  • Cash Advance Fee: 3.5% or AED 105 AED

ADCB talabat ADCB Islamic Card

ADCB Islamic

Min. Salary

AED 5000

Annual Fees

AED 0

Interest Rate

3.69%

FX Rate

2.99%

Benefits

Airport Lounge Access
Sharia Compliant

The ADCB talabat ADCB Islamic Card is a no annual fee credit card with a lot of Talabat benefits. Enjoy unlimited free deliveries and Talabat credits on Talabat orders. Powered by Mastercard, the card also provides travel benefits. 

Features:

  • Get up to 35% back capped at AED 35 per month on Talabat orders as Talabat credits. The offer is applicable only on the first 10 delivery orders every month. 
  • Unlimited free delivery on all Talabat pro orders on food, groceries, and pharmacy orders.
  • The minimum order on food orders is capped at AED 50 and AED 100 on talabat mart, groceries, and pharmacy orders.
  • Unlimited lounge access to more than 20 airports across the globe for both primary and supplementary cardholders. 
  • Up to 10% cash back on travel bookings at booking.com.
  • Up to 8% discount on flight and hotel bookings on Cleartrip.
  • No Annual Fees

Fees and Charges:

  • Supplementary Annual Fee: Free
  • Late Payment Fee: AED 241.50 
  • Over limit Fee: NA
  • Cash Advance Fee: NA

NBF Platinum Exclusive Credit Card

National Bank of Fujairah

Min. Salary

AED 9000

Annual Fees

AED 0

Interest Rate

2.99%

FX Rate

2.50%

Benefits

CashBack
Cinema Benefits
Dining Benefit

NBF Platinum Exclusive Credit Card is a cashback credit card. Additionally, the credit card offers various other offers and discounts on entertainment, dining and travel.

Features:

  • Up to 2% cashback on every Dirham spent
  • Monthly instalment plan at interest rates as low as 0%
  • Facility to transfer up to 70% of credit limit to your bank account
  • Two supplementary cards free of annual cost
  • Worldwide card acceptance

Fees and Charges:

  • Supplementary Card Annual Fee: First 2 free 3rd  Onwards  AED 100
  • Late Payment Fee: AED 230
  • Over limit Fee: AED 125
  • Cash Advance Fee: 4% of cash advance or AED 50, whichever is higher

NBF Infinite Credit Card

National Bank of Fujairah

Min. Salary

AED 40000

Annual Fees

AED 0

Interest Rate

2.49%

FX Rate

2.50%

Benefits

Airport Lounge Access
CashBack
Cinema Benefits
Dining Benefit
Travel Insurance

NBF Infinite Credit Card is a cashback credit card. It offers multiple benefits & privileges on hospitality, fine dining and leisure.

Features:

  • Up to 3% cashback on every Dirham spent
  • Monthly instalment plan at interest rates as low as 0%
  • Multi-trip travel insurance
  • Anytime concierge service
  • Unlimited airport lounge access
  • Extended warranty

Fees and Charges:

  • Supplementary Card Annual Fee: First 3 free from 4th onwards AED 250
  • Late Payment Fee: AED 230
  • Over limit Fee: AED 125
  • Cash Advance Fee: 4% of cash advance or AED 50, whichever is higher

NBF Islamic Infinite Credit Card

National Bank of Fujairah

Min. Salary

AED 40000

Annual Fees

AED 0

Interest Rate

2.49%

FX Rate

2.50%

Benefits

Airport Lounge Access
CashBack
Dining Benefit
Sharia Compliant
Travel Insurance

NBF Islamic Infinite Credit Card offers a host of benefits and privileges including the concierge service, airport lounge access, as well as incredible deals on hospitality, fine dining and leisure. This is sharia compliant card.

Features:

  • Lifetime free credit card
  • Up to 10% cashback on all dining spends
  • For every dirham you spend you earn up to 3% cashback.
  • Unlimited airport lounge access along with a guest
  • Round-the-clock concierge service
  • Multi-trip travel insurance
  • Extended warranty
  • This is sharia compliant card

Fees and Charges:

  • Supplementary Card Annual Fee: 3 Free supplementary cards, AED 250 from 4th card onwards
  • Late Payment Fee: AED 230
  • Over limit Fee: AED 125
  • Cash Advance Fee: 4% of cash advance or AED 50, whichever is higher

NBF Islamic Platinum Credit Card

National Bank of Fujairah

Min. Salary

AED 9000

Annual Fees

AED 0

Interest Rate

2.99%

FX Rate

2.50%

Benefits

Dining Benefit
Sharia Compliant

NBF Islamic Platinum Credit Card is a dining credit card. It offers various benefits such as competitive profit rates and flexible installment options. This is sharia compliant card.

Features:

  • Up to 10% cashback on all dining spends
  • Monthly instalment plan at interest rates as low as 0%
  • Free supplementary cards for your family
  • Facility to transfer up to 70% of credit limit to your bank account
  • Global card acceptance
  • This is sharia compliant card

Fees and Charges:

  • Supplementary Card Annual Fee: First 2 free 3rd  Onwards  AED 100
  • Late Payment Fee: AED 230
  • Over limit Fee: AED 125
  • Cash Advance Fee: 4% or AED 50, whichever is higher

NBF Classic Credit Card

National Bank of Fujairah

Min. Salary

AED 5000

Annual Fees

AED 0

Interest Rate

2.99%

FX Rate

2.50%

Benefits

Cinema Benefits
Dining Benefit

NBF Classic Credit Card comes with multiple benefits including cashback on movie tickets and offers on dining, travel and entertainment. The credit card also offers enhanced security and convenience with its ‘tap to pay’ feature.

Features:

  • Monthly instalment plan at interest rates as low as 0%
  • Facility to transfer up to 70% of credit limit into your bank account
  • Balance transfer facility at a promotional interest rate
  • Two supplementary cards free of annual cost
  • Worldwide card acceptance
  • Cinema benefits

Fees and Charges:

  • Supplementary Card Annual Fee: First 2 free 3rd  Onwards  AED 100
  • Late Payment Fee: AED 230
  • Over limit Fee: AED 125
  • Cash Advance Fee: 4% or AED 50, whichever is higher

ADCB Islamic TouchPoints Gold Credit Card

ADCB Islamic

Min. Salary

AED 5000

Annual Fees

AED 0

Interest Rate

3.69%

FX Rate

2.99%

Benefits

Cinema Benefits
Dining Benefit
Hotel Discounts
Sharia Compliant

 The ADCB Islamic TouchPoints Gold Credit Card is life time free credit card with monthly bonus TouchPoints. The Sharia-compliant card offers dining & hotel discounts, PayOrder facility, and 0% payment plans.

 

Features:

  • Zero annual fees for a lifetime. 
  • 0% payment plan on school and college fee payments using the card
  • 5,000 bonus TouchPoints on spends of AED 5,000
  • Sharia Compliant

Fees and Charges:

  • Supplementary Annual Fee: Free
  • Late Payment Fee: AED 241.50 
  • Over limit Fee: AED 288.75
  • Cash Advance Fee: 3.5% or AED 105 AED

NBQ Gold Credit Card

NBQ

Min. Salary

AED 5000

Annual Fees

AED 0

Interest Rate

2.49%

FX Rate

2.49%

Benefits

Dining Benefit
Hotel Discounts
Travel Insurance

NBQ Gold Credit Card comes with contactless, tap & pay feature. Avail hotel & travel discounts, global emergency assistance, balance transfer facility, worldwide travel insurance.

Features:

  • Contactless-enabled card
  • No annual fee on card
  • Cash withdrawal facility
  • Free Credit up to 55 days
  • Free worldwide travel insurance

Fees and Charges:

  • Supplementary Card Annual Fee: 1 supplementary card, additional card at AED 315
  • Late Payment Fee: AED 157.7
  • Over limit Fee: AED 157.7
  • Cash Advance Fee: 2.49% on unpaid balance

SIB Smiles Titanium Credit Card

Sharjah Islamic Bank

Min. Salary

AED 6000

Annual Fees

AED 0

Interest Rate

2.49%

FX Rate

2.625%

Benefits

Airport Lounge Access
CashBack
Cinema Benefits
Hotel Discounts
Sharia Compliant

The SIB Titanium credit card is a sharia-compliant card with a unique Smiles reward program. Perform transactions on this card and earn ‘Smiles’ points and redeem them. It can be used to purchase air tickets, electronics, hotel stays, or redeem it for vouchers.

Features:

  • No annual fee on this card
  • Sharia-compliant card
  • Earn ‘Smiles’ on every transaction made using the card locally or internationally
  • Use the smiles and fly for free in over 300 airlines, cashback or vouchers
  • Instant cash on ‘smiles’ points
  • VIP lounge access
  • Travel and cinema offers
  • Cash withdrawal of up to 80% of your balance

Fees and Charges:

  • Supplementary Card Annual Fee: Free
  • Late Payment Fee: AED 236.25
  • Cash Advance Fee: 3.15% (min AED 78.75)

FAQ Section

No annual fee credit card is different from our credit cards, it basically bridges the gap between the customers expectations and bank offerings. As for a normal credit card you need to keep the account status active. Moreover they automatically deduct the annual fee from the account. And it’s not like you would get less perks and benefits. It’s just that both the cards have different and equal perks and benefits. No annual fee credit card is basically for the people who don’t use the card on daily bases so that they don’t worry about the annual fee.

It’s very similar to the basic credit card. The only difference is that no annual credit card doesn’t charge the yearly fee and the normal credit cards have some yearly fee to use the card. Just like a normal card you have a pin to access it.

There are alot of banks who offer no annual credit cards. Banks also have different offers and deals on credit cards, so it’s better to look into all the deals and then decide according to your own requirement.

Every card has its charges, fees and interests, but majorly no bank charges any extra charges for the no annual fee credit card. The process is similar to a normal credit card.

It is very easy to apply for a no annual fee credit card as you need to be at least 21 years old and have a monthly income

No, there are no such fees. It’s like a basic credit card. You have your own security pin to access the card. And while making an online payment, you put the details and to make the payment you get an OPT on the linked mobile phone number.

People who are very sensible while using a card should get a no annual fee credit card as they hardly use it. If they don’t even use it that much to pay an annual fee for no reason.

Having a credit card is always a plus one, when there’s no annual fee credit card its even better. As it gives you the opportunity to build credit, earn rewards like cash backs, even protection against credit card fraud and increased purchasing power.

There are alot of benefits of having a no annual fee credit, as it saves on interest and fees, you get better credit rewards, your credit score keeps on increasing every time you use it. You can make transactions sitting at home while using a card.

Close
×

Maximum of 4 products are allowed for comparision

Maximum of 2 products are allowed for comparision