NBF Platinum Exclusive Credit Card is a cashback credit card. Additionally, the credit card offers various other offers and discounts on entertainment, dining and travel.
Features:
Up to 2% cashback on every Dirham spent
Monthly instalment plan at interest rates as low as 0%
Facility to transfer up to 70% of credit limit to your bank account
NBF Islamic Infinite Credit Card offers a host of benefits and privileges including the concierge service, airport lounge access, as well as incredible deals on hospitality, fine dining and leisure. This is sharia compliant card.
Features:
Lifetime free credit card
Up to 10% cashback on all dining spends
For every dirham you spend you earn up to 3% cashback.
Unlimited airport lounge access along with a guest
NBF Islamic Platinum Credit Card is a dining credit card. It offers various benefits such as competitive profit rates and flexible installment options. This is sharia compliant card.
Features:
Up to 10% cashback on all dining spends
Monthly instalment plan at interest rates as low as 0%
Free supplementary cards for your family
Facility to transfer up to 70% of credit limit to your bank account
NBF Classic Credit Card comes with multiple benefits including cashback on movie tickets and offers on dining, travel and entertainment. The credit card also offers enhanced security and convenience with its ‘tap to pay’ feature.
Features:
Monthly instalment plan at interest rates as low as 0%
Facility to transfer up to 70% of credit limit into your bank account
Balance transfer facility at a promotional interest rate
The ADCB Islamic TouchPoints Gold Card is a sharia compliant card which comes with no annual fees . Some of the benefits are earn rewards points , credit shield with life cover, easy payments, balance transfer, and more.
Features:
Get lifestyle benefits like dining exclusives and entertainment at Yas Island Theme parks and travel benefit for renting car through Avis
Pay 0% on school fees payment
Pay order facility available up to the available credit limit
Payback high-value purchases at easy installments
This is sharia compliant card
No annual fees for this card
You earn touchpoints with every spend, which can be redeemed for shopping or dining vouchers, airline tickets and upgrades, paying your utility bills etc
Fees and Charges:
Supplementary Card Annual Fee: Free
Late Payment Fee: AED 241.50
Over limit Fee: NA AED 288.5
Cash Advance Fee: 3.15% or AED 105 (whichever is higher)
The Samba Supercharged Titanium Credit Card is a cashback card. You will earn cashbacks on every spent made under the selective categories. You will get unlimited access to the airport lounges and a discount on Careem rides.
Features:
Cashback on every Dirham spent
Joining Fee of AED 100
Equipped with the latest contactless technology and Chip-PIN secure
Get cashbacks on every swipe at a movie hall, supermarket, utility bills, dining, fuel, government service fee, medical, and retail stores
Free unlimited access to airport lounges across GCC
Fees and Charges:
Supplementary Card Annual Fee: Free
Late Payment Fee: AED 199
Over limit Fee: AED 199
Cash Advance Fee: 3% of the cash advance amount or AED 99 whichever is higher
Samba Al-Khair Supercharged Titanium Credit Card is a cashback card. It is a shariah-compliant credit card. The users will get cashback on every local or global spend every day.
Features:
No annual fees
joining fees of AED 100
Cashback on every Dirham spend
Cashback on movies, medical bills, fuel spent, shopping from the supermarket, etc.
Free unlimited access to airport lounges across GCC
FAB Islamic Titanium Credit Card offers a host of travel and lifestyle privileges. Avail loyalty programme, earn & redeem FAB stars, cash advance facility, and much more. It is a Sharia compliant credit card.
FAB Islamic Gold Credit Card comes with loyalty programme to earn & redeem FAB points. Cash advance facility, purchase protection, 56 days grace period, and lot more. It is a Sharia compliant credit card.
No annual fee credit card is different from our credit cards, it basically bridges the gap between the customers expectations and bank offerings. As for a normal credit card you need to keep the account status active. Moreover they automatically deduct the annual fee from the account. And it’s not like you would get less perks and benefits. It’s just that both the cards have different and equal perks and benefits. No annual fee credit card is basically for the people who don’t use the card on daily bases so that they don’t worry about the annual fee.
It’s very similar to the basic credit card. The only difference is that no annual credit card doesn’t charge the yearly fee and the normal credit cards have some yearly fee to use the card. Just like a normal card you have a pin to access it.
There are alot of banks who offer no annual credit cards. Banks also have different offers and deals on credit cards, so it’s better to look into all the deals and then decide according to your own requirement.
Every card has its charges, fees and interests, but majorly no bank charges any extra charges for the no annual fee credit card. The process is similar to a normal credit card.
No, there are no such fees. It’s like a basic credit card. You have your own security pin to access the card. And while making an online payment, you put the details and to make the payment you get an OPT on the linked mobile phone number.
People who are very sensible while using a card should get a no annual fee credit card as they hardly use it. If they don’t even use it that much to pay an annual fee for no reason.
Having a credit card is always a plus one, when there’s no annual fee credit card its even better. As it gives you the opportunity to build credit, earn rewards like cash backs, even protection against credit card fraud and increased purchasing power.
There are alot of benefits of having a no annual fee credit, as it saves on interest and fees, you get better credit rewards, your credit score keeps on increasing every time you use it. You can make transactions sitting at home while using a card.
