The CBI First Credit card offers its cardholders many features and offers. The users have access to airport lounges, travel insurance, and reward points. The card also offers lifestyle discounts.
Features:
No annual fee for a life card
Hertz Gold Plus Rewards Five Star Membership
Complimentary global airport access, free travel and medical insurance
Movies offers and Priceless Specials offers
Discounts on hotel, dining, shopping, and lifestyle
Fees and Charges:
Supplementary Card Annual Fee: First 3 cards free, AED 105 for the rest
The CBI Rewards Platinum Credit card is a reward card that is free for life. It offers a range of benefits to compliment your lifestyle and travel needs. Using this card, helps you get complimentary access to airport lounges, free movies, hotel stays, dining, entertainment and more.
Features:
Complimentary airport lounge access in over 25 local and international airports
100% cashback on up to 4 movie tickets every month
Credit shield
CBI Rewards Loyalty Program, earn reward point for every spends
Get exclusive offers on Priceless Arabia for Mastercard holders
Fees and Charges:
Supplementary Card Annual Fee: Free for 3 supplementary cards there after AED 26.25
The CBI MasterCard Titanium Credit Card is a card with no annual fee and offers a variety of benefits. Retail purchases and buying movie tickets using this card makes you entitled to various discounts and offers. It can also be used to get extra cash to tide over emergency situations.
Features:
No annual fees for the lifetime of the cardholder
Airport Lounge Access
Easy payment plans for large purchases with 0% interest on installments
A flat interest rate of 1% for cash transfer loans with a repayment period of 3 years
Discounts on dining and lifestyle along with complimentary airport lounge access
Offers on Movies
Fees and Charges:
Supplementary Card Annual Fee: Free for 3 supplementary cards there after AED 26.25
The Arab Bank Visa Classic Credit Card is a maximum value credit card that offers repayment convenience. Shopping using this card offers Arabi points that make purchases more rewarding. The cash withdrawal option is an added advantage of this card.
Features:
Flexible credit limit to suit user’s finances
Avail up to 75% of cash advance
Flexible repayment option of the balance (5%, 5%, 25%, 50%, or 100%)
Interest-free credit up to 52 days
Balance transfer option available
Automatic enrollment to Credit Card Rewards Program – Arabi Points
The Arab Bank Visa Gold Credit Card is a contactless-payment credit card. Apart from the usual benefits of safe and secure transactions, cash withdrawal, and flexible repayment options, credit card users can avail of a wide variety of offers under the VISA Premium Privileges Programs.
Features:
Contactless payment due to the use of Smart Chip technology.
Personalized credit limit
Interest-free credit up to 52 days
Flexible repayment options of 5%, 25%, 50%, or 100% of the balance
Easy payment plans starting from a low 1%
offers under the VISA Premium Privileges Program
Automatic enrollment to Credit Card Rewards Program – Arabi Points
Arab Bank Visa Travel Mate Credit Card is a travel card that offers both financial and non-financial benefits. The users of this card get free complimentary lounge access, free VISA Premium Privileges, and exclusive deals on leading hotels. Moreover, there is no commission on foreign exchange transactions.
Features:
Accepted locally and internationally
No cross border or foreign exchange commission on leading currencies
High cash advance limit on available credit
Purchase Protection and Extended Warranty Cover
Flexible repayment options of 5%, 25%, 50%, or 100% of the balance
Optional Credit Shield insurance
Complimentary Airport Lounge Access
Fees and Charges:
Supplementary Card Annual Fee: AED 300 for Elite Program only
CBD Visa Platinum Credit Card provides you to enroll with CBD Rewards Points program. With the card, you can avail discount on hotel bookings, cinema tickets, hospitality & wellness benefits and much more.
Features:
Enroll in CBD Reward Points program, reward points for every dirham spent
Careem Bike Benefit
Offers on cinema ticket and Emaar entertainment
Visa offers and ENTERTAINER app benefits
Free travel insurance and purchase protection
Fees and Charges:
Supplementary Card Annual Fee: Free for Life
Late Payment Fee: AED 241.50
Over limit Fee: AED 288.75
Cash Advance Fee: 3% or AED 105 (whichever is higher)
CBD Islamic Visa Platinum Credit Card offers free supplementary cards for family. The card offers benefits such as CBD reward points, discount on cinema tickets & hotel bookings, free travel insurance and much more.
Features:
No annual fees applicable on primary card
Free supplementary cards for family members
Enroll in CBD Reward Points program, earn reward points for every dirham spent
Visa offers and ENTERTAINER app benefits
Cash on call option and balance transfer facility
Free Travel Insurance
Cinema benefits
Fees and Charges:
Supplementary Card Annual Fee: Free for life
Late Payment Fee: AED 241.50
Over limit Fee: AED 288.75
Cash Advance Fee: 3% or AED 105 (whichever is higher)
FAB Classic Credit Card is a lifestyle credit card. The users get lifestyle benefits, travel benefits, and can earn rewards. It offers a Credit shield facility and International medical and travel assistance.
Features:
Lifetime free credit card
International medical and travel assistance
Rewards on every spends
Up to 25 days interest free
Credit Shield provided
Offers and discounts at selected retailers, restaurants and lifestyle venues in the UAE
No annual fee credit card is different from our credit cards, it basically bridges the gap between the customers expectations and bank offerings. As for a normal credit card you need to keep the account status active. Moreover they automatically deduct the annual fee from the account. And it’s not like you would get less perks and benefits. It’s just that both the cards have different and equal perks and benefits. No annual fee credit card is basically for the people who don’t use the card on daily bases so that they don’t worry about the annual fee.
It’s very similar to the basic credit card. The only difference is that no annual credit card doesn’t charge the yearly fee and the normal credit cards have some yearly fee to use the card. Just like a normal card you have a pin to access it.
There are alot of banks who offer no annual credit cards. Banks also have different offers and deals on credit cards, so it’s better to look into all the deals and then decide according to your own requirement.
Every card has its charges, fees and interests, but majorly no bank charges any extra charges for the no annual fee credit card. The process is similar to a normal credit card.
No, there are no such fees. It’s like a basic credit card. You have your own security pin to access the card. And while making an online payment, you put the details and to make the payment you get an OPT on the linked mobile phone number.
People who are very sensible while using a card should get a no annual fee credit card as they hardly use it. If they don’t even use it that much to pay an annual fee for no reason.
Having a credit card is always a plus one, when there’s no annual fee credit card its even better. As it gives you the opportunity to build credit, earn rewards like cash backs, even protection against credit card fraud and increased purchasing power.
There are alot of benefits of having a no annual fee credit, as it saves on interest and fees, you get better credit rewards, your credit score keeps on increasing every time you use it. You can make transactions sitting at home while using a card.
