FAB Standard Credit Card is a lifetime free credit card. The cardholders can earn rewards on every spend made via card. It offers lifestyle benefits and protection benefits. The card users get high credit limits.
Features:
Lifetime free credit card
Earn FAB rewards for every spend
10% cashback at leading global online stores using your FAB Credit Card and SHOP SMART through the FAB Mobile app
Up to 25 days interest-free
Credit shield and wallet shield facility available
Enroll in the Tamayaz Program and earn Tamayaz Points on spends made Union Coop using Emirates Islamic Union Coop Tamayaz Card. Card free for life, free valet parking, cash on call. It is a Sharia-compliant credit card.
Features:
Free for life card
Get cash back as Tamayaz Points on spends made at Union Coop
Cash on call and global assistance facility
Access to best golf clubs across UAE and Free valet parking
Emergency Medical and Legal referral
Dining, shopping and travel benefits with mazaya offers
Sharia compliant
Extended Warranty and Purchase Protection
Fees and Charges:
Supplementary Card Annual Fee: Free up to 4 cards
Late Payment Fee: AED 225
Over limit Fee: AED 249
Cash Advance Fee: 3% of cash advance amount or AED 99, whichever is higher
Get guaranteed cashback on all spends done with Emirates Islamic RTA Credit Card. Built-in Nol card, emergency medical and legal assistance, purchase protection and more. It is a Sharia compliant credit card.
Features:
Guaranteed cashback on all spends, 10% cashback on fuel spend and RTA Transport Payment
Option to redeem cashback points
Built in Nol card for access and payments on RTA transport network
Extended Warranty and Purchase Protection
Emergency medical and legal assistance
Sharia compliant credit card
Cinema and Entertainment benefits
Fees and Charges:
Supplementary Card Annual Fee: Free up to 4 cards
Late Payment Fee: AED 225
Over limit Fee: AED 249
Cash Advance Fee: 3% of cash advance amount or AED 99, whichever is higher
Earn & redeem EI SmartMiles with Emirates Islamic Emarati Credit Card. Avail global concierge services, airport lounge access, cash on call, easy payment plan and more. It is a Sharia compliant credit card. For UAE nationals.
Features:
EI SmartMiles rewards programme
Airport lounge access, global concierge and free valet parking
Purchase protection extended warranty
Balance transfer, cash-on-all and cash advance facility
Travel and Medical insurance
Sharia compliant credit card and free for life
Hotel, Cinema and Entertainment benefits
Card exclusive for UAE nationals
Fees and Charges:
Supplementary Card Annual Fee: Free up to 4 cards
Late Payment Fee: AED 225
Over limit Fee: AED 249
Cash Advance Fee: 3% of cash advance amount or AED 99, whichever is higher
The Emirati World Elite Mastercard is a travel credit card with lifestyle and reward benefits. It also comes with free travel and medical insurance covers and is free for the first year. This is sharia compliant.
Features:
No annual fee for the first year and renewal fee waiver subject to meeting the minimum spend criteria
Joud reward points as sign-up bonus and rewards points on every spend
Balance transfer facility from any UAE bank credit card to the Infinite Card at 0% interest rate and flexible EMI options
Up to 80% of the credit limit on the card can be withdrawn as cash at 0% interest
Repayment in easy installments
Complimentary unlimited access to over 850 airport lounges in 400 cities
This is sharia compliant card
Two complimentary vouchers for access to the VIP terminal at Abu Dhabi International Airport
A comprehensive travel inconvenience insurance and travel medical insurance provided
Fees and Charges:
Supplementary Card Annual Fee: Free up to 3rd card, From 4th card onwards – AED 105
Platinum Smart Covered Credit Card is with no annual fee and a fixed Murabaha profit rate for the entire duration. The card features exclusive offers on dining, lifestyle, travel, shopping, and much more. This is sharia compliant.
Features:
Earn Joud Reward points on both domestic and international transactions made on the card
Purchase Protection offers protection against damaged and stolen items purchased with the card
Emergency Roadside Assistance available round the year with just a single call
Balance transfer facility from any UAE bank credit card to the Infinite Card at 0% interest rate and flexible EMI options
Up to 80% of the credit limit on the card can be withdrawn as cash at 0% interest. Repayment in easy installments
Fees and Charges:
Supplementary Card Annual Fee: Free up to 3rd card, From 4th card onwards – AED 105
Dubai Islamic Bank Prime Platinum Credit Card comes with no annual fees and earn rewards on everyday spends with. Exclusive privileges with Visa luxury hotels, credit shield takaful and personalized concierge. This is sharia compliant.
Features:
DIB loyalty program – Wala’a Rewards on every AED spend
Benefits like best rates, upgrades, late check-out and more at over 900 visa luxury hotels across the globe
Unlimited roadside assistance, free International driving license and vehicle registration services
Dubai Islamic Bank Prime Signature Credit Card comes with no annual fees and earn rewards. Complimentary valet parking, airport lounge access, and various exclusive offers to avail. This is sharia compliant.
Features:
DIB loyalty program earn wala’a rewards for your spends
No annual fees
Roadside assistance and free valet parking,
Airport lounge access and global concierge services
With Dubai Islamic Bank Prime Infinite Credit Card has no annual fees. Access to airport lounges, free valet parking, roadside assistance, purchase protection and plenty more. This is sharia compliant.
Features:
DIB loyalty program – Wala’a Rewards for your spends.
Free valet parking, roadside assistance, balance tranfer and cash withdrawal facilities
With Dubai Islamic Bank Prime Gold Credit Card has no annual fees. Earn rewards, roadside assistance, instant cash withdrawal, credit shield takaful, travel insurance and much more. This is sharia compliant card.
Features:
DIB loyalty program – Wala’a Rewards on all spends
No annual fee credit card is different from our credit cards, it basically bridges the gap between the customers expectations and bank offerings. As for a normal credit card you need to keep the account status active. Moreover they automatically deduct the annual fee from the account. And it’s not like you would get less perks and benefits. It’s just that both the cards have different and equal perks and benefits. No annual fee credit card is basically for the people who don’t use the card on daily bases so that they don’t worry about the annual fee.
It’s very similar to the basic credit card. The only difference is that no annual credit card doesn’t charge the yearly fee and the normal credit cards have some yearly fee to use the card. Just like a normal card you have a pin to access it.
There are alot of banks who offer no annual credit cards. Banks also have different offers and deals on credit cards, so it’s better to look into all the deals and then decide according to your own requirement.
Every card has its charges, fees and interests, but majorly no bank charges any extra charges for the no annual fee credit card. The process is similar to a normal credit card.
No, there are no such fees. It’s like a basic credit card. You have your own security pin to access the card. And while making an online payment, you put the details and to make the payment you get an OPT on the linked mobile phone number.
People who are very sensible while using a card should get a no annual fee credit card as they hardly use it. If they don’t even use it that much to pay an annual fee for no reason.
Having a credit card is always a plus one, when there’s no annual fee credit card its even better. As it gives you the opportunity to build credit, earn rewards like cash backs, even protection against credit card fraud and increased purchasing power.
There are alot of benefits of having a no annual fee credit, as it saves on interest and fees, you get better credit rewards, your credit score keeps on increasing every time you use it. You can make transactions sitting at home while using a card.
