
Reward features
- Sign-up bonus of 100,000 Joud Reward points
- Earn 1.25 Joud reward points on every AED 1 spent on local retail transactions and 1.75 points on international spends
- Spend a minimum of AED 240,000 in the previous year and get the renewal fee waived
- Two free vouchers for access to VIP Terminal at Abu Dhabi International Airport
- With Hertz Gold Plus Rewards Five star membership enjoy discounted car rentals, free car upgrades, faster rental car bookings, etc.
- Complimentary night booking at SPG Hotels – 1 free booking for every 2 bookings
- 40% discount on travel visa services to Schengen countries. Complimentary services include priority appointment scheduling, form filling, and document collection
Features
- No annual fee for the first year and renewal fee waiver subject to meeting the minimum spend criteria
- Joud reward points as sign-up bonus and rewards points on every spend
- Balance transfer facility from any UAE bank credit card to the Infinite Card at 0% interest rate and flexible EMI options
- Up to 80% of the credit limit on the card can be withdrawn as cash at 0% interest
- Repayment in easy installments
- Complimentary unlimited access to over 850 airport lounges in 400 cities
- This is sharia compliant card
- Two complimentary vouchers for access to the VIP terminal at Abu Dhabi International Airport
- A comprehensive travel inconvenience insurance and travel medical insurance provided

Additional Benefits
- A comprehensive travel inconvenience insurance and travel medical insurance covers all travel-related inconvenience and medical expenses
- Free Wi-Fi access to about 1 million hotspot locations across the globe including on-board on select airlines
- ‘Mastercard for You’ app provides access to all the privileges and benefits available on the credit card
- At Abu Dhabi Airport VIP terminal enjoy priority check-in, luggage collection services, access to VIP lounge and other optional services
- Redeem Joud reward point for flight, hotel, car bookings; online shopping, utility bill payments, donate to charity, etc.
Fees & Charges
- Supplementary Card Annual Fee: Free up to 3rd card, From 4th card onwards – AED 105
- Late Payment Fee: AED 241.5
- Over limit Fee: NIL
- Cash Advance Fee: 3.15%
Addition Information
- Up to 90% of the available credit limit can be used for the balance transfer facility. AED 1,000 is the minimum amount
- Instant Cash provides a minimum of AED 5,000. The cash can be transferred to cardholders’ account anywhere in the UAE
- Travel inconvenience insurance covers loss of baggage – up to $3,000; baggage delay – $500; trip cancellation – up to $7,500, etc.
- Medical insurance covers travel accidents, emergency medical evacuation – $500,000 each, medical emergency expenses – up to $50,000, and daily in-hospital benefit $100 per day

