The ADCB Islamic TouchPoints Gold Card is a sharia compliant card which comes with no annual fees . Some of the benefits are earn rewards points , credit shield with life cover, easy payments, balance transfer, and more.
Features:
Get lifestyle benefits like dining exclusives and entertainment at Yas Island Theme parks and travel benefit for renting car through Avis
Pay 0% on school fees payment
Pay order facility available up to the available credit limit
Payback high-value purchases at easy installments
This is sharia compliant card
No annual fees for this card
You earn touchpoints with every spend, which can be redeemed for shopping or dining vouchers, airline tickets and upgrades, paying your utility bills etc
Fees and Charges:
Supplementary Card Annual Fee: Free
Late Payment Fee: AED 241.50
Over limit Fee: NA AED 288.5
Cash Advance Fee: 3.15% or AED 105 (whichever is higher)
The SIB Gold Visa Credit Card is a sharia-compliant card. Comes with features such as Global emergency assistance for lost cards, access to over airport lounges, Hotel discounts and more.
Features:
Monthly administration fee are applicable
This is a Sharia-compliant card
Access to airport lounges
Emergency Cash Advance and Emergency card replacement facilities
The SIB Platinum Visa Credit Card is a sharia-compliant card. Comes with features such as Global emergency assistance for lost cards, access to over airport lounges, hotel & dining discounts and more.
The SIB Classic Visa Credit Card is a sharia-compliant card. Comes with features such as Global emergency assistance for lost cards, access to over airport lounges and more.
Features:
Monthly administration fee are applicable
This is a Sharia-compliant card.
Access to airport lounges
Emergency Cash Advance and Emergency card replacement facilities
The Samba Supercharged Titanium Credit Card is a cashback card. You will earn cashbacks on every spent made under the selective categories. You will get unlimited access to the airport lounges and a discount on Careem rides.
Features:
Cashback on every Dirham spent
Joining Fee of AED 100
Equipped with the latest contactless technology and Chip-PIN secure
Get cashbacks on every swipe at a movie hall, supermarket, utility bills, dining, fuel, government service fee, medical, and retail stores
Free unlimited access to airport lounges across GCC
Fees and Charges:
Supplementary Card Annual Fee: Free
Late Payment Fee: AED 199
Over limit Fee: AED 199
Cash Advance Fee: 3% of the cash advance amount or AED 99 whichever is higher
The Standard Chartered X Credit Card is a cashback card where you can make great savings on every spend. Save up to 10% when you spend online or make bill payments using a mobile wallet. It is good to have a travel card as you can earn cashback on foreign currency spends.
Features:
cash back for every online, mobile wallet, bill payments or foreign purchase
Complimentary Unlimited access local and international airport lounges
Multi-trip travel insurance and Buyers Protection
Visa Concierge Service and discounts at airport restaurants around the world with DragonPass
Use the card to avail cash advance
No Annual fee for first year
Fees and Charges:
Supplementary Card Annual Fee: Free two cards, AED 105 from 3rd card onwards
Late Payment Fee: 241.50 AED
Over limit Fee: 292.95 AED
Cash Advance Fee: 3.15% of cash advance amount or AED 105, whichever is higher
NBQ Infinite Credit Card offers the exclusive 2-for-1 deals on food and entertainment. Get access to airport lounges, YQ meet & assist, discount at hotel stays. It is a Sharia compliant credit card.
Features:
Contactless payment card
VIP airport lounge access
24-hour concierge service
Free worldwide travel insurance
Purchase protection, Extended Warranty and Fraudulent Card Misuse Protection
With NBQ Platinum Credit Card, get access to exclusive 2-for-1 deals. Hotel & travel discounts, discount on VOX cinema tickets, airport lounge access, global emergency assistance.
Features:
Contactless-enabled card
Access to airport lounges
Complimentary travel insurance
Buy 1- Get 1 Free offer
Extended warranty and Purchase Protection available
NBQ Gold Credit Card comes with contactless, tap & pay feature. Avail hotel & travel discounts, global emergency assistance, balance transfer facility, worldwide travel insurance.
The SIB Smiles World credit card is a sharia-compliant card. This card comes with a ‘smiles’ rewards program where the points can be redeemed in a variety of ways. This is a travel card with travel and medical insurance for cardholders.
Features:
It is an Sharia-compliant credit card.
Spend locally or internationally and earn ‘smile’ points
Offers on cinema and travel
Earn free stays, air tickets, or shop on SIB online shop to redeem the ‘smiles’
It’s a normal credit card which is used to pay bills. you can use this bill payment credit card to make any payments be it business or your personal use. And with this credit card you can manage your dues and set reminders for the same, with this it is much easier to keep a track of every transaction.
It works like a normal Credit card only, nothing different. You have your own security pin and while making a payment online you get an OPT on the mobile number which is linked to your account number.
The only way you can choose a bill payment credit card is on the basis of your requirement. a lot of banks offer different deals and offers on the card, so it’s better to research and look into all the deals and then choose which bill payment credit card fits perfectly according to your need.
No, there are no such fees or charges incurred for a bill payment credit card. There are only annual fees which are paid yearly and annual fees are in all the credit cards except the no annual fee credit card.
It is very easy to do so, you just have to set in details of payments that will be made monthly and keep a track on it. You just need to research that all businesses accept automatic payments as it saves a lot of time and is a safe and secure way of making online payments.
The person who makes a lot of transactions online and has some fixed monthly expenditure, for him/her bill payment credit card is a must. as it will make things a lot easier for that person.
The biggest advantage is that it saves a lot of time and effort. you don’t have to worry about the same dues every month. it offers greater security to be very honest and of course it improves the flow of cash.
Having a bill payment credit card is always very beneficial as it saves a lot of time and offers greater security to both the parties, the one who is making a payment and the one who is receiving it.
