What is a Bill Payment credit card?

It's a normal credit card which is used to pay bills. you can use this bill payment credit card to make any payments be it business or your personal use. And with this credit card you can manage your dues and set reminders for the same, with this it is much easier to keep a track of every transaction.

How does a Bill Payment credit card work?

It works like a normal Credit card only, nothing different. You have your own security pin and while making a payment online you get an OPT on the mobile number which is linked to your account number.

How to choose a Bill Payment credit card?

The only way you can choose a bill payment credit card is on the basis of your requirement. a lot of banks offer different deals and offers on the card, so it's better to research and look into all the deals and then choose which bill payment credit card fits perfectly according to your need.

What are the charges and fees incurred for a Bill Payment credit card?

No, there are no such fees or charges incurred for a bill payment credit card. There are only annual fees which are paid yearly and annual fees are in all the credit cards except the no annual fee credit card.

How do you set up recurring bill payments?

It is very easy to do so, you just have to set in details of payments that will be made monthly and keep a track on it. You just need to research that all businesses accept automatic payments as it saves a lot of time and is a safe and secure way of making online payments.

Which credit card should you use to pay recurring bills?

There is no fixed card for it. it totally depends on the card you have in hand would work without any difficulty.

What are the requirements for applying for a Bill Payment credit card?

It is very easy to apply for a bill payment credit card as you need to be at least 21 years old, and you should be either self-employed or salaried.

What are the fees involved when using Bill Payment credit cards?

No, there are no such fees. It's like a basic credit card.

Who should get a Bill Payment credit card?

The person who makes a lot of transactions online and has some fixed monthly expenditure, for him/her bill payment credit card is a must. as it will make things a lot easier for that person.

What are the advantages of using a credit card for Bill Payment?

The biggest advantage is that it saves a lot of time and effort. you don't have to worry about the same dues every month. it offers greater security to be very honest and of course it improves the flow of cash.

How can I get the most out of my Bill Payment credit card?

The only way to get most out of your bill payment card credit card is by using it as much as you can.

Benefits of Bill Payment credit cards

Having a bill payment credit card is always very beneficial as it saves a lot of time and offers greater security to both the parties, the one who is making a payment and the one who is receiving it.

How to redeem Bill Payment reward points?

You can easily redeem reward points from the website, by using a desktop, laptop or a smartphone.

Bill Payment Credit Card - Page 3 Of 7

RAKBANK FC Barcelona Platinum Credit Card

RAKBANK

Min. Salary

AED 5000

Annual Fees

AED 300

Interest Rate

3.45%

FX Rate

2.10%

Benefits

Airport Lounge Access

Dining Benefit

Hotel Discounts

Purchase Protection

Travel Insurance

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RAKBANK FC Barcelona Platinum Credit Card provides discounts for Barcelona FC holiday packages that includes FC Barcelona match tickets, Camp Nou stadium visits, hotels, and flights. Earn reward points for spends on utility bills, shopping, daily necessities, hotels, flights, and more.

Features:

RAKBarçaRewards for every spend
Get Bonus RAKBarçaRewards
Special packages inclusive of hotels and flights to Barcelona for FC Barcelona match tickets at Camp Nou stadium with local sightseeing
2 Exclusive offers on football coaching
Discounts on dining, entertainment, vacations, fitness, and accessories
0% Easy Payment Plans
Free travel accident insurance and Purchase protection
Free chauffeured airport pick-up or drop off service and airport lounge access

Fees and Charges:

Supplementary Card Annual Fee:
Late Payment Fee: AED 230
Over limit Fee: AED 285
Cash Advance Fee: AED 99 or 3% whichever is higher

RAKBANK RED Mastercard Credit Card

RAKBANK

Min. Salary

AED 5000

Annual Fees

AED 0

Interest Rate

3.45%

FX Rate

2.10%

Benefits

CashBack

Dining Benefit

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RAKBANK RED Mastercard Credit Card comes with the right combination of value-packed features and benefits. Get cashback on spends, cardless payments, smart cash facility, 24×7 phone banking, etc.

Features:

Earn cashback on all your purchases
No annual fee for your Card
Tap & Pay at participating merchants across the globe
Avail discounts at 2,000+ restaurants and buy one & get one offers
Get free international remittance through your Credit Card every month
Comes with Credit Shield cover

Fees and Charges:

Supplementary Card Annual Fee: Free for Life
Late Payment Fee: AED 230
Over limit Fee: AED 285
Cash Advance Fee: 3% or AED 99 (whichever is higher)

Deem Titanium Mastercard Credit Card

Deem

Min. Salary

AED 5000

Annual Fees

AED 210

Interest Rate

3.45%

FX Rate

3.14%

Benefits

Airport Lounge Access

CashBack

Dining Benefit

Hotel Discounts

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The Deem Titanium Master Credit Card is a cash back credit card with airport lounge access, credit card protection, and attractive discounts on travel, retail spends, grocery, fuel, utility bill payments, and payments for government services.

Features:

Earn Cash Up on all retail spends
Earn accelerated Cash up rewards for every fuel, grocery, and supermarket purchase as well as utility bills and government service payments
Airport lounge access to more than 10 airports in the Levant and the Middle East
Benefit of insurance protection cover
Lifestyle and travel benefits
Deals and discounts with the Deem Offers app
Free for first year

Fees and Charges:

Supplementary Card Annual Fee: Free for up to 5 supplementary cards
Late Payment Fee: AED 241.5
Over limit Fee: AED 341.25
Cash Advance Fee: AED 105 or 3.15% of cash advance amount, whichever is higher

FAB Du Titanium Credit Card

FAB

Min. Salary

AED 5000

Annual Fees

AED 0

Interest Rate

3.75%

FX Rate

2.49%

Benefits

Airport Lounge Access

CashBack

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FAB Du Titanium Credit Card is a privilege card. The cardholder can avail of du privileges and earn discounts on the auto payment of Du bills. Get lifestyle benefits, travel benefits, and contactless payment facility.

Features:

Discounts on payment of Du bills and recharges
Redeem FAB Rewards against your du bills (mobile, call select – landline, TV and broadband), ADDC, AADC, DEWA, SEWA and RTA payments
Earn rewards on every AED 1 spent
Airport lounge access
Tap and pay facility
Discount on du Easy Payment Plan & du Smart Phone Privilege Plan

Fees and Charges:

Late Payment Fee: AED 241.50
Over limit Fee: AED 288.75
Cash Advance Fee: 3.15% of the cash amount

FAB GEMS Titanium Credit Card

FAB

Min. Salary

AED 5000

Annual Fees

AED 0

Interest Rate

3.75%

FX Rate

2.49%

Benefits

Airport Lounge Access

CashBack

Cinema Benefits

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FAB GEMS Titanium Credit Card is an education credit card. The cardholders can avail of discounts on children’s education fees and gain education protection cover. Users can get lifestyle benefits and travel benefits.

Features:

Discounts on advanced payment of GEMS fees
Offers on movie tickets
Get education insurance for kids
Access to airport lounges
Earn FAB rewards on every spend made via credit card
Credit Shield facility

Fees and Charges:

Late Payment Fee: AED 241.50 or less than the minimum amount due in any month
Over limit Fee: AED 288.75
Cash Advance Fee: 3.15% of the cash amount obtained with a minimum of AED 105 per transaction

FAB Du Platinum Credit Card

FAB

Min. Salary

AED 15000

Annual Fees

AED 0

Interest Rate

3.75%

FX Rate

2.49%

Benefits

Airport Lounge Access

CashBack

Cinema Benefits

Purchase Protection

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FAB Du Platinum Credit Card is a privilege card. The users get discount on payment of Du bills and recharges. Also, the user can avail of rewards, lifestyle benefits, and travel benefits. It offers purchase protection and emergency assistance.

Features:

Discounts on payment of Du bills and recharges
Discount on du Easy Payment Plan & du Smart Phone Privilege Plan
Earn rewards on every spend
offers on movie tickets
Access to airport lounges
Global Purchase Protection
Redeem FAB Rewards against your du bills (mobile, call select – landline, TV and broadband), ADDC, AADC, DEWA, SEWA and RTA payments

Fees and Charges:

Late Payment Fee: AED 241.50
Over limit Fee: AED 288.75
Cash Advance Fee: 3.15% of the cash amount

Dubai Islamic Bank Consumer Platinum Credit Card

Dubai Islamic Bank

Min. Salary

AED 15000

Annual Fees

AED 199

Interest Rate

3%

FX Rate

2.09%

Benefits

CashBack

Sharia Compliant

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Dubai Islamic Bank Consumer Platinum Credit Card provides you to earn cashback on your everyday spends. Cashback of up to 4% upon spending on bill payments, shopping, refuelling car and more. This is sharia-compliant card.

Features:

Earn guaranteed cashback, cashback on every spends up to 4%
Roadside assistance
Balance transfer option available
Total monthly maximum cashback cap is AED 1,000 per Billing Cycle
Cashback applicable on transactions in UAE
Cashback will not be earned on Utility & Government bills transactions made through DIB platforms
This is sharia compliant card

Fees and Charges:

Supplementary Card Annual Fee: Free
Late Payment Fee: Up to AED 236.25
Over limit Fee: 0
Cash Advance Fee: 3.15%

Dubai Islamic Bank Consumer Reward Credit Card

Dubai Islamic Bank

Min. Salary

AED 5000

Annual Fees

AED 150

Interest Rate

3%

FX Rate

2.09%

Benefits

CashBack

Sharia Compliant

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Earn cashback on every spend with Dubai Islamic Bank Consumer Reward Credit Card. Roadside assistance, avail cashback on bill payments, NOL & Salik recharges and more. This is sharia-compliant card.

Features:

Earn guaranteed cashback, cashback on every spends up to 3%
Balance transfer option available
Roadside assistance
This is sharia compliant card
Cashback will not be earned on Utility & Government bills transactions made through DIB platforms

Fees and Charges:

Supplementary Card Annual Fee: Free
Late Payment Fee: AED 236.25
Over limit Fee: No
Cash Advance Fee: 3.15%

ADIB Value Credit Card

ADIB

Min. Salary

AED 5000

Annual Fees

AED 0

Interest Rate

3.09%

FX Rate

1.8%

Benefits

Dining Benefit

Purchase Protection

Sharia Compliant

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ADIB Value Card is a reward credit card with zero annual fee. It provides true value by providing a reward point for every Dirham spent on the card. Also enjoy dining discounts, shopping vouchers, free add-on cards, purchase protection, and much more.

Features:

Earn reward points on local and international spends on the card.
Reward points can be redeemed to book flight tickets and for shopping vouchers.
Card features both chip and PIN technology to provide advanced safety and convenience.
Cash withdrawal limit up to 100% of the finance limit.
Cash on Call and Balance transfer facility with just a phone call.

Fees and Charges:

Supplementary Card Annual Fee: Free up to 4th card, 5th card onwards: AED 250
Late Payment Fee: AED 100
Over limit Fee: AED 50
Cash Advance Fee: 3% of the withdrawn amount or AED 99

ADIB Emirates Skywards World Elite Credit Card

ADIB

Min. Salary

AED 25000

Annual Fees

AED 4500

Interest Rate

3.33%

FX Rate

3.1%

Benefits

Airport Lounge Access

Golf Benefits

Sharia Compliant

Travel Insurance

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ADIB Emirates Skywards World Elite Card a co-branded credit card that offers exclusive travel benefits for frequent Emirates passengers. It offers Skywards Miles on every spend, free airport lounge access, airport transfer, travel insurance, concierge service, home check-in for Emirates flights, valet parking, and lot more.

Features:

70,000 Bonus Skywards Miles on a minimum spend of AED 140,000 within 6 months of card issuance.
Free Silver tier membership to Emirates Skywards to the primary cardholder.
Complimentary travel inconvenience and travel medical cover.
Up to 3 Skyward Miles on every AED 3.68 spent on the card.
Free unlimited access to over 900 global airports.

Fees and Charges:

Supplementary Card Annual Fee: AED 4,500 (5th card onwards)
Late Payment Fee: AED 100
Over limit Fee: AED 50
Cash Advance Fee: 3% of the withdrawn amount or AED 99