Reward features
- Earn 0.35 reward points for every AED 1 spent on bill payments, government services, petrol/gas stations, schools, movies, supermarkets, transport, club memberships, etc.
- Earn 1.25 RAKrewards per 1 AED on Domestic Spends and 3.75 RAKrewards on International spends upto AED 14,999 spends
- Earn 2.50 RAKrewards per 1 AED on Domestic Spends and 5 RAKrewards on International spends between AED 15,000 to AED 29,999 spends
- Earn 3.75 RAKrewards per 1 AED on Domestic Spends and 6.25 RAKrewards on International spends on AED 30,000 & Above
- Redeem reward points on travel packages, flight tickets, hotel bookings, dining, etc.
- Vox cinema ticket discounts of up to 50%
- Dining discounts of 30% through RAKfoodie app
- Exclusive benefits and offers for fashion, entertainment, dining, jewellery, watches, fitness, vacations, etc.
- Complimentary LoungeKey access at more than 500 airport lounges worldwide
- Complimentary hotel nights at Starwood Hotels & Resorts
- 15% discount at Onefinestay, Oakwood, Grosvenor House Dubai luxury serviced apartments
- International round-trip fare discount of 10% through Cleartrip
- Discount of 15% on Hertz car rentals worldwide
Features
- No joining fee for the first year
- First supplementary card is free
- Earn reward points across all categories of daily and luxury spends
- Airport lounge access complimentary across hundreds of lounges worldwide
- Discounts and benefits on travel, dining, and lifestyle spends
- This is sharia compliant credit card
- MasterCard Buy 1 Get 1 Offers and other offers
Additional Benefits
- Buy 1 Get 1 offers on dining, hotel bookings, etc., through Mastercard
- Complimentary 1-year MyUS Premium membership
- Discount of 10% on Farfetch at 700 brands and outlets worldwide
- Chauffeured airport pickup and drop-off service 6 times a year in the UAE or 3 times at select cities in India
- Careem discounts of 30% three times a month across the Middle East
- Complimentary Global Blue VIP services
- com discount of 10% worldwide
- Priceless 2-for-1 offers and discounts for dining and vacations worldwide
- Free doorstep fuel delivery on fuel purchases through CAFU app
Fees & Charges
- Supplementary Card Annual Fee: AED 200 for additional supplementary card
- Late Payment Fee: AED 230
- Over limit Fee:
- Cash Advance Fee: 3.25%
Addition Information
- Free supplementary card
- Cash advance of up to 40% of credit limit
- Up to 55 days of profit-free credit
- Credit card cheques can be used where credit card payments are not accepted