Reward features
- Earn 1.25 reward points on every AED 1 on domestic and international transactions up to AED 14,999
- Earn 2.50 reward points on every AED 1 on domestic and international transactions from AED 15,000 to AED 29,999
- Earn 3.75 reward points on every AED 1 on domestic and international transactions exceeding AED 30,000
- Earn 0.35 reward points on every AED 1 spent on bill payments, charities, government services, transport, schools, education, health, beauty, club memberships, movies, etc.
- Redeem reward points at over 300 airlines and more than 300,000 hotels worldwide
- Redeem reward points for electronics and home appliances
- Exclusive discounts on hotels, jewellery, electronics, dining, holidays, furnishings, etc.
- Complimentary access to 10 VIP lounges in the Middle East
- Cleartrip discounts on hotels and airline tickets of up to 30%
- Booking.com cashback of up to 10%
Features
- RAKrewards earned across spends in all categories
- Travel accident Takaful and Purchase Protection is complimentary
- Unlimited airport lounge access in VIP lounges across the Middle East
- Free purchase protection
- Exclusive discounts on shopping, dining, hotel, and travel
- Sharia Compliant
- Buy 1 Get 1 offers with Mastercard
- Unlimited airport lounge access
Additional Benefits
- Buy 1 Get 1 offers on Mastercard app for entertainment, dining, and attractions across the Middle East and Africa
- Discount of 10% on rentalcars.com
- 2-for-1 Priceless discounts and offers on dining and vacations in the Middle East
- Farfetch discount of 10% on brands and outlets worldwide
- Luxurious shopping discount of 60% on European Shopping Villages
- Complimentary membership to MyUS Premium
- Thrice a month discount of 20% each on Careem rides
- Dining discount of 30% across 2000 restaurants through RAKfoodie app
Fees & Charges
- Supplementary Card Annual Fee: Nil
- Late Payment Fee: AED 230
- Over limit Fee:
- Cash Advance Fee: 3.45%
Addition Information
- Free purchase protection
- Cash advance of up to 40% of credit card limit
- Minimum low monthly payment of 3%
- Up to 55 days of profit-free period to make payments
- Contactless Tap & Pay technology