Reward features
- EI SmartMiles rewards programme to avail customers travel, shopping and lifestyle benefits
- Earn up to 3.75 EI SmartMiles per AED 1 spend internationally and 2.5 EI SmartMiles per AED 1 spend domestically
- Instant EI SmartMiles redemption at over 300 airlines and 180,000+ hotels worldwide, car rentals and more
- EI SmartMiles mobile app to redeem reward points for flights, hotels, miles exchange, gift cards and more
- Exchange EI SmartMiles for Miles with Emirates Skywards, Etihad Guest, and InterMiles
- Earn EI SmartMiles on your card spend and use earned SmartMiles to book your next holiday
- ‘Instant Purchase’ feature to redeem your EI SmartMiles from any shop or online site across the world
- Unsurpassed value at over 900 prestigious properties around the world
- Global Concierge facility to avail services including flight, hotel and restaurant reservations
- Complimentary Reel Cinemas Movie Tickets
- 15% off on Emaar Entertainment Attractions
Features
- EI SmartMiles rewards programme
- Airport lounge access, global concierge and free valet parking
- Purchase protection extended warranty
- Balance transfer, cash-on-all and cash advance facility
- Travel and Medical insurance
- Sharia compliant credit card and free for life
- Hotel, Cinema and Entertainment benefits
- Card exclusive for UAE nationals
Additional Benefits
- Primary card free for life and comes with an attractive profit rate of 2.49%
- Get up to 4 supplementary cards for your family
- Two complimentary valet parking services in a calendar month
- Unlimited complimentary access to over 1000 airport lounges with a guest via the Lounge Key program
- Travel and Medical insurance for all trips up to 90 days duration
- Extended Warranty doubles the original manufacturer’s warranty for an item purchased up to 12 months
- Purchase Protection for lost, stolen or damaged goods purchased
- Cash withdrawal to access cash from ATMs up to 50% of the card limit
- Transfer the outstanding balance of your Card from other banks to your Emirates Islamic Emarati Credit Card
- 0% Easy Payment Plan for purchase ranging from electronics, telecom, supermarket and jewellery
Fees & Charges
- Supplementary Card Annual Fee: Free up to 4 cards
- Late Payment Fee: AED 225
- Over limit Fee: AED 249
- Cash Advance Fee: 3% of cash advance amount or AED 99, whichever is higher
Addition Information
- Easy Payment Plan
- Secure and easy payments
- Cash on Call available
- Simplify online payments with VISA