Reward features
- Complimentary access to wide variety of offers under the VISA Premium Privileges Program
- Complimentary airport lounge access across the world
- Easy Payment Plan starting from as low as 1%
- Flexible repayment instructions including: 5%, 25%, 50%, or 100% of the balance
Features
- Accepted locally and internationally
- No cross border or foreign exchange commission on leading currencies
- High cash advance limit on available credit
- Purchase Protection and Extended Warranty Cover
- Flexible repayment options of 5%, 25%, 50%, or 100% of the balance
- Optional Credit Shield insurance
- Complimentary Airport Lounge Access
Additional Benefits
- Competitive interest rates
- Smart chip technology embedded in the card for more security.
- Use of OTP as an added security layer
- Grace period of 52 days of interest-free credit on full repayment before the due date
- Easy card management using the internet and phone banking service
- Optional credit shield insurance
- Free Arabi mobile services
- Free purchase protection cover for purchases against damage/theft
- Free extended warranty cover over the manufacturers’ warranty
Fees & Charges
- Supplementary Card Annual Fee: AED 300 for Elite Program only
- Late Payment Fee: AED 230
- Over limit Fee: AED 275
- Cash Advance Fee: 3% with a min of AED 100
Addition Information
- Quick credit card processing
- 24/7 customer service
- Dedicated sales team for added convenience