Reward features
- 10% discount on Starwood Preferred Guest hotel rooms
- Up to 20% off at AVIS worldwide
- Spend 2 AED locally and earn 1 Arabi Points
- Spend 1.5 AED on an international transaction and earn 1 Arabi Point
- Automatic enrollment to Credit Card Rewards Program – Arabi Points
Features
- Contactless payment due to the use of Smart Chip technology.
- Personalized credit limit
- Interest-free credit up to 52 days
- Flexible repayment options of 5%, 25%, 50%, or 100% of the balance
- Easy payment plans starting from a low 1%
- offers under the VISA Premium Privileges Program
- Automatic enrollment to Credit Card Rewards Program – Arabi Points
Additional Benefits
- Contactless-enabled card for quick purchases
- Cash advance up to 75% of the credit limit
- Balance transfer service to transfer other credit card balances to Gold Card
- Added security during transactions with the use of a one-time password
- Easy credit card payments through Direct Banking Services
- Convenient card management using the internet and phone banking services
- Quick application processing
- Accepted worldwide
- Arab Bank Credit Shield Insurance for repayment security
Fees & Charges
- Supplementary Card Annual Fee: Free
- Late Payment Fee: AED 230
- Over limit Fee: AED 275
- Cash Advance Fee: 3% with a min of AED 100
Addition Information
- Free supplementary credit cards
- 24/7 Customer contact center