Reward features
- For every dirham you spend, you earn up to 2% cashback
- With spending range (AED) of 0 – 9,999 get 1% cashback
- With spending range (AED) of 10,000 – 19,999 get 1.5% cashback
- With spending range (AED) of above 20,000 get 2% cashback
- Cashback of 60% (up to AED 150 per statement cycle) on movie tickets at VOX, Roxy and Reel Cinemas
- Under the cashback programme, no minimum spend is required
Features
- Up to 2% cashback on every Dirham spent
- Monthly instalment plan at interest rates as low as 0%
- Facility to transfer up to 70% of credit limit to your bank account
- Two supplementary cards free of annual cost
- Worldwide card acceptance
Additional Benefits
- A wide range of promotional offers on Visa dining, travel and entertainment worldwide
- Cash advance facility that allows cardholders to withdraw up to 40% of their credit limit at banks and ATMs (that accept VISA) worldwide
- Interest-free credit for up to 50 days
- Free SMS alert service and mobile banking facility to keep cardholders updated with their credit card transactions, payment due date reminders, etc.
- Secure ‘Tap to Pay’ feature for increasing convenience and speed of making payments on transactions up to AED 300
- The balance transfer facility is available at promotional interest rates and repayment period ranging from 3 to 24 months
Fees & Charges
- Supplementary Card Annual Fee: First 2 free 3rd Onwards AED 100
- Late Payment Fee: AED 230
- Over limit Fee: AED 125
- Cash Advance Fee: 4% of cash advance or AED 50, whichever is higher
Addition Information
- Enabled with Chip & PIN and Visa payWave to increase security
- Only those who are salaried, over 21 years of age and a UAE resident can avail NBF Platinum Exclusive Credit Card
- To avail the credit card, you must also have an NBF Current Account and have your salary transferred to NBF. You can also have an NBF Fixed Deposit
- Can have up to five supplementary credit cards for your family members who are at least 15 years old
- Direct debit facility for making minimum or full credit card bill payments