Reward features
- Cashback of up to 3% on every Dirham spend
- With spending range (AED) of 0 – 9,999 get 1% cashback on domestic spends and 2% on international spends
- With spending range (AED) of 10,000 – 19,999 get 1.5% cashback on domestic spends and 2.5% on international spends
- With spending range (AED) of above 20,000 get 2% cashback on domestic spends and 3% on international spends
- Earn unlimited cashback, no minimum spend required
Features
- Lifetime free credit card
- Up to 10% cashback on all dining spends
- For every dirham you spend you earn up to 3% cashback.
- Unlimited airport lounge access along with a guest
- Round-the-clock concierge service
- Multi-trip travel insurance
- Extended warranty
- This is sharia compliant card
Additional Benefits
- Extended warranty on every item purchased using the credit card
- Monthly instalment plan at profit rates as low as 0%
- Balance transfer facility at promotional profit rates and flexible repayment period ranging from 3 to 24 months
- EZ draft facility to transfer up to 70% of credit limit into your bank account
- Cash advance facility that allows cardholder to withdraw up to 40% of available credit limit
- Additional benefits and offers on leisure, hospitality and dining
- 10% cashback on all dining spends, up to AED 150 cashback every month
- 24/7 concierge service
- Unlimited airport lounge access for you and a guest through LoungeKey
- Multi-trip travel insurance
Fees & Charges
- Supplementary Card Annual Fee: 3 Free supplementary cards, AED 250 from 4th card onwards
- Late Payment Fee: AED 230
- Over limit Fee: AED 125
- Cash Advance Fee: 4% of cash advance or AED 50, whichever is higher
Addition Information
- Up to two credit cards issued to family members who are over 15 years of age
- Enabled with Chip & PIN and Visa payWave for increased security
- Global customer assistance
- Direct debit facility
- Free SMS alert service
- Mobile banking facility