Reward features
- For every dirham you spend, you earn up to 3% cashback
- With spending range (AED) of 0 – 9,999 get 1% cashback on domestic spends and 2% on international spends
- With spending range (AED) of 10,000 – 19,999 get 1.5% cashback on domestic spends and 2.5% on international spends
- With spending range (AED) of above 20,000 get 2% cashback on domestic spends and 3% on international spends
- No minimum spend required to earn cashbacks
- Cashback of 60% (up to AED 150 per statement cycle) on movie tickets at VOX, Roxy and Reel Cinemas
- 24/7 concierge
- Unlimited airport lounge access for you and a guest through LoungeKey
Features
- Up to 3% cashback on every Dirham spent
- Monthly instalment plan at interest rates as low as 0%
- Multi-trip travel insurance
- Anytime concierge service
- Unlimited airport lounge access
- Extended warranty
Additional Benefits
- Extended warranty on every item purchased using the credit card
- Balance transfer facility at promotional interest rates and flexible repayment period ranging from 3 to 24 months
- EZ draft/ Cash on Call facility to transfer up to 70% of credit limit into your bank account
- Cash advance facility that allows cardholder to withdraw up to 40% of available credit limit
- Avail up to 2 supplementary cards free of annual cost for family members over 15 years of age
- A host of other benefits like substantial leisure and hospitality
Fees & Charges
- Supplementary Card Annual Fee: First 3 free from 4th onwards AED 250
- Late Payment Fee: AED 230
- Over limit Fee: AED 125
- Cash Advance Fee: 4% of cash advance or AED 50, whichever is higher
Addition Information
- Enabled with Chip & PIN and Visa payWave for increased security
- Global card acceptance
- Global customer assistance
- Direct debit facility for making full or minimum credit card bill payment
- Free SMS alert service and mobile banking facility