Reward features
- Earn 5% cash back on select category spends including on Grocery, Education, Fuel, International spends, and Dining. Users can choose any two categories.
- Earn 1% cash back on all other retail transactions except government related transactions.
- The maximum amount of cashback is capped at AED 500 per month.
- Users are eligible for the cash back only when the retail spending on the card reaches AED 8,000 in a calendar month.
- Users who spend AED 3,000 per month on the card will earn 3% cash back on select categories and 1% on the rest.
- Cashback will be credited only when the total mount due on the card is settled on or before the due date.
Features
- Avail cashback on different categories including groceries, fuel, dining, education, and international spending.
- Users can choose two spending categories to avail cashback up to 5%.
- Unlimited access to airport lounges at over 25 regional and international locations including UAE, Saudi Arabia, Jordan, Kuwait, Egypt, Morocco, USA, UK, Canada, Germany, France, Singapore, and more.
- Buy 1 and Get 1 offer on dining, premium spas, and leisure activities.
- 20% discount on Talabat online grocery and food orders that can be availed up to 2 times per month.
Additional Benefits
- Get up to 30% discount on your international travel and hotel booking made through the Cleartrip website.
- 10% discount for bookings made for 1 passenger or 1 night
- 15% discount for bookings made for 2 passengers or 2 nights
- 20% discount for bookings made for 3 passengers or 3 nights
- 25% discount for bookings made for 4 passengers or 4 nights
- 30% discount for bookings made for 5 passengers or 5 nights
- Up to 10% discount on bookings made through Booking.com
- Offers at IHG Hotels & Resorts – 15% discount on room bookings, free welcome drink, late checkout, etc.
- Avail Fulfill Visa Services to apply and book appointments for your travel visa needs
- 10% discount on bookings made on rentalcars.com
- 20% discount at Avis Car Rental
- Up to 10% discount on card or truck bookings made at Budget Car Rental.
Fees & Charges
- Supplementary Annual Fee: Free for the 1st 3 cards; From 4th card onwards – AED 105
- Late Payment Fee: AED 100
- Over limit Fee: NA
- Cash Advance Fee: 3.15% of the withdrawal amount
Addition Information
- Up to 60% discount across Bicester Village boutiques all year round. Offers include a VIP invitation, a 15% discount on shopping packages, chauffeur-driven rides, Shopping Express, and access to VIP lounges.
- Up to 10% off at Farfetch stores with a minimum spend of USD 200. Use promo code MC10MEA at farfetch.com.
- Get 2 months of free subscription for Lingokids and then enjoy 30% off on monthly subscriptions afterward. Use the code MASTERCARDMEA to avail the offer.
- 25% discount on 1st subscription payment at Fiit.
- The card comes with a Purchase Protection feature that safeguards your credit card transactions for 180 days. It covers credit card theft, online fraud, and others.
- Users can change the cash back category once a month. No fee will be levied for 2 category changes per calendar year.