The United Arab Bank Signature Credit Card offers unparalleled benefits and privileges. It is a cashback card with no minimum spend needed to earn it. Avail of complimentary airport lounge access, discounts on holidays, 24/7 concierge service, and more. Contactless payment option for speed and ease of transactions.
Features:
No annual fee for the first year
Get cashback on all types of transactions
Loan on phone facility available
Balance transfer of cards at 0% interest
24/7 concierge service for services on flights, hotels, dining, and more
Multi-trip travel insurance for cardholder and family
ADCB Islamic Etihad Guest Signature Credit Card is a Sharia-Complaint Air Miles Credit Card that offers various rewards, travel, lifestyle, and card protection benefits. Cardholders can earn Etihad Guest Miles on almost every spend on the card and redeem the Miles for Etihad Flight Bookings.
Features:
Welcome bonus of 35,000 Etihad Guest Miles during the 1st year of membership.
A monthly bonus of 2,000 Etihad Guest Miles on monthly spends of USD 2,000
Fast track to Silver Tier Status on completing two return flight bookings on Etihad Airlines within the first 6 months of card issuance or by accruing 18,000 Tier Miles through card purchases.
Access to over 1200 airport lounges all over the world at zero cost.
Complimentary golf access in various golf clubs in Dubai & Abu Dhabi.
Fees and Charges:
Supplementary Annual Fee: Free
Late Payment Fee: AED 241.50
Over limit Fee: AED 288.75
Cash Advance Fee: 3.15% or AED 105 (whichever is higher)
ADIB Emirates Skywards World Card is a co-branded credit card powered by Emirates. It offers Skyward Miles on every transaction, free airport lounge access, airport transfer, travel insurance, home check-in for Emirates flights, valet parking, and many others.
Features:
20,000 Bonus Skyward Miles on minimum spend of AED 50,000 within 6 months of card issuance.
Free Silver tier membership to Emirates Skywards to primary cardholder.
Complimentary travel inconvenience and travel medical cover.
Up to 2.5 Skyward Miles on every AED 3.68 spent on the card.
Free unlimited access to over 900 global airports.
FAB Etihad Guest Signature Credit Card is an air mile credit card. The cardholder gets a welcome bonus, access to airport lounges, airport transfer facility. The users can avail of travel benefits, lifestyle benefits, and get purchase protection.
Features:
Get Etihad Guest Miles discount voucher
Earn Etihad Guest Miles and Etihad Tier Miles for every AED 10 spent
Access to airport lounges and get airport transfers
Welcome Bonus on primary and secondary cards
Get travel insurance, Credit Shield, purchase protection and extended warranty
Offers on Movie Tickets, Golf Discounts, Concierge Service and Visa Offers
Fast Track Enrolment To Etihad Guest Silver Membership
Complimentary Inflight WIFI Vouchers
Fees and Charges:
Supplementary Card Annual Fee: AED 262.50
Late Payment Fee: AED 241.50 or less than the minimum amount due in any month
The Deem Platinum Miles Up Credit Card is free for life. It offers accelerated Miles Up points for spends across travel, hospitality, shopping, and retail spends worldwide. Airport lounge access and discounts to premium car rentals worldwide are included. Purchase protection for added value.
Features:
Accelerated Miles Up rewards program for every spend on airline tickets, hotel reservations, in-store and online shopping, and worldwide retails spends
Airport lounge access across the Levant and Middle East regions
Purchase protection cover
Insurance coverage benefit
Premium MyUS membership free for 2 years to shop from US retailers with affordable shipping rates
Complimentary valet parking service
Deals and discounts with the Deem Offers app
Fees and Charges:
Supplementary Card Annual Fee: Up to 5 supplementary cards free
Late Payment Fee: AED 241.5
Over limit Fee: AED 341.25
Cash Advance Fee: AED 105 or 3.15% of cash advance, whichever is higher
The ALL – ADCB Infinite Credit Card is a premium lifestyle credit card with a variety of features and benefits. From welcome bonus, reward points, and dining & spa discounts, to unlimited airport lounge access, the card has it all.
Features:
Exclusive lifestyle and travel benefits including special stay benefits, discounted beach access, free airport lounge access, travel insurance and more.
Unlimited lounge access to more than 1,000 airports across the globe for both primary and supplementary cardholders.
Exclusive benefits at select Accor properties worldwide including free breakfast, executive lounge access, VIP guest status, room upgrade, late check-out, etc
Credit shield insurance covers all credit card payments made across the globe protecting the cardholder from any fraudulent transactions.
Avail 0% interest on school fee payments.
FlexiPay feature to repay retail balances in easy monthly payments.
Transfer outstanding credit card balances from other banks and enjoy low interest rates.
Credit card loans at zero interest rates.
Fees and Charges:
Supplementary Annual Fee: AED 262.50 for each card
ADCB TouchPoints Titanium and Gold Credit Card is a no annual fee credit card with a wide range of travel and lifestyle benefits. Earn monthly bonus rewards, entertainment deals, and much more from the card.
Features:
A zero annual fee credit card with travel and lifestyle benefits.
Buy 1 Get 1 offer on movie tickets (up to 2 tickets per month) at VOX Cinemas across 2D Standard and 2D Max Standard
Zero interest charges, low processing fees for up to 12 months on converting your child’s school and college fees into installments
Unlimited complimentary lounge access at more than 10 airport lounges globally
Fees and Charges:
Supplementary Card Annual Fee: Nil
Late Payment Fee: AED 241.50
Over limit Fee: AED 288.75
Cash Advance Fee: 3.15% or AED 105 (whichever is higher)
The Emirati World Elite Mastercard is a travel credit card with lifestyle and reward benefits. It also comes with free travel and medical insurance covers and is free for the first year. This is sharia compliant.
Features:
No annual fee for the first year and renewal fee waiver subject to meeting the minimum spend criteria
Joud reward points as sign-up bonus and rewards points on every spend
Balance transfer facility from any UAE bank credit card to the Infinite Card at 0% interest rate and flexible EMI options
Up to 80% of the credit limit on the card can be withdrawn as cash at 0% interest
Repayment in easy installments
Complimentary unlimited access to over 850 airport lounges in 400 cities
This is sharia compliant card
Two complimentary vouchers for access to the VIP terminal at Abu Dhabi International Airport
A comprehensive travel inconvenience insurance and travel medical insurance provided
Fees and Charges:
Supplementary Card Annual Fee: Free up to 3rd card, From 4th card onwards – AED 105
With CBD Visa Signature Credit Card, you can enroll for CBD Reward Points Program. The card offers numerous discounts & benefits including free access to VIP airport lounges, free valet parking and much more.
Features:
Get CBD Reward Points Program, reward points for every dirham spent
Free access to VIP airport lounges and Free Valtrans valet parking
No annual fee on primary card during the first year
Free multi-trip travel insurance
Protection against fraud with Chip & Pin card security
Careem Rides, Food & Shop, Bike Benefit
Purchase Protection and Extended warranty
Cinema benefits and discount at Emaar entertainment
Fees and Charges:
Supplementary Card Annual Fee: Free for life
Late Payment Fee: AED 241.50
Over limit Fee: AED 288.75
Cash Advance Fee: 3% or AED 105 (whichever is higher)
RAKBANK Air Arabia Platinum Credit Card provides the Air Rewards loyalty program by Air Arabia with 10% cashback on Air Arabia flights. Earn reward points for local and international spends as well as for bill payments, education fees, petrol/gas, supermarket spends, health, beauty, and club memberships.
Features:
Earn AirReward Points for local and international spends
Travel accident insurance, Credit Shield, Secure Wallet, and Purchase Protection
Complimentary airport lounge access in Marhaba, CAC, and LoungeKey lounges locally and internationally
Free supplementary card
Complimentary airport pick-up or drop off service
Discounts on dining and shopping
Joining Bonus -15,000 AirRewards Points Equivalent to a return ticket
Fees and Charges:
Supplementary Card Annual Fee: Free
Late Payment Fee: AED 230
Over limit Fee: AED 285
Cash Advance Fee: AED 99 or 3% whichever is higher
A card through which the consumer gets the reward in the form of some miles or points which the consumer can use for certain purchases like hotel rooms, flights, is a Travel credit card. Also your get travel benefits like airport transfers, concierge service etc.
It works the same as that any other reward credit card. A person accumulates points because of the various transaction that they do on the travel credit card,
The user gets extra points when used for Travel purchases depending on the type of alliance or partnership of the card
These travel points can then be redeemed for travel benefits or other features depending on the redemption procedure for the card.