Reward features
- Earn up to 0.5 TouchPoint for every AED 1 spent on retail purchases.
- Bonus TouchPoints 5,000 on monthly spends of AED 5,000 each month.
- Accumulated TouchPoints may be redeemed for shopping, airline miles, paying utility bills, Salik, card payments, and much more.
Features
- A zero annual fee credit card with travel and lifestyle benefits.
- Buy 1 Get 1 offer on movie tickets (up to 2 tickets per month) at VOX Cinemas across 2D Standard and 2D Max Standard
- Zero interest charges, low processing fees for up to 12 months on converting your child’s school and college fees into installments
- Unlimited complimentary lounge access at more than 10 airport lounges globally
Additional Benefits
- A discount of up to 25% at over 1,400 restaurants
- 20% discount on Talabat orders for up to AED 14 off per order. Offer valid once per month.
- Up to 20% off on online car rental bookings at Avisworld.com for bookings across the globe. Offer valid only for Visa Gold cardholders.
- Cardholders also get access to a wide spectrum of other Visa or Mastercard benefits
- The credit card also comes with an optional credit shield feature that covers the card’s outstanding during emergencies. The feature also includes a complimentary life cover including natural death.
- Avail credit card loans at low interest rates and easy repayment of up to 48 months. First time ADCB credit card users can enjoy a 0% interest rate with a repayment tenure of 12 months.
- Balance transfer facility available at low interest and repayment period of up to 48 months. First time ADCB credit card users can enjoy a 0% interest rate with a repayment tenure of 12 months.
- High-value transactions can be converted into personal payment plan at low interest rates with tenures of up to 48 months
- FlexiPay option to repay your retail outstanding in monthly payments at a low interest rate. Zero documentation and repayment period of up to 48 months.
Fees & Charges
- Supplementary Card Annual Fee: Nil
- Late Payment Fee: AED 241.50
- Over limit Fee: AED 288.75
- Cash Advance Fee: 3.15% or AED 105 (whichever is higher)
Addition Information
- Card control feature to set spend limits and control card transactions
- Up to 55 days of interest-free days
- Get a discount of 50% on the Shahid VIP monthly plan for the first time on Mastercard.
- Up to 10% discount on purchases made on the Geekay gaming website.