What is a Travel credit card?

A card through which the consumer gets the reward in the form of some miles or points which the consumer can use for certain purchases like hotel rooms, flights, is a Travel credit card. Also your get travel benefits like airport transfers, concierge service etc.

How does a Travel credit card work?

It works the same as that any other reward credit card. A person accumulates points because of the various transaction that they do on the travel credit card, The user gets extra points when used for Travel purchases depending on the type of alliance or partnership of the card These travel points can then be redeemed for travel benefits or other features depending on the redemption procedure for the card.

How to choose a Travel credit card?

Points to be considered while choosing Travel credit cards are as follows: You have to decide whether to choose a co-branded or general credit card. Choose credit cards that will give you a signup bonus and high prizes. Choose credit cards that offer the perks and the protection you need.

What are the charges and fees incurred for a Travel credit card?

The annual percentage rate for Travel credit cards is similar to the interest of other regular credit cards Some cards come with a joining fee criteria, while in some there is no need to pay a joining fee

Do credit cards also offer travel benefits?

Yes, cards do offer travel benefits.

What are the requirements for applying for a Travel credit card?

Following are the requirements for applying for a Travel credit card Emirates id copy Passport copy Annual income Address Date of birth

What are the advantages of using a credit card for Travel?

Following are the advantage of using Travel credit cards: Accumulate travel points that can be redeemed against travel-related benefits like flight tickets, hotel booking etc. Some of the cards come with an additional benefits such as: zero liability on lost card welcome gift travel insurance

Benefits of Travel credit cards

Lot of prize points or air miles are offered by Travel credit cards in form of a welcome gift At International and Domestic airlines, points can be saved for air miles. free tickets are also offered on select airlines by some cards.

How to redeem Travel points?

Following are the points by which we can redeem Travel points: When you pay with a credit card for your Travel, you save your points as statement credits. Send a request to save points as a statement credit after logging into your account.

Travel Credit Card - Page 10 Of 15

We have found 148 Travel Credit Card for you.

ADIB Etihad Guest Gold Credit Card

ADIB

Min. Salary

AED 5000

Annual Fees

AED 1000

Interest Rate

3.75%

FX Rate

2.3%

Benefits

Airport Lounge Access

Sharia Compliant

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The ADIB Etihad Guest Gold Credit Card is quoted as one of the most rewarding travel cards in the Middle East on the ADIB website. The Islamic Credit Card comes with travel benefits exclusively for Etihad Travellers.

Features:

Earn bulk Etihad Guest Miles as a welcome bonus and Miles on every spent on the card.
Redeem the Miles and travel anywhere with Etihad Airways.
Get a free companion ticket voucher on spending AED 150,000 or more on the card. The ticket allows you to travel on Etihad Airways to any place, in any class.
Cardholders can obtain 2 free lounge visits per year to 850+ airports across the globe.
Fast track to Etihad Guest silver tier once the cardholder completes 4 return flights on Etihad Airways within the first 12 months of card issuance.

Fees and Charges:

Supplementary Annual Fee: Free for first 4 cards and from 5th card onwards AED 1000
Late Payment Fee: AED 100
Over limit Fee: AED 50
Cash Advance Fee: 3% of the withdrawn amount or a minimum of AED 99

ADCB Lulu Platinum Credit Card

ADCB

Min. Salary

AED 8000

Annual Fees

AED 0

Interest Rate

3.69%

FX Rate

2.99%

Benefits

Airport Lounge Access

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ADCB Lulu Platinum Credit Card is a shopping credit card that offers LuluPoints, which can be redeemed at any LuLu store across the UAE. The credit card also offers travel, lifestyle, and entertainment benefits

Features:

Zero annual fees credit card hence is free for a lifetime
Up to 8 LuluPoints or 8% back as Lulu points per AED 1 spent at Lulu stores. No minimum spend required to get the points.
A minimum of 5,000 Lulu points (worth AED 50) can be redeemed at any Lulu stores across the UAE.
Avail 1+1 movie ticket offer at Reel Cinemas. Offer valid for up to 2 free tickets per month.

Fees and Charges:

Supplementary Card Annual Fee: Nil
Late Payment Fee: AED 241.50
Over limit Fee: AED 288.75
Cash Advance Fee: 3.15% or AED 105 (whichever is higher)

Emirates Islamic Etihad Guest Ameera Credit Card

Emirates Islamic

Min. Salary

AED 10000

Annual Fees

AED 699

Interest Rate

3.49%

FX Rate

2.34%

Benefits

Airport Lounge Access

Cinema Benefits

Golf Benefits

Purchase Protection

Sharia Compliant

Travel Insurance

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Earn Etihad Guest Miles with every USD spent with Emirates Islamic Etihad Guest Ameera Credit Card. Avail discount on cinema tickets, airport lounge access, complimentary golf. It is a Sharia compliant credit card for Women

Features:

Sharia compliant credit card for Women
Earn Etihad Guest Miles and Fast-Track upgrade to Etihad Guest silver Tier Status
Balance Transfer and Cash Advance Facility
Complimentary Airport Transfers, Global Concierge and Global Assistance
Complimentary Airport Lounge Access, golf and free Valet Parking
Extended Warranty and Purchase Protection
20% miles back on booking/upgrading a flight with Etihad Guest Miles
Travel accident & inconvenience cover

Fees and Charges:

Supplementary Card Annual Fee: Free up to 4 cards
Late Payment Fee: AED 225
Over limit Fee: AED 249
Cash Advance Fee: 3% of cash advance amount or AED 99, whichever is higher

American Express Credit Card

American Express

Min. Salary

AED 18400

Annual Fees

AED 350

Interest Rate

FX Rate

2.94%

Benefits

Dining Benefit

Hotel Discounts

Purchase Protection

Travel Insurance

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American Express Card gives privileges such as Membership Rewards program, Express Cash, Global Assist, Retail & Travel insurance. The card comes with no preset spending limit.

Features:

Access to Membership Rewards programme
Exclusive offers & benefits by American Express
Comprehensive Travel Insurance, Travel Inconvenience Insurance and Retail Protection Insurance
No pre-set spending limit
Enroll up to 9 supplementary cards

Fees and Charges:

Supplementary Card Annual Fee: US$ 50
Late Payment Fee: US$ 30
Cash Advance Fee: 4% or US$ 15, whichever is higher

Ajman Bank BRight Platinum Credit Card

Ajman Bank

Min. Salary

AED 5000

Annual Fees

AED 1000

Interest Rate

3.50%

FX Rate

Benefits

Airport Lounge Access

Sharia Compliant

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Ajman Bank BRight Platinum Credit Card is a reward and travel card. It offers travel discounts and rewards programs. You can get complementary access to lounges and valet parking at many locations. There are no fees for foreign transactions.

Features:

Get free flight tickets with 10,000 Bright Rewards points
Complimentary access to lounges
Every 10 AED spent will earn you 2 BRight rewards
Free valet parking at over 35 locations 4 times a month
No fees for any foreign transactions

Fees and Charges:

Supplementary Card Annual Fee: AED 50 per card.
Late Payment Fee: AED 125
Over limit Fee: AED 125
Cash Advance Fee: AED 150

The American Express® Credit Card

American Express

Min. Salary

AED 15000

Annual Fees

AED 60

Interest Rate

3.60%

FX Rate

2.94%

Benefits

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The American Express® Credit Card allows cardholders to pay the outstanding on the card in easy monthly installments. The card also offers 9 free supplementary credit cards for immediate family members.

Features:

Pay the remaining outstanding on the card in installments by paying a minimum payment of 5% or US$ 18 (whichever is higher).
Withdraw local currency at any ATMs across the globe.
Fraud Protection Guarantee feature safeguards cardholders against credit card fraud or theft.
Up to 9 free supplementary credit cards for immediate family members of age 12 years and above with the same benefits.

Fees and Charges:

Supplementary Annual Fee: 9 free cards for immediate family
Late Payment Fee: US$ 75 (US$ 78.75 including VAT)
Over limit Fee: US$ 40 (US$ 42 including VAT)
Cash Advance Fee: 4% or US$ 18, whichever is higher

Emirates NBD dnata World Credit Card

Emirates NBD

Min. Salary

AED 25000

Annual Fees

AED 999

Interest Rate

3.09%

FX Rate

1.99%

Benefits

Airport Lounge Access

Dining Benefit

Golf Benefits

Hotel Discounts

Travel Insurance

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Emirates NBD dnata World Credit Card helps you to earn dnata points and redeem for travel, dining, leisure and entertainment. Avail valet parking, golf privileges, Amazon Prime membership, 24×7 roadside assistance.

Features:

Earn dnata Points
Access to 900+ airport lounges
Concierge desk
Complimentary valet parking
24×7 Roadside assistance

Fees and Charges:

Supplementary Card Annual Fee: Multiple Supplementary Cards at no cost
Late Payment Fee: AED 230 per month
Over limit Fee: AED 279 per month
Cash Advance Fee: 3% or AED 99, whichever is higher

FAB Du Platinum Credit Card

FAB

Min. Salary

AED 15000

Annual Fees

AED 0

Interest Rate

3.75%

FX Rate

2.49%

Benefits

Airport Lounge Access

CashBack

Cinema Benefits

Purchase Protection

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FAB Du Platinum Credit Card is a privilege card. The users get discount on payment of Du bills and recharges. Also, the user can avail of rewards, lifestyle benefits, and travel benefits. It offers purchase protection and emergency assistance.

Features:

Discounts on payment of Du bills and recharges
Discount on du Easy Payment Plan & du Smart Phone Privilege Plan
Earn rewards on every spend
offers on movie tickets
Access to airport lounges
Global Purchase Protection
Redeem FAB Rewards against your du bills (mobile, call select – landline, TV and broadband), ADDC, AADC, DEWA, SEWA and RTA payments

Fees and Charges:

Late Payment Fee: AED 241.50
Over limit Fee: AED 288.75
Cash Advance Fee: 3.15% of the cash amount

Standard Chartered Manhattan Rewards+ Credit Card

Standard Chartered

Min. Salary

AED 8000

Annual Fees

AED 525

Interest Rate

3.45%

FX Rate

2.99%

Benefits

Airport Lounge Access

Cinema Benefits

Dining Benefit

Hotel Discounts

Purchase Protection

Travel Insurance

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Standard Chartered Manhattan Rewards+ Credit Card earns reward points every spends. Additionally, get various discounts and offers. The card offers many features like purchase protection, extended warranty, credit shield insurance, and more.

Features:

Earn rewards points on every spent locally or internationally
No annual fees for first year
Access to airport lounges, Visa Concierge Service and VIP Guest Status
Get purchase protection for products brought using this card
Multi-trip travel insurance provided
Discount on dinning and cinema
Credit shield insurance for protection against unforeseen events

Fees and Charges:

Supplementary Card Annual Fee: Free for first 2 cards, third card onwards AED 157.50
Late Payment Fee: 241.50 AED
Over limit Fee: 292.95 AED
Cash Advance Fee: 3.15% of cash advance amount or AED 105, whichever is higher

ADCB Islamic Etihad Guest Platinum Credit Card

ADCB Islamic

Min. Salary

AED 8000

Annual Fees

AED 525

Interest Rate

3.69%

FX Rate

2.99%

Benefits

Airport Lounge Access

Dining Benefit

Hotel Discounts

Purchase Protection

Sharia Compliant

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ADCB Islamic Etihad Guest Platinum Credit Card is a Sharia-Complaint travel credit card that offers a wide range of privileges and benefits including miles rewards, travel & lifestyle benefits, card control features, and much more.

Features:

Welcome bonus of 12,000 Etihad Guest Miles
Monthly bonus of 1,000 Etihad Guest Miles on monthly purchases of USD 1,000 or more
Up to 1.25 Etihad Guest Miles per 1 USD you spend internationally or on Etihad.com
3 complimentary airport lounge access in a year at more than 1,000 airports across the globe

Fees and Charges:

Supplementary Annual Fee: Free
Late Payment Fee: AED 241.50
Over limit Fee: AED 288.75
Cash Advance Fee: 3.15% or AED 105 (whichever is higher)
Annual Fee (AED): AED 525 for Aspire Cardholders; AED 262.5 for Privilege Club users; Zero Annual fee for Excellency Customers.