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We have found 141 Lifestyle Credit Card for you.

Emirates Islamic Skywards Black Credit Card

Emirates Islamic Skywards Black Credit Card

Emirates Islamic Bank

Min. Salary

AED 35000

Annual Fees

AED 2100

Interest Rate

3.25%

FX Rate

1.84%

Benefits

Airport Lounge Access
Cinema Benefits
Dining Benefit
Golf Benefits
Hotel Discounts
Purchase Protection
Sharia Compliant
Travel Insurance
Apply Now Compare +

The Emirates Islamic Skywards Black Credit Card is a premium metal card tailored for frequent travellers. It offers Skywards Miles per USD spent, unlimited access to airport lounges, and complimentary airport transfers annually. Cardholders enjoy automatic Emirates Skywards Silver membership and can fast-track to Gold Tier upon meeting spending criteria.

Features:

  • Earn Skywards Miles on both domestic and international spends.
  • Complimentary Emirates Skywards Silver Tier Membership with benefits like bonus tier miles, extra baggage allowance, priority check-in, etc. 
  • Fast-track to Emirates Skywards Gold Tier Status on achieving an annual spend of AED 5,000 on Emirates Airline within the first year of card issuance. 
  • The Gold membership is also available for one supplementary cardholder by spending an additional minimum amount of USD 5,000 at Emirates Airlines and pay an annual membership fee of AED 5,500 for the supplementary card.
  • Unlimited complimentary access to over 1000 airport lounges across the globe for cardholder or one one guest.
  • Up to 4 complimentary airport transfers per calendar year to or from Abu Dhabi airport.
  • Unlimited complimentary golf rounds at Arabian Ranches Golf Club, Track Meydan Golf Club, or Yas Links Golf Club on both weekends and weekdays.
  • Complimentary Multi-Trip Travel Insurance provides automatic coverage for personal accidents (up to $1 million internationally and $100,000 domestically), baggage delay (up to $500), and loss of personal belongings (up to $2,500). 
  • Up to 3 complimentary valet parking services per month at select locations in the UAE.

Fees and Charges:

  • Supplementary Annual Fee: Free on a one-time joining fee of AED 525
  • Late Payment Fee: AED 131.25
  • Over limit Fee: AED 261.45
  • Cash Advance Fee: 3.15% or AED 103.95

The American Express Gold Credit Card

The American Express Gold Credit Card

American Express

Min. Salary

AED 15000

Annual Fees

AED 295

Interest Rate

3.60%

FX Rate

2.94%

Benefits

Airport Lounge Access
CashBack
Purchase Protection
Travel Insurance
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The American Express Gold Credit Card is a cash back credit card that also provides travel, shopping, and other benefits. Both self-employed and salaried individuals can apply for the card. Up to 9 supplementary credit cards are free with the card with the same benefits as the main card. 

Features:

  • Free airport lounge access 5 times a year to Priority Pass lounges for the primary cardholder and one supplementary cardholder. 
  • Free travel accident insurance worth AED 350,000.
  • Fraud Protection Guarantee feature safeguards cardholders against credit card fraud or theft. 
  • Up to 9 free supplementary credit cards for immediate family members of age 12 years and above with the same benefits.

Fees and Charges:

  • Supplementary Annual Fee: Free for first 9 cards
  • Late Payment Fee: AED 230 (AED 241.5 including VAT)
  • Over limit Fee: AED 275.5 (AED 290 including VAT)
  • Cash Advance Fee: 3% or AED 100, whichever is higher

Ajman Bank AccelRight Business Credit Card

Ajman Bank AccelRight Business Credit Card

Ajman Bank

Min. Salary

AED 10000

Annual Fees

AED 400

Interest Rate

3.5%

FX Rate

3.5%

Benefits

Dining Benefit
Golf Benefits
Hotel Discounts
Purchase Protection
Sharia Compliant
Travel Insurance
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 Ajman Bank Accelright Business Credit Card is a business credit card that offers a wide range of benefits and rewards. By offering a credit limit of up to AED 10 Million, the Credit Card enables businesses to manage their working capital requirement efficiently.

Features:

  • Business credit card with zero annual fee for the first year.
  • Eligible businesses can use the card limit as a revolving line of credit for their working capital requirements at a low-profit rate. 
  • Avail credit limits up to AED 10 million. 
  • Offers a multitude of travel benefits from various vendors including booking.com, agoda, IHG Hotels, etc. 
  • Upto 55 days free grace period

Fees and Charges:

  • Supplementary Annual Fee: NA
  • Late Payment Fee: AED 125 
  • Over limit Fee: NA
  • Cash Advance Fee: AED 150 per transaction

The American Express® Credit Card

The American Express® Credit Card

American Express

Min. Salary

AED 15000

Annual Fees

AED 60

Interest Rate

3.60%

FX Rate

2.94%

Benefits

Apply Now Compare +

The American Express® Credit Card allows cardholders to pay the outstanding on the card in easy monthly installments. The card also offers 9 free supplementary credit cards for immediate family members. 

Features:

  • Pay the remaining outstanding on the card in installments by paying a minimum payment of 5% or US$ 18 (whichever is higher).
  • Withdraw local currency at any ATMs across the globe. 
  • Fraud Protection Guarantee feature safeguards cardholders against credit card fraud or theft. 
  • Up to 9 free supplementary credit cards for immediate family members of age 12 years and above with the same benefits.

Fees and Charges:

  • Supplementary Annual Fee: 9 free cards for immediate family
  • Late Payment Fee: US$ 75 (US$ 78.75 including VAT)
  • Over limit Fee: US$ 40 (US$ 42 including VAT)
  • Cash Advance Fee: 4% or US$ 18, whichever is higher

American Express Blue Card

American Express Blue Card

American Express

Min. Salary

AED 15000

Annual Fees

AED 250

Interest Rate

43.20%

FX Rate

2.94%

Benefits

CashBack
Dining Benefit
Travel Insurance
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The American Express Blue Card is a cash back credit card that offers 1% cashback on purchases made on the card for groceries, paying dining bills, and spending on international holidays. Up to 9 free supplementary credit cards and no pre-set credit limit.

Features:

  • Cash back on most spends made on the card. 
  • No pre-set spending limit subject to terms & conditions. 
  • Free travel accident insurance coverage up to AED 200,000 is applicable across the globe.
  • Fraud Protection Guarantee feature safeguards cardholders against credit card fraud or theft. 
  • Up to 9 free supplementary credit cards for immediate family members of age 12 years and above with the same benefits.

Fees and Charges:

  • Supplementary Annual Fee: Free for first 9 cards
  • Late Payment Fee: AED 230 (AED 241.5 including VAT)
  • Over limit Fee: AED 275.5 (AED 290 including VAT)
  • Cash Advance Fee: 3% or AED 100, whichever is higher

Al Hilal Bank Cashback Credit Card

Al Hilal Bank Cashback Credit Card

Al Hilal Bank

Min. Salary

AED 5000

Annual Fees

AED 0

Interest Rate

3.2%

FX Rate

3.14%

Benefits

Airport Lounge Access
CashBack
Dining Benefit
Hotel Discounts
Purchase Protection
Sharia Compliant
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Al Hilal Bank Cashback Credit Card is a Sharia-compliant, no annual fee credit card that provides cashback benefits on most of the transactions made using the card. Users can choose 2 out of 5 spending categories to avail the cashback. The cashback credit cards also offer travel and lifestyle benefits. 

Features:

  • Avail cashback on different categories including groceries, fuel, dining, education, and international spending.
  • Users can choose two spending categories to avail cashback up to 5%.
  • Unlimited access to airport lounges at over 25 regional and international locations including UAE, Saudi Arabia, Jordan, Kuwait, Egypt, Morocco, USA, UK, Canada, Germany, France, Singapore, and more.
  • Buy 1 and Get 1 offer on dining, premium spas, and leisure activities.
  • 20% discount on Talabat online grocery and food orders that can be availed up to 2 times per month.

Fees and Charges:

  • Supplementary Annual Fee: Free for the 1st 3 cards; From 4th card onwards – AED 105
  • Late Payment Fee: AED 100
  • Over limit Fee: NA
  • Cash Advance Fee: 3.15% of the withdrawal amount

Emirates Islamic Switch Cashback Credit Card

Emirates Islamic Switch Cashback Credit Card

Emirates Islamic Bank

Min. Salary

AED 5000

Annual Fees

AED 313.95

Interest Rate

3.69%

FX Rate

2.34%

Benefits

Airport Lounge Access
CashBack
Cinema Benefits
Dining Benefit
Golf Benefits
Hotel Discounts
Purchase Protection
Sharia Compliant
Travel Insurance
Apply Now Compare +

The Emirates Islamic Switch Cashback Credit Card offers up to 8% cashback on your spends, allowing you to switch between Lifestyle and Travel categories monthly. Enjoy a welcome bonus of AED 500 upon meeting the spend criteria. Additional benefits include unlimited airport lounge access, complimentary valet parking, golf rounds, and more.

Features:

  • No annual fee for the 1st year and from the 2nd year annual fee waiver is applicable on spends of AED 30,000 annually. 
  • Welcome Bonus of AED 500 Cashback points on spending AED 15,000 within 60 days of card approval.
  • Cashback points on both travel and lifestyle categories.
  • Unlimited complimentary access to over 1000 airport lounges across the globe for both primary and supplementary cardholders.
  • 2 complimentary golf rounds at Arabian Ranches Golf Club, Jebel Ali Golf Course or Abu Dhabi Golf Club on both weekends and weekdays.
  • Complimentary Multi-Trip Travel Insurance that covers travel accidents and travel inconvenience on all trips for up to 90 days duration.
  • Up to 1 complimentary valet parking services per month at select locations in the UAE.
  • Up to 2 complimentary Marhaba Bronze Meet & Greet services per year. 

Fees and Charges:

  • Supplementary Annual Fee: Free for 1st 4 cards
  • Late Payment Fee: AED 131.25
  • Over limit Fee: AED 261.45
  • Cash Advance Fee: 3.15% or AED 103.95

Citi Ultima World Elite Credit Card

Citi Ultima World Elite Credit Card

Citibank

Min. Salary

AED 36750

Annual Fees

AED 3000

Interest Rate

3.50%

FX Rate

2.99%

Benefits

Airport Lounge Access
Cinema Benefits
Golf Benefits
Hotel Discounts
Purchase Protection
Apply Now Compare +

The Citi Ultima Credit Card offers premium travel benefits, including accelerated Citi Miles earning rates, unlimited global airport lounge access, complimentary hotel stays, and exclusive discounts on air tickets. Cardholders also avail privileges such as complimentary valet parking, golf access, and purchase protection. 

Features:

  • Joining bonus of AED 1,250 statement credit upon spending AED 25,000 in 90 days. Offer valid for new Citi Credit Card customers applying directly through the Citi website.
  • Earn Citi Miles on both local and international spends and redeem them for air miles, to book tickets on more than 11 airlines and much more. 
  • Unlimited complimentary access to 1,100+ airport lounges worldwide for primary and supplementary cardholders, with one guest allowed per cardholder per visit.
  • 50% cashback (up to AED 2,000) on air travel tickets once per calendar year. Offer valid only for primary cardholders made bookings through Citi Ultima Concierge.
  • Complimentary home check-in up to 4 times a year when booked through Citi Ultima Concierge.
  • Unlimited 3rd night free stays at any eligible hotel across the globe booked through Citi Ultima Concierge.
  • Up to 4 complimentary airport rides per year (up to AED 84 each) with Careem. Use code “MAUAE6” on the Careem app to redeem.
  • Access airport security fast-track up to 3 times per year through Mastercard Travel Pass at select global airports.
  • Unlimited access to golf clubs on weekdays and one round per month on weekends at top golf courses in the UAE. A minimum monthly spend of AED 5,000 is required to qualify.
  • Get 2 complimentary valet parking visits per month at select Valtrans locations across the UAE. 

Fees and Charges:

  • Supplementary Annual Fee: Free
  • Late Payment Fee: AED 230
  • Over limit Fee: AED 249
  • Cash Advance Fee: 3% of cash advance amount or AED 99 whichever is higher

CBD Yes Rewards Credit Card

CBD Yes Rewards Credit Card

Commercial Bank of Dubai

Min. Salary

AED 5000

Annual Fees

AED 199

Interest Rate

3.85%

FX Rate

2.99%

Benefits

Airport Lounge Access
CashBack
Cinema Benefits
Dining Benefit
Golf Benefits
Hotel Discounts
Purchase Protection
Travel Insurance
Apply Now Compare +

The CBD Yes Rewards Credit Card offers up to 15% cashback or Yes Rewards Points on fuel spends at ENOC/EPPCO stations and up to 1% on other domestic and international spends. Cardholders can also enjoy a 20,000 Points welcome bonus, complimentary airport lounge access, and Credit Shield Protection. 

 

Features:

  • No annual fee for the 1st year. Annual fee for the subsequent years will be waived if the annual spend in the previous year exceeds AED 12,000. 
  • Up to 15% cash back on fuel related spends made at ENOC and EPPCO service stations. 
  • Welcome bonus includes a complimentary reward points worth AED 200 or 20,000 Yes Rewards Points.
  • Earn Yes Rewards Points or cashback on both domestic and international spends. 
  • Up to 8 complimentary visits per year to 1,000+ airport lounges worldwide with Visa Lounge Key Program. Benefits can be availed separately for both primary and add-on cardholder. 
  • A complimentary multi-trip travel insurance for up to 90 days (post travel date), covering the cardholder, spouse, and up to five children. 
  • Avail 50% off on up to 4 cinema tickets per month at VOX, Reel, or Novo cinemas. Also, get 20% off on F&B at Reel Cinemas on a minimum spend of AED 20.
  • Up to 4 complimentary rounds of golf each month at The Track Meydan and Arabian Ranches Golf Club, subject to a monthly retail spend of AED 7,500. 
  • Avail 2 complimentary valet parking services every month at over 30 locations in the UAE.

Fees and Charges:

  • Supplementary Annual Fee: Free
  • Late Payment Fee: AED 241.50
  • Over limit Fee: AED 304.50
  • Cash Advance Fee: 3% of the amount or AED 157.50, whichever is higher

CBD One Credit Card

CBD One Credit Card

Commercial Bank of Dubai

Min. Salary

AED 5000

Annual Fees

AED 0

Interest Rate

3.85%

FX Rate

2.99%

Benefits

Airport Lounge Access
CashBack
Cinema Benefits
Golf Benefits
Purchase Protection
Travel Insurance
Apply Now Compare +

The CBD One Credit Card is life tiem free Visa Signature Credit Card that offers exceptional benefits, including cashback, cinema offers, free valet parking, airport lounge access, and many other financial facilities like balance transfer, cash on call, easy installments, and much more.

Features:

  • No annual fee credit card – free for life time. 
  • Earn up to AED 135 cashback each month on eligible transactions. 
  • Up to 4 complimentary rounds of golf each month at The Track Meydan and Arabian Ranches Golf Club, subject to a monthly retail spend of AED 7,500. 
  • Up to 8 complimentary visits per year to 1,000+ airport lounges worldwide with Visa Lounge Key Program.
  • Avail 50% off on up to 4 cinema tickets per month at VOX, Reel, or Novo cinemas. Also, get 20% off on F&B at Reel Cinemas on a minimum spend of AED 20.
  • Get 3 free Valtrans valet parking services per month at locations across the UAE, including Dubai International Airport and Al Maktoum International Airport.
  • A complimentary multi-trip travel insurance for up to 90 days (post travel date), covering the cardholder, spouse, and up to five children. 

Fees and Charges:

  • Supplementary Annual Fee: Free
  • Late Payment Fee: AED 241.50
  • Over limit Fee: AED 304.50
  • Cash Advance Fee: 3% of the amount or AED 157.50, whichever is higher

FAQ Section

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What is a Lifestyle credit card?

  • The lifestyle credit card as the name implies seeks to improve the cardholder’s lifestyle choices in various terms such as dining, shopping, fashion, health, and wellness, etc,.
  • It comes with a variety of benefits that correspond to the consumer’s lifestyle needs allowing them to choose a particular standard of living.
  • These cards are tailored to meet the demands and budgets of a wide range of clients.
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How does a Lifestyle credit card work?

  1. Like any other credit card, lifestyle credit cards give reward points to the cardholder.
  2. The bank or company that issues the reward points programme has its own set of rules. It is calculated using the amount you spend on your credit card.
  3. These reward points are calculated differently by different credit card issuers, and you can redeem them later according to the issuer’s rules.
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How to choose a Lifestyle credit card?

It’s critical to compare and contrast the features, advantages, and fees of the credit cards you’re considering before applying for one. This will assist you in determining the appropriate card for your needs.

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What are the charges incurred for a Lifestyle credit card?

  • When you use a Lifestyle credit card, you’ll have to pay a joining fee, an annual and renewal fee, as well as some other fees.
  • While applying for a lifestyle credit card, you must first familiarise yourself with the fees associated with each card.
  • A card may offer enticing discounts and privileges, but the yearly fees, renewal costs, joining fees, and other fees may be prohibitively expensive. This could result in you losing any awards you’ve accrued as a result of your purchases.
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What are the requirements for applying for a Lifestyle credit card?

  • Because lifestyle credit cards have different qualifying criteria for each card, not everyone is eligible to apply.
  • Some of the more common criteria are:
    • Income
    • Type of existing card used
    • Account in which salary in tranfered
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What are the fees involved when using Lifestyle credit cards?

  • Joining fee
  • annual fee
  • renewal fee
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Who should get a Lifestyle credit card?

  • A Lifestyle Credit Card is an option for those who want to improve their lifestyle and indulge in luxury.
  • It comes with a variety of benefits matching frequent shoppers, frequent flyers, and diners.
  • If you’re searching for a credit card with all this wide range of advantages, a lifestyle credit card is the one for you.
  • Credit card issuers are introducing more and more privileges to give credit cards with comprehensive lifestyle advantages as people’s lifestyles and preferences change.
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What are the advantages of using a credit card for Lifestyle?

Some of the advantages of using a Lifestyle credit card are :

  • Shopping discounts
  • Cashback on-air tickets
  • Benefits to health and well-being
  • Expenses on petrol are reduced
  • Offers on movie tickets
  • Access to airport lounges
  • Insurance coverage etc
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How can I get the most out of my Lifestyle credit card?

  • Examine your spending habits and determine how you want to utilize your credit card.
  • If you’re a compulsive online shopper, look for a site that offers advantages and rewards programs tailored to your needs.
  • Instead of a credit card that offers several incentives but has a high-interest rate, seek a credit card that offers specific lifestyle benefits while still offering the best interest rate.
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Benefits of Lifestyle credit cards

Your lifestyle card comes with a slew of perks, including shopping discounts, cashback on retail purchases (that you may apply to your credit card statement), and specialist insurance coverage, and so on.

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How to redeem Lifestyle reward points?

Different Lifestyle credit cards provide you the advantage to redeem different rewards points.

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