Reward features
- Earn up to AED 135 cashback each month on eligible transactions.
- Cash back is applicable on online spends, POS and digital wallet transactions.
- To become eligible for the cash back a minimum spend of AED 5,000 per month is required.
- The accumulated cash back will be credited back to the card account once every month.
Features
- No annual fee credit card – free for life time.
- Earn up to AED 135 cashback each month on eligible transactions.
- Up to 4 complimentary rounds of golf each month at The Track Meydan and Arabian Ranches Golf Club, subject to a monthly retail spend of AED 7,500.
- Up to 8 complimentary visits per year to 1,000+ airport lounges worldwide with Visa Lounge Key Program.
- Avail 50% off on up to 4 cinema tickets per month at VOX, Reel, or Novo cinemas. Also, get 20% off on F&B at Reel Cinemas on a minimum spend of AED 20.
- Get 3 free Valtrans valet parking services per month at locations across the UAE, including Dubai International Airport and Al Maktoum International Airport.
- A complimentary multi-trip travel insurance for up to 90 days (post travel date), covering the cardholder, spouse, and up to five children.
Additional Benefits
- Avail discounts at Emaar attractions, including 20% off on KidZania and Dubai Ice Rink tickets, the Storm Coaster, and Zabeel Sports District.
- With Balance Transfer facility, transfer outstanding balances from other bank credit cards to a CBD Credit Card. Avail flexible repayment plans from 3 to 36 months at low interest rates.
- Buyers Protection Insurance protects eligible purchases made with the card against theft, accidental damage, or non-delivery of eligible purchases for up to 365 days.
- A complimentary night’s stay when booking two nights or more at luxury hotels worldwide with Ten Concierge Hotel Services.
- Extended warranty protection, automatically doubles the original manufacturer’s warranty for up to one year. Also covers repair and replacement costs of the eligible purchases.
- In the event of the primary cardholder’s death, permanent disability, or critical illness, 100% of the outstanding balance or credit limit up to AED 150,000 will be covered by the Credit Shield Protection policy.
- Avail various 2-for-1 offers by downloading the Xperience with the ENTERTAINER app powered by Visa.
- Easy Installment Plan allows cardholders to convert purchases into monthly installments at a 0% interest rate.
- Cash on Call facility transfers up to 90% of the credit limit of the card to the bank account with just a phone call. Repayment can be made in up to 36 EMIs.
Fees & Charges
- Supplementary Annual Fee: Free
- Late Payment Fee: AED 241.50
- Over limit Fee: AED 304.50
- Cash Advance Fee: 3% of the amount or AED 157.50, whichever is higher
Addition Information
- The multi-trip travel insurance provides personal accident coverage up to $500,000 i.
- The airport lounge access is available for the cardholder and one guest.
- The Ten Concierge Hotel Services night stays comes with a complimentary breakfast for two, a $100 hotel credit per stay, room upgrade and double loyalty points.
- Bonus credits can be availed at Play DXB – Get AED 75 on a AED 200 purchase, AED 125 on a AED 300 purchase, AED 180 on a AED 400 purchase, and AED 250 on a AED 500 purchase.
- To access VOX, Reel, and Valtrans facilities, customers must have a minimum monthly retail spend of AED 5,000.
- New credit cardholders can avail 0% interest on Balance Transfer and Cash on call facilities on 6 and 12-month EMI plans within 30 days of card issuance.