Mobile Search
All
AirMiles
Cashback
Dining
Fuel
Grocery
Lifestyle
Rewards
Shopping
We have found 147 Lifestyle Credit Card for you.

Citi Ultima World Elite Credit Card

Citi Ultima World Elite Credit Card

Citibank

Min. Salary

AED 36750

Annual Fees

AED 3000

Interest Rate

3.50%

FX Rate

2.99%

Benefits

Airport Lounge Access
Cinema Benefits
Golf Benefits
Hotel Discounts
Purchase Protection
Apply Now Compare +

The Citi Ultima Credit Card offers premium travel benefits, including accelerated Citi Miles earning rates, unlimited global airport lounge access, complimentary hotel stays, and exclusive discounts on air tickets. Cardholders also avail privileges such as complimentary valet parking, golf access, and purchase protection. 

Features:

  • Joining bonus of AED 1,250 statement credit upon spending AED 25,000 in 90 days. Offer valid for new Citi Credit Card customers applying directly through the Citi website.
  • Earn Citi Miles on both local and international spends and redeem them for air miles, to book tickets on more than 11 airlines and much more. 
  • Unlimited complimentary access to 1,100+ airport lounges worldwide for primary and supplementary cardholders, with one guest allowed per cardholder per visit.
  • 50% cashback (up to AED 2,000) on air travel tickets once per calendar year. Offer valid only for primary cardholders made bookings through Citi Ultima Concierge.
  • Complimentary home check-in up to 4 times a year when booked through Citi Ultima Concierge.
  • Unlimited 3rd night free stays at any eligible hotel across the globe booked through Citi Ultima Concierge.
  • Up to 4 complimentary airport rides per year (up to AED 84 each) with Careem. Use code “MAUAE6” on the Careem app to redeem.
  • Access airport security fast-track up to 3 times per year through Mastercard Travel Pass at select global airports.
  • Unlimited access to golf clubs on weekdays and one round per month on weekends at top golf courses in the UAE. A minimum monthly spend of AED 5,000 is required to qualify.
  • Get 2 complimentary valet parking visits per month at select Valtrans locations across the UAE. 

Fees and Charges:

  • Supplementary Annual Fee: Free
  • Late Payment Fee: AED 230
  • Over limit Fee: AED 249
  • Cash Advance Fee: 3% of cash advance amount or AED 99 whichever is higher

CBD Yes Rewards Credit Card

CBD Yes Rewards Credit Card

Commercial Bank of Dubai

Min. Salary

AED 5000

Annual Fees

AED 199

Interest Rate

3.85%

FX Rate

2.99%

Benefits

Airport Lounge Access
CashBack
Cinema Benefits
Dining Benefit
Golf Benefits
Hotel Discounts
Purchase Protection
Travel Insurance
Apply Now Compare +

The CBD Yes Rewards Credit Card offers up to 15% cashback or Yes Rewards Points on fuel spends at ENOC/EPPCO stations and up to 1% on other domestic and international spends. Cardholders can also enjoy a 20,000 Points welcome bonus, complimentary airport lounge access, and Credit Shield Protection. 

 

Features:

  • No annual fee for the 1st year. Annual fee for the subsequent years will be waived if the annual spend in the previous year exceeds AED 12,000. 
  • Up to 15% cash back on fuel related spends made at ENOC and EPPCO service stations. 
  • Welcome bonus includes a complimentary reward points worth AED 200 or 20,000 Yes Rewards Points.
  • Earn Yes Rewards Points or cashback on both domestic and international spends. 
  • Up to 8 complimentary visits per year to 1,000+ airport lounges worldwide with Visa Lounge Key Program. Benefits can be availed separately for both primary and add-on cardholder. 
  • A complimentary multi-trip travel insurance for up to 90 days (post travel date), covering the cardholder, spouse, and up to five children. 
  • Avail 50% off on up to 4 cinema tickets per month at VOX, Reel, or Novo cinemas. Also, get 20% off on F&B at Reel Cinemas on a minimum spend of AED 20.
  • Up to 4 complimentary rounds of golf each month at The Track Meydan and Arabian Ranches Golf Club, subject to a monthly retail spend of AED 7,500. 
  • Avail 2 complimentary valet parking services every month at over 30 locations in the UAE.

Fees and Charges:

  • Supplementary Annual Fee: Free
  • Late Payment Fee: AED 241.50
  • Over limit Fee: AED 304.50
  • Cash Advance Fee: 3% of the amount or AED 157.50, whichever is higher

CBD One Credit Card

CBD One Credit Card

Commercial Bank of Dubai

Min. Salary

AED 5000

Annual Fees

AED 0

Interest Rate

3.85%

FX Rate

2.99%

Benefits

Airport Lounge Access
CashBack
Cinema Benefits
Golf Benefits
Purchase Protection
Travel Insurance
Apply Now Compare +

The CBD One Credit Card is life tiem free Visa Signature Credit Card that offers exceptional benefits, including cashback, cinema offers, free valet parking, airport lounge access, and many other financial facilities like balance transfer, cash on call, easy installments, and much more.

Features:

  • No annual fee credit card – free for life time. 
  • Earn up to AED 135 cashback each month on eligible transactions. 
  • Up to 4 complimentary rounds of golf each month at The Track Meydan and Arabian Ranches Golf Club, subject to a monthly retail spend of AED 7,500. 
  • Up to 8 complimentary visits per year to 1,000+ airport lounges worldwide with Visa Lounge Key Program.
  • Avail 50% off on up to 4 cinema tickets per month at VOX, Reel, or Novo cinemas. Also, get 20% off on F&B at Reel Cinemas on a minimum spend of AED 20.
  • Get 3 free Valtrans valet parking services per month at locations across the UAE, including Dubai International Airport and Al Maktoum International Airport.
  • A complimentary multi-trip travel insurance for up to 90 days (post travel date), covering the cardholder, spouse, and up to five children. 

Fees and Charges:

  • Supplementary Annual Fee: Free
  • Late Payment Fee: AED 241.50
  • Over limit Fee: AED 304.50
  • Cash Advance Fee: 3% of the amount or AED 157.50, whichever is higher

Al Masraf World Islamic Credit Card

Al Masraf World Islamic Credit Card

Al Masraf Islamic Bank

Min. Salary

AED 15000

Annual Fees

AED 500

Interest Rate

3%

FX Rate

2.75%

Benefits

Apply Now Compare +

Al Masraf World Islamic Credit Card is a Sharia-Compliant card that offers multi-currency transactions, various loan products, free monthly and quarterly statements, and more. 

Features:

  • This is a Sharia-compliant credit card
  • Cardholders can conduct transactions in multiple currencies without the hassle of conversion fees, supporting seamless global payments in AED, USD, EUR, and GBP.
  • Personalized assistance with a dedicated relationship manager to cater to your financial needs and ensure a smooth banking experience.
  • Access diverse Sharia-compliant loan products tailored to meet your financial requirements, whether personal, home, or business-related.

Fees and Charges:

  • Supplementary Annual Fee: Free
  • Late Payment Fee: AED 230
  • Over limit Fee: NA
  • Cash Advance Fee: 3% of the withdrawn amount or a minimum of AED 100

Al Masraf Platinum Islamic Credit Card

Al Masraf Platinum Islamic Credit Card

Al Masraf Islamic Bank

Min. Salary

AED 5000

Annual Fees

AED 150

Interest Rate

3%

FX Rate

2.75%

Benefits

Sharia Compliant
Apply Now Compare +

Al Masraf Platinum Islamic Credit Card is a Sharia-Compliant card that offers multi-currency transactions, various loan products, free monthly and quarterly statements, and more. 

Features:

  • This is a Sharia-compliant credit card
  • Cardholders can conduct transactions in multiple currencies without the hassle of conversion fees, supporting seamless global payments in AED, USD, EUR, and GBP.
  • Personalized assistance with a dedicated relationship manager to cater to your financial needs and ensure a smooth banking experience.
  • Access diverse Sharia-compliant loan products tailored to meet your financial requirements, whether personal, home, or business-related.

Fees and Charges:

  • Supplementary Annual Fee: Free
  • Late Payment Fee: AED 230
  • Over limit Fee: NA
  • Cash Advance Fee: 3% of the withdrawn amount or a minimum of AED 100

Al Masraf World Elite Islamic Credit Card

Al Masraf World Elite Islamic Credit Card

Al Masraf Islamic Bank

Min. Salary

AED 50000

Annual Fees

AED 750

Interest Rate

3%

FX Rate

2.75%

Benefits

Sharia Compliant
Apply Now Compare +

Al Masraf World Elite Islamic Credit Card is a Sharia-Compliant card that offers multi-currency transactions, various loan products, free monthly and quarterly statements, and more.

Features:

  • This is a Sharia-compliant credit card
  • Conduct transactions in multiple currencies without the hassle of conversion fees, supporting seamless global payments in AED, USD, EUR, and GBP.
  • Personalized assistance with a dedicated relationship manager to cater to your financial needs and ensure a smooth banking experience.
  • Access diverse Sharia-compliant loan products tailored to meet your financial requirements, whether personal, home, or business-related.

Fees and Charges:

  • Supplementary Annual Fee: Free
  • Late Payment Fee: AED 230
  • Over limit Fee: NA
  • Cash Advance Fee: 3% of the withdrawn amount or a minimum of AED 100

Citi Ready Credit Card

Citi Ready Credit Card

Citibank

Min. Salary

AED 8000

Annual Fees

AED 300

Interest Rate

3.25%

FX Rate

2.99%

Benefits

Airport Lounge Access
Apply Now Compare +

The Citi Ready Credit Card offers instant cash access, a high credit limit of up to 6X monthly income, flexible repayment options, and competitive interest rates. It allows easy transfers to any UAE bank account and enables debt consolidation with lower interest rates.

Features:

  • Free for the 1st year and from 2nd year onwards the annual fee of AED 300 will be waived if the minimum spend of AED 9,000 is met. 
  • Instant Cash loans can be availed using the card at a special rate starting from 15% per year.
  • Get instant cash advance upon credit limit approval, directly transferred to any personal bank account in the UAE—no need to wait for a physical card.
  • Higher credit limit of up to 6X the cardholder’s monthly income or AED 175,000, whichever is lower.
  • Customers can repay the availed loan amount every month as scheduled or in full at any time without an early settlement fee.
  • Mastercard Titanium Privileges offer discounts and deals at top brands and outlets across the Middle East and Africa.
  • Complimentary access to 10+ airport lounges in Middle East and Africa.

Fees and Charges:

  • Supplementary Annual Fee: Not Applicable
  • Late Payment Fee: AED 230
  • Over limit Fee: Not Applicable
  • Cash Advance Fee: 3% of cash advance amount or AED 99 whichever is higher

The American Express Corporate Card

The American Express Corporate Card

The American Express

Min. Salary

AED 18400

Annual Fees

AED 370

Interest Rate

2.5%

FX Rate

2.94%

Benefits

Airport Lounge Access
Dining Benefit
Hotel Discounts
Travel Insurance
Apply Now Compare +

The American Express Corporate Card provides businesses with enhanced control over expenses, better spending visibility, cost savings, and efficient payment processes. Employees also benefit from valuable rewards and perks.

Features:

  • Individual spending limits can be set for each Corporate Card based on the employee’s needs.
  • 8 complimentary visits per year to 1,500 Priority Pass airport lounges across 140 countries across the globe. Get easy access to the lounges through the Priority Pass Mobile app. 
  • Cardholders can avail of emergency services like Cash Access, Emergency Card Replacement, and Global Assistance. 

Fees and Charges:

  • Supplementary Annual Fee: NA
  • Late Payment Fee: AED 50
  • Over limit Fee: NA
  • Cash Advance Fee: 5% or AED 50, whichever is higher. 

ADIB Exceed Visa Covered Credit Card

ADIB Exceed Visa Covered Credit Card

ADIB

Min. Salary

AED 5000

Annual Fees

AED 99

Interest Rate

3.75%

FX Rate

2.3%

Benefits

Sharia Compliant
Apply Now Compare +

ADIB Exceed Visa Covered Credit Card offers Exceed Reward points for every AED spent, redeemable for utility payments, shopping vouchers, and travel. Cardholders also benefit from free roadside assistance within the UAE once a year.

Features:

  • Earn Exceed reward points on every spend
  • Free roadside assistance within the UAE once a year
  • Zero charges for 4 supplementary credit cards
  • Upto 55 days grace period for monthly payment

Fees and Charges:

  • Supplementary Annual Fee: Free for the first four cards and from 5th card onwards AED 99
  • Late Payment Fee: AED 100
  • Over limit Fee: AED 50
  • Cash Advance Fee: 3% of the withdrawn amount or a minimum of AED 99

ADIB Emirates Skywards Visa Infinite Credit Card

ADIB Emirates Skywards Visa Infinite Credit Card

ADIB

Min. Salary

AED 5000

Annual Fees

AED 4500

Interest Rate

3.75%

FX Rate

2.3%

Benefits

Airport Lounge Access
Golf Benefits
Sharia Compliant
Travel Insurance
Apply Now Compare +

ADIB Emirates Skywards Visa Infinite credit card offers travellers many travel and lifestyle benefits including Skyward Miles, unlimited airport lounge access, airport transfers, Emirates Skywards silver membership, and a fast track to gold tier status.

Features:

  • Welcome bonus up to 25000 skyward miles on the first spend
  • The primary cardholder can achieve Emirates Skywards Gold tier membership by spending a minimum of USD 5,000 with Emirates, valid for 12 months from activation.
  • Earn Skyward miles on every AED 3.68 spent using the card
  • Unlimited lounge access to more than 1200 airport lounges worldwide, including 220 airports in Central Europe, the Middle East, and Africa.
  • Home check-in service in Dubai four times a year.
  • Four airport transfers from anywhere within city limits in the UAE
  • Golf benefits for the cardholder and one guest at The ELS Golf Club & Arabian Ranches Golf Club, Dubai, and the Abu Dhabi Golf Club, Abu Dhabi

Fees and Charges:

  • Supplementary Annual Fee: Free for first four cards and from 5th card onwards AED 4500
  • Late Payment Fee: AED 100
  • Over limit Fee: AED 50
  • Cash Advance Fee: 3% of the withdrawn amount or a minimum of AED 99

FAQ Section

a

What is a Lifestyle credit card?

  • The lifestyle credit card as the name implies seeks to improve the cardholder’s lifestyle choices in various terms such as dining, shopping, fashion, health, and wellness, etc,.
  • It comes with a variety of benefits that correspond to the consumer’s lifestyle needs allowing them to choose a particular standard of living.
  • These cards are tailored to meet the demands and budgets of a wide range of clients.
a

How does a Lifestyle credit card work?

  1. Like any other credit card, lifestyle credit cards give reward points to the cardholder.
  2. The bank or company that issues the reward points programme has its own set of rules. It is calculated using the amount you spend on your credit card.
  3. These reward points are calculated differently by different credit card issuers, and you can redeem them later according to the issuer’s rules.
a

How to choose a Lifestyle credit card?

It’s critical to compare and contrast the features, advantages, and fees of the credit cards you’re considering before applying for one. This will assist you in determining the appropriate card for your needs.

a

What are the charges incurred for a Lifestyle credit card?

  • When you use a Lifestyle credit card, you’ll have to pay a joining fee, an annual and renewal fee, as well as some other fees.
  • While applying for a lifestyle credit card, you must first familiarise yourself with the fees associated with each card.
  • A card may offer enticing discounts and privileges, but the yearly fees, renewal costs, joining fees, and other fees may be prohibitively expensive. This could result in you losing any awards you’ve accrued as a result of your purchases.
a

What are the requirements for applying for a Lifestyle credit card?

  • Because lifestyle credit cards have different qualifying criteria for each card, not everyone is eligible to apply.
  • Some of the more common criteria are:
    • Income
    • Type of existing card used
    • Account in which salary in tranfered
a

What are the fees involved when using Lifestyle credit cards?

  • Joining fee
  • annual fee
  • renewal fee
a

Who should get a Lifestyle credit card?

  • A Lifestyle Credit Card is an option for those who want to improve their lifestyle and indulge in luxury.
  • It comes with a variety of benefits matching frequent shoppers, frequent flyers, and diners.
  • If you’re searching for a credit card with all this wide range of advantages, a lifestyle credit card is the one for you.
  • Credit card issuers are introducing more and more privileges to give credit cards with comprehensive lifestyle advantages as people’s lifestyles and preferences change.
a

What are the advantages of using a credit card for Lifestyle?

Some of the advantages of using a Lifestyle credit card are :

  • Shopping discounts
  • Cashback on-air tickets
  • Benefits to health and well-being
  • Expenses on petrol are reduced
  • Offers on movie tickets
  • Access to airport lounges
  • Insurance coverage etc
a

How can I get the most out of my Lifestyle credit card?

  • Examine your spending habits and determine how you want to utilize your credit card.
  • If you’re a compulsive online shopper, look for a site that offers advantages and rewards programs tailored to your needs.
  • Instead of a credit card that offers several incentives but has a high-interest rate, seek a credit card that offers specific lifestyle benefits while still offering the best interest rate.
a

Benefits of Lifestyle credit cards

Your lifestyle card comes with a slew of perks, including shopping discounts, cashback on retail purchases (that you may apply to your credit card statement), and specialist insurance coverage, and so on.

a

How to redeem Lifestyle reward points?

Different Lifestyle credit cards provide you the advantage to redeem different rewards points.

Close

Credit Card Comparison ()

×

Maximum of 4 products are allowed for comparision

Maximum of 2 products are allowed for comparision