Reward features
- “Get travel and lifestyle offerings under the skywards miles program
- Get unlimited access to over 650 premium airport lounges and concierge services
- Get 2 complimentary rounds of golf a month at 5 locations around the UAE
- Airport transfers up to 2 drops per calendar year in the UAE
- Get up to 4 complimentary valet parking services
- Get exclusive offers on Emirates Airlines
- Get health club privileges at Lifeline Health Club Abu Dhabi
- Dining discounts of up to 30% at over 2000 restaurants across the UAE under the Emirates NBD Bon Appetit program
- Get 3% discount on air tickets and up to 7% discount on holiday packages through the Emirates NBD Travel Desk
- Free multi trip travel insurance
- Free purchase protection and extended warranty
- Up to 50% discount on shopping and lifestyle
- Get automatic Salik top-up”
Features
- This is a Sharia-compliant credit card
- Cardholders can conduct transactions in multiple currencies without the hassle of conversion fees, supporting seamless global payments in AED, USD, EUR, and GBP.
- Personalized assistance with a dedicated relationship manager to cater to your financial needs and ensure a smooth banking experience.
- Access diverse Sharia-compliant loan products tailored to meet your financial requirements, whether personal, home, or business-related.
Additional Benefits
- Get first cheque book free of charge, enabling easy and convenient financial transactions.
- Perform over-the-counter transactions at branches without incurring any teller fees, adding convenience and value to your banking experience.
- Benefit from reduced fees and preferential rates on transactions conducted through the bank’s secure online banking platform.
- 75% of the card limit can be availed as a cash advance.
Fees & Charges
- Supplementary Annual Fee: Free
- Late Payment Fee: AED 230
- Over limit Fee: NA
- Cash Advance Fee: 3% of the withdrawn amount or a minimum of AED 100
Addition Information
- Receive detailed monthly or quarterly account statements at no cost.
- Payments are due within 25 days from the statement date
- Up to 9 supplementary credit cards can be availed for free.
- Eligibility Details – The applicant must have an annual income of AED 50,000 or above, and must have a valid passport, UAE Visa for Expats, and Emirates ID.
- Documents to apply for the card include a duly filled-in application form, trade license copy, and valid passport copies of the owners.