Reward features
- Businesses can take multiple credit cards for their employees.
- The card comes with a business card liability waiver facility that provides cover against unauthorized use of the card by the employees. Each cardholder will be covered with a sum of up to $25000 and $1.65 Million per corporate client.
- Under the Visa Commercial Card Perks Program, businesses can have a comprehensive suite of benefits and offers designed to enhance the efficiency of SMEs’ business processes.
Features
- Business credit card with zero annual fee for the first year.
- Eligible businesses can use the card limit as a revolving line of credit for their working capital requirements at a low-profit rate.
- Avail credit limits up to AED 10 million.
- Offers a multitude of travel benefits from various vendors including booking.com, agoda, IHG Hotels, etc.
- Upto 55 days free grace period
Additional Benefits
- Avail dining offers in more than 200 restaurants in the MENA region under the Dining Pass Dining Offer.
- Through YQ Meet and Assist service, businesses can get a 15% discount on Meet & Greet service at over 450 destinations across the globe.
- Avail 8% discount on bookings made through booking.com.
- Up to 12% discount on hotel bookings made on Agoda Hotels.
- Book any hotel or resort at IHG Hotels and get up to 15% discount valid at more than 100 locations.
- Jumeirah Hotels provides an exclusive discount of up to 20% on stay and a 25% discount on food & beverages for the cardholders.
- Rent a car at gettransfer.com and get a discount of up to 11% along with a personal drive.
- Avail 10% discount on car rentals booked on SIXT Car Rentals.
- Get shopping discounts at select merchants of fashion, homeware, and electronics, across the globe.
- Get access to more than 10 Golf locations as part of Visa benefits.
Fees & Charges
- Supplementary Annual Fee: NA
- Late Payment Fee: AED 125
- Over limit Fee: NA
- Cash Advance Fee: AED 150 per transaction
Addition Information
- The card offers the benefits of simplified VAT and corporate tax payments to maximize working capital benefits.
- Cardholders get immediate support for lost or stolen cards including emergency card replacements
- International medical and travel assistance with 24/7 free services like medical advice, and travel advice.
- Travel Insurance for cardholders, their spouse, and minor children.
- Purchase Protection benefit to cover stolen or damaged goods purchased with the card
- Extended Warranty benefit available. This feature extends the original warranty provided on a product when purchased with the credit card.
- The card has a chip and pin feature providing maximum security through personalised PIN
- Credit card payments can be made through Apple Pay, Samsung Pay, and Google Pay.
- The credit card can be easily managed through the Ajman Bank Corporate Internet Banking.
- Smaller transactions at merchant outlets can be carried through contactless functionality
- Online purchases are secured with the 3D secure feature.
- 15% of the credit card limit is available as a cash advance.