What is a Bill Payment credit card?

It's a normal credit card which is used to pay bills. you can use this bill payment credit card to make any payments be it business or your personal use. And with this credit card you can manage your dues and set reminders for the same, with this it is much easier to keep a track of every transaction.

How does a Bill Payment credit card work?

It works like a normal Credit card only, nothing different. You have your own security pin and while making a payment online you get an OPT on the mobile number which is linked to your account number.

How to choose a Bill Payment credit card?

The only way you can choose a bill payment credit card is on the basis of your requirement. a lot of banks offer different deals and offers on the card, so it's better to research and look into all the deals and then choose which bill payment credit card fits perfectly according to your need.

What are the charges and fees incurred for a Bill Payment credit card?

No, there are no such fees or charges incurred for a bill payment credit card. There are only annual fees which are paid yearly and annual fees are in all the credit cards except the no annual fee credit card.

How do you set up recurring bill payments?

It is very easy to do so, you just have to set in details of payments that will be made monthly and keep a track on it. You just need to research that all businesses accept automatic payments as it saves a lot of time and is a safe and secure way of making online payments.

Which credit card should you use to pay recurring bills?

There is no fixed card for it. it totally depends on the card you have in hand would work without any difficulty.

What are the requirements for applying for a Bill Payment credit card?

It is very easy to apply for a bill payment credit card as you need to be at least 21 years old, and you should be either self-employed or salaried.

What are the fees involved when using Bill Payment credit cards?

No, there are no such fees. It's like a basic credit card.

Who should get a Bill Payment credit card?

The person who makes a lot of transactions online and has some fixed monthly expenditure, for him/her bill payment credit card is a must. as it will make things a lot easier for that person.

What are the advantages of using a credit card for Bill Payment?

The biggest advantage is that it saves a lot of time and effort. you don't have to worry about the same dues every month. it offers greater security to be very honest and of course it improves the flow of cash.

How can I get the most out of my Bill Payment credit card?

The only way to get most out of your bill payment card credit card is by using it as much as you can.

Benefits of Bill Payment credit cards

Having a bill payment credit card is always very beneficial as it saves a lot of time and offers greater security to both the parties, the one who is making a payment and the one who is receiving it.

How to redeem Bill Payment reward points?

You can easily redeem reward points from the website, by using a desktop, laptop or a smartphone.

Bill Payment Credit Card - Page 6 Of 7

ADCB TouchPoints Infinite Credit Card

ADCB

Min. Salary

AED 40000

Annual Fees

AED 1050

Interest Rate

3.69%

FX Rate

2.99%

Benefits

Airport Lounge Access

Cinema Benefits

Dining Benefit

Hotel Discounts

Purchase Protection

Travel Insurance

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ADCB TouchPoints Infinite Credit Card offers a wide spectrum benefits and privileges to compliment your lifestyle. Some of this credit card’s offerings include complimentary hotel stays, online food delivery discounts and entertainment deals.

Features:

Buy 1 Get 1 offer on movie tickets (up to 4 tickets per month) at VOX Cinemas
Welcome voucher worth AED 1,200 redeemable for property bookings listed on Hotels.com. The voucher will be issued after making the annual fee payment.
Bonus TouchPoints 15,000 on monthly spends of AED 15,000 each month.
A discount of 20% on Talabat orders for up to AED 20 off per order on 4 orders per month

Fees and Charges:

Supplementary Annual Fee: NIL
Late Payment Fee: AED 241.50
Over limit Fee: AED 288.75
Cash Advance Fee: 3.15% or AED 105 (whichever is higher)
Annual Fee (AED): AED 1,050 (Aspire & Privilege Club/Emirati), AED 525 (Excellency/Emirati Excellency)

ADCB Traveller Credit Card

ADCB

Min. Salary

AED 20000

Annual Fees

AED 1575

Interest Rate

3.69%

FX Rate

%

Benefits

Airport Lounge Access

CashBack

Dining Benefit

Golf Benefits

Hotel Discounts

Travel Insurance

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ADCB Traveller Credit Card is a travel credit card that offers both travel and lifestyle benefits. Earn cashback on travel categories including airline tickets, hotel bookings, etc.

Features:

Earn up to 50% cashback on multiple categories as listed below
10% cashback on airline tickets booked across the globe.
10% cashback on hotel bookings made across the world.
50% cashback on movie ticket bookings made online in AED
5% cashback on all other domestic purchases in AED
A minimum spend of AED 5,000 per month is required to become eligible for the cashback.
For eligible cardholders, the maximum cashback per month is capped at AED 1,500
Multiple travel benefits on hotel bookings, car rental bookings, airport lounge access, and many more.
Lifestyle benefits include international concierge service, complimentary golf access, a 20% discount on Talabat food and grocery delivery, Carrefour discounts on online purchases, Farfetch shopping discounts, and 50% off on the Shahid VIP monthly package.

Fees and Charges:

Supplementary Card Annual Fee: Nil
Late Payment Fee: AED 241.50
Over limit Fee: AED 288.75
Cash Advance Fee: 3.15% or AED 105 (Whichever is higher)

ADCB Betaqti Credit Card – UAE Nationals Only

ADCB

Min. Salary

AED 10000

Annual Fees

AED 2100

Interest Rate

3.69%

FX Rate

2.99%

Benefits

Airport Lounge Access

Cinema Benefits

Dining Benefit

Hotel Discounts

Travel Insurance

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The ADCB Betaqti Credit Card is a TouchPoints Rewards Credit Card exclusively designed for Emiratis. The metal, laser-etched card displays the cardholder’s name and gives a host of travel, lifestyle, entertainment benefits, and more.

Features:

Unlimited global access to airport lounges with an accompanying guest to more than 1,200 airports across the globe.
Buy 1 get 1 free movie ticket at VOX Cinemas THEATRE, GOLD and KIDS experiences.
Free access to all Uform Fitness Clubs across UAE. Enjoy unlimited group exercise classes, free locker room service, and more..

Fees and Charges:

Supplementary Card Annual Fee: AED 1,050
Late Payment Fee: AED 241.50
Over limit Fee: AED 288.75
Cash Advance Fee: 3.15% or AED 105 (whichever is higher)

ADCB Etihad Guest Platinum Credit Card

ADCB

Min. Salary

AED 8000

Annual Fees

AED 525

Interest Rate

-40.31%

FX Rate

2.99%

Benefits

Airport Lounge Access

Dining Benefit

Hotel Discounts

Purchase Protection

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ADCB Etihad Guest Platinum Credit Card is a travel credit card that offers a wide range of privileges and benefits including miles rewards, travel benefits and much more.

Features:

Welcome bonus of 12,000 Etihad Guest Miles
Monthly bonus of 1,000 Etihad Guest Miles on monthly purchases of USD 1,000 or more
Up to 1.25 Etihad Guest Miles per 1 USD you spend internationally or on Etihad.com
3 complimentary airport lounge access in a year at more than 1,000 airports across the globe

Fees and Charges:

Supplementary Annual Fee: Free
Late Payment Fee: AED 241.50
Over limit Fee: AED 288.75
Cash Advance Fee: 3.15% or AED 105 (whichever is higher)
Annual Fee (AED): AED 525 for Aspire Cardholders; AED 262.5 for Privilege Club/Emirati users; Zero Annual fee for Excellency Customers.

ADCB Etihad Guest Infinite Credit Card

ADCB

Min. Salary

AED 40000

Annual Fees

AED 2625

Interest Rate

3.69%

FX Rate

2.99%

Benefits

Airport Lounge Access

Dining Benefit

Golf Benefits

Hotel Discounts

Purchase Protection

Travel Insurance

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ADCB Etihad Guest Infinite Credit Card is an Air Miles Credit Card that offers various travel, lifestyle, and card protection benefits. Cardholders can earn Etihad Guest Miles on almost every spend on the card and redeem the Miles for Etihad Flight Bookings.

Features:

Welcome bonus of 60,000 Etihad Guest Miles during the 1st year of membership.
Monthly bonus of 5,000 Etihad Guest Miles on reaching monthly spends of USD 5,000 or more
Earn Etihad Guest Miles on every spend made with the credit card on a variety of categories. The Miles can be redeemed for flight bookings, shopping, holiday, car, hotel bookings and more.
Also earn Etihad Guest Tier Miles that help the cardholder to progress to the next tier within the Etihad Guest program.
Up to 4 complimentary flight class upgrade vouchers valid on Etihad Flights.
Multi-trip travel insurance, which includes the cardholder, spouse, and up to 5 children.

Fees and Charges:

Supplementary Annual Fee: Free
Late Payment Fee: AED 241.50
Over limit Fee: AED 288.75
Cash Advance Fee: AED 105 or 3.15% (whichever is higher)
Annual Fee (AED): AED 2,625 (Aspire & Private Club); AED 1,312.50 (Excellency)

ADCB Islamic TouchPoints Platinum Credit Card

ADCB Islamic

Min. Salary

AED 8000

Annual Fees

AED 630

Interest Rate

3.69%

FX Rate

2.99%

Benefits

Airport Lounge Access

Cinema Benefits

Dining Benefit

Golf Benefits

Hotel Discounts

Purchase Protection

Sharia Compliant

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The ADCB Islamic TouchPoints Platinum Credit Card is a sharia-complaint lifestyle credit card loaded with reward points, dining discounts, and travel benefits. Powered by Visa, the credit card is free for the first year of subscription.

Features:

Zero annual fee for the 1st year.
20% discount on food orders at Talabat without minimum order requirement.
Complimentary golf benefits around the year at select golf clubs in the UAE including The Track Meydan Golf Dubai, Arabian Ranches Golf Club Dubai, and Abu Dhabi Golf Club in Abu Dhabi.
Get 3 free airport lounge visits at more than 1,000 airports across the globe for both primary and supplementary cardholders.

Fees and Charges:

Supplementary Annual Fee: Free
Late Payment Fee: AED 241.50
Over limit Fee: AED 288.75
Cash Advance Fee: 3.5% or AED 105 AED
Annual Fee (AED): Free for 1st year. AED 630 from 2nd year onwards

ADCB Islamic TouchPoints Infinite Credit Card

ADCB Islamic

Min. Salary

AED 40000

Annual Fees

AED 1050

Interest Rate

3.69%

FX Rate

2.99%

Benefits

Airport Lounge Access

Cinema Benefits

Dining Benefit

Golf Benefits

Hotel Discounts

Sharia Compliant

Travel Insurance

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ADCB Islamic TouchPoints Infinite Credit Card is a Sharia-compliant card that provides a variety of travel, lifestyle, and shopping benefits. Also, earn TouchPoint Rewards on every spend and exchange them for interesting benefits.

Features:

Welcome voucher worth AED 1,200 redeemable for property bookings listed on Hotels.com. The voucher will be issued after making the annual fee payment.
Bonus TouchPoints 15,000 on monthly spends of AED 15,000 each month.
A discount of 20% on Talabat orders for up to AED 20 off per order on 4 orders per month
Complimentary beverage throughout the year with unlimited Buy 1 Get 1 Free offer at Caribou Coffee outlets in UAE

Fees and Charges:

Supplementary Annual Fee: NIL
Late Payment Fee: AED 241.50
Over limit Fee: AED 288.75
Cash Advance Fee: 3.15% or AED 105 (whichever is higher)
Annual Fee (AED): AED 1,050 (Aspire & Privilege Club), AED 525 (Excellency)

ADCB Islamic Etihad Guest Platinum Credit Card

ADCB Islamic

Min. Salary

AED 8000

Annual Fees

AED 525

Interest Rate

3.69%

FX Rate

2.99%

Benefits

Airport Lounge Access

Dining Benefit

Hotel Discounts

Purchase Protection

Sharia Compliant

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ADCB Islamic Etihad Guest Platinum Credit Card is a Sharia-Complaint travel credit card that offers a wide range of privileges and benefits including miles rewards, travel & lifestyle benefits, card control features, and much more.

Features:

Welcome bonus of 12,000 Etihad Guest Miles
Monthly bonus of 1,000 Etihad Guest Miles on monthly purchases of USD 1,000 or more
Up to 1.25 Etihad Guest Miles per 1 USD you spend internationally or on Etihad.com
3 complimentary airport lounge access in a year at more than 1,000 airports across the globe

Fees and Charges:

Supplementary Annual Fee: Free
Late Payment Fee: AED 241.50
Over limit Fee: AED 288.75
Cash Advance Fee: 3.15% or AED 105 (whichever is higher)
Annual Fee (AED): AED 525 for Aspire Cardholders; AED 262.5 for Privilege Club users; Zero Annual fee for Excellency Customers.

ADCB Islamic Etihad Guest Infinite Card

ADCB Islamic

Min. Salary

AED 40000

Annual Fees

AED 2625

Interest Rate

3.69%

FX Rate

2.99%

Benefits

Airport Lounge Access

Dining Benefit

Golf Benefits

Hotel Discounts

Purchase Protection

Sharia Compliant

Travel Insurance

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ADCB Islamic Etihad Guest Infinite Credit Card is an AirMiles Credit Card that comes with a lot of travel, lifestyle, reward, and other credit card benefits. Earn Etihad Guest Miles on every purchase made with the Islamic Card and redeem the miles to book tickets on Etihad Flights.

Features:

Welcome bonus of 60,000 Etihad Guest Miles during the 1st year of membership.
Monthly bonus of 5,000 Etihad Guest Miles on reaching monthly spends of USD 5,000 or more
Earn Etihad Guest Miles on every spend made with the credit card in a variety of categories. The Miles can be redeemed for flight bookings, shopping, holidays, car, hotel bookings, and more.
Also earn Etihad Guest Tier Miles that help the cardholder to progress to the next tier within the Etihad Guest program.
Up to 4 complimentary flight class upgrade vouchers valid on Etihad Flights.
Multi-trip travel insurance, which includes the cardholder, spouse, and up to 5 children.

Fees and Charges:

Supplementary Annual Fee: Free
Late Payment Fee: AED 241.50
Over limit Fee: AED 288.75
Cash Advance Fee: 3.15% or AED 105 (whichever is higher)
Annual Fee (AED): AED 2,625 (Aspire & Private Club); AED 1,312.50 (Excellency)

Mashreq Solitaire Credit Card

Mashreq

Min. Salary

AED 25000

Annual Fees

AED 1500

Interest Rate

3.85%

FX Rate

2.79%

Benefits

Airport Lounge Access

CashBack

Cinema Benefits

Dining Benefit

Golf Benefits

Hotel Discounts

Travel Insurance

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Mashreq Solitaire Credit Card is a lifestyle credit card with various benefits including airport lounge access, free valet parking, travel insurance, golf privileges, and a lot more.

Features:

Earn Mashreq Vantage points on every spend which can be redeemed instantly online or at retail partners.
Welcome bonus for new and existing customers
Interest free period Up to 55 days
Unlimited access to more than 1000+ lounges airport lounges across the globe for both primary and add-on card holders, and one guest.
Two complimentary valet parking services every month at premium parking lots in Dubai and Abu Dhabi.
Free airport transfers to and from Dubai and Abu Dhabi International airport.
Complimentary multi-trip insurance to provide coverage for local and international trips.
Complimentary visits to Fitness First
Get complimentary games of golf at premium golf clubs
Get 6 complimentary Marhaba Meet & Greets per year.
Multi Trip Insurance that covers for local and international trips of up to 90 days.
Get 1 complimentary vehicle registration (renewal) pick up and drop off in a year and 2 complimentary vehicle servicing pick up or drop offs in a year.
Get 8 half price tickets across VOX, Reel and Novo Cinemas every billing month

Fees and Charges:

Supplementary Card Annual Fee: AED 600
Late Payment Fee: AED 241.50
Over limit Fee: AED 303.45
Cash Advance Fee: 3.15% or AED 210, whichever is higher