Reward features
- Earn 1.5 TouchPoints for every AED 1 spent with your card
- Accumulated TouchPoints may be redeemed for shopping, airline miles, paying utility bills, Salik, card payments, and much more.
- Unlimited complimentary access to1200+ airport lounges worldwide for self and an accompanying guest.
Features
- Welcome voucher worth AED 1,200 redeemable for property bookings listed on Hotels.com. The voucher will be issued after making the annual fee payment.
- Bonus TouchPoints 15,000 on monthly spends of AED 15,000 each month.
- A discount of 20% on Talabat orders for up to AED 20 off per order on 4 orders per month
- Complimentary beverage throughout the year with unlimited Buy 1 Get 1 Free offer at Caribou Coffee outlets in UAE
Additional Benefits
- Complimentary gold access is available all year at The Track, Meydan Golf Dubai, Arabian Ranches Golf Club Dubai, and AbuDhabi Golf Club in Abu Dhabi.
- A discount of 15% off on Noon.com orders. Up to AED 100 off per order on 1 order every month
- Avail Visa xperience with the ENTERTAINER offer with 2-for-1 offers at fine dining restaurants, spas, and gyms, across the Middle East.
- Global concierge service for booking tables at restaurants, shopping recommendations, sourcing a product, arranging a special gift and more
- Access to offers and discounts at over 200 airport restaurants worldwide under the DragonPass ‘Dine n Fly’ airport Dining program.
- Cardholders also get access to various other Visa Infinite benefits
- Up to 35% off on online car rental bookings at Avisworld.com for bookings across the globe.
- This credit card also has enhanced protection and care features, including fraudulent card misuse protection, multi-trip travel insurance, and a credit shield with a complimentary life cover.
Fees & Charges
- Supplementary Annual Fee: NIL
- Late Payment Fee: AED 241.50
- Over limit Fee: AED 288.75
- Cash Advance Fee: 3.15% or AED 105 (whichever is higher)
- Annual Fee (AED): AED 1,050 (Aspire & Privilege Club), AED 525 (Excellency)
Addition Information
- Zero interest charges for up to 12 months on converting your child’s school and college fees into installments
- PayOrder facility that provides instant cash against available credit limit repayable in up to 24 easy installments.
- Balance transfer is available within 90 days of card registration with easy repayment options for up to 48 months
- Up to 55 days of interest-free days
- Card control feature to set spending limits and control card transactions
- High-value transactions can be converted into personal payment plans at 0 interest rates with tenures of up to 24 months.
- FlexiPay feature to repay retail outstanding in small monthly installments with a repayment tenure of up to 48 months.