ADIB Exceed Visa Covered Credit Card offers Exceed Reward points for every AED spent, redeemable for utility payments, shopping vouchers, and travel. Cardholders also benefit from free roadside assistance within the UAE once a year.
Features:
Earn Exceed reward points on every spend
Free roadside assistance within the UAE once a year
Zero charges for 4 supplementary credit cards
Upto 55 days grace period for monthly payment
Fees and Charges:
Supplementary Annual Fee: Free for the first four cards and from 5th card onwards AED 99
Late Payment Fee: AED 100
Over limit Fee: AED 50
Cash Advance Fee: 3% of the withdrawn amount or a minimum of AED 99
The ADIB Etihad Guest Gold CreditCard is quoted as one of the most rewarding travel cards in the Middle East on the ADIB website. The Islamic Credit Card comes with travel benefits exclusively for Etihad Travellers.
Features:
Earn bulk Etihad Guest Miles as a welcome bonus and Miles on every spent on the card.
Redeem the Miles and travel anywhere with Etihad Airways.
Get a free companion ticket voucher on spending AED 150,000 or more on the card. The ticket allows you to travel on Etihad Airways to any place, in any class.
Cardholders can obtain 2 free lounge visits per year to 850+ airports across the globe.
Fast track to Etihad Guest silver tier once the cardholder completes 4 return flights on Etihad Airways within the first 12 months of card issuance.
Fees and Charges:
Supplementary Annual Fee: Free for first 4 cards and from 5th card onwards AED 1000
Late Payment Fee: AED 100
Over limit Fee: AED 50
Cash Advance Fee: 3% of the withdrawn amount or a minimum of AED 99
ADIB Emirates Skywards Visa Signature Credit Card offers a travel experience with up to 25,000 bonus Skywards Miles. Enjoy exclusive benefits such as Emirates Skywards Silver membership, unlimited global lounge access, and complimentary airport transfers.
Features:
Welcome bonus on the first spend up to 25000 Skywards miles
Earn Skyward miles on every AED 3.68 spent using the card
Home check-in service in Dubai two times a year
Two airport transfers from anywhere within city limits in the UAE
Airport lounge access worldwide through the Visa Airport Companion app
Golf benefits for the cardholders at The ELS Golf Club & Arabian Ranches Golf Club, Dubai, and the Abu Dhabi Golf Club, Abu Dhabi
Travel inconvenience cover covers lost or damaged baggage up to USD 3,000; baggage delay cover of USD 500; trip delay cover of USD 500, and trip cancellation cover of USD 7,500.
Travel Medical Cover powered by Visa for cardholders and family members.
Fees and Charges:
Supplementary Annual Fee: Free for first 4 cards and from 5th card onwards AED 1500
Late Payment Fee: AED 100
Over limit Fee: AED 50
Cash Advance Fee: 3% of the withdrawn amount or a minimum of AED 99
ADIB Emirates Skywards Visa Infinite credit card offers travellers many travel and lifestyle benefits including Skyward Miles, unlimited airport lounge access, airport transfers, Emirates Skywards silver membership, and a fast track to gold tier status.
Features:
Welcome bonus up to 25000 skyward miles on the first spend
The primary cardholder can achieve Emirates Skywards Gold tier membership by spending a minimum of USD 5,000 with Emirates, valid for 12 months from activation.
Earn Skyward miles on every AED 3.68 spent using the card
Unlimited lounge access to more than 1200 airport lounges worldwide, including 220 airports in Central Europe, the Middle East, and Africa.
Home check-in service in Dubai four times a year.
Four airport transfers from anywhere within city limits in the UAE
Golf benefits for the cardholder and one guest at The ELS Golf Club & Arabian Ranches Golf Club, Dubai, and the Abu Dhabi Golf Club, Abu Dhabi
Fees and Charges:
Supplementary Annual Fee: Free for first four cards and from 5th card onwards AED 4500
Late Payment Fee: AED 100
Over limit Fee: AED 50
Cash Advance Fee: 3% of the withdrawn amount or a minimum of AED 99
The ADCB TouchPoints Platinum Credit Card is a lifestyle credit card loaded with reward points, dining & entertainment discounts, and travel benefits. Powered by both Mastercard & Visa, the credit card is free for the first year of subscription.
Features:
Zero annual fee for the 1st year.
Buy1 and Get 1 movie ticket at Vox Cinemas
20% discount on food orders at Talabat without minimum order requirement.
Shopping discounts at Farfetch.
Mastercard holders can get unlimited free lounge access at 20+ airports across the globe for both primary and supplementary cardholders.
Visa cardholders can get 3 free lounge access at 1,000+ airports across the globe
The ADCB Talabat Credit Card is a no annual fee credit card with a lot of Talabat benefits. Enjoy unlimited free deliveries and Talabat credits on Talabat orders. Powered by Mastercard, the card also provides travel benefits.
Features:
Get up to 35% back capped at AED 35 per month on Talabat orders as Talabat credits. The offer is applicable only on the first 10 delivery orders every month.
Unlimited free delivery on all Talabat pro orders on food, groceries, and pharmacy orders.
The minimum order on food orders is capped at AED 50 and AED 100 on talabat mart, groceries, and pharmacy orders.
Unlimited lounge access to more than 20 airports across the globe for both primary and supplementary cardholders.
Up to 10% cash back on travel bookings at booking.com.
Up to 8% discount on flight and hotel bookings on Cleartrip.
The ADCB talabat ADCB Islamic Card is a no annual fee credit card with a lot of Talabat benefits. Enjoy unlimited free deliveries and Talabat credits on Talabat orders. Powered by Mastercard, the card also provides travel benefits.
Features:
Get up to 35% back capped at AED 35 per month on Talabat orders as Talabat credits. The offer is applicable only on the first 10 delivery orders every month.
Unlimited free delivery on all Talabat pro orders on food, groceries, and pharmacy orders.
The minimum order on food orders is capped at AED 50 and AED 100 on talabat mart, groceries, and pharmacy orders.
Unlimited lounge access to more than 20 airports across the globe for both primary and supplementary cardholders.
Up to 10% cash back on travel bookings at booking.com.
Up to 8% discount on flight and hotel bookings on Cleartrip.
The ALL – ADCB Signature Credit Card is a lifestyle credit card that provides a variety of lifestyle benefits. Enjoy exclusive discounts at select hotels and premium travel benefits at airport lounges across the globe.
Features:
Exclusive lifestyle and travel benefits including special stay benefits, discounted beach access, free airport lounge access, travel insurance and more.
Unlimited lounge access to more than 1,000 airports across the globe for both primary and supplementary cardholders.
Credit shield insurance covers all credit card payments made across the globe protecting the cardholder from any fraudulent transactions.
Avail 0% interest on school fee payments.
FlexiPay feature to repay retail balances in easy monthly payments.
Transfer outstanding credit card balances from other banks and enjoy low interest rates.
Credit card loans at zero interest rates.
Fees and Charges:
Supplementary Annual Fee: AED 262.50 for each card
The ALL – ADCB Infinite Credit Card is a premium lifestyle credit card with a variety of features and benefits. From welcome bonus, reward points, and dining & spa discounts, to unlimited airport lounge access, the card has it all.
Features:
Exclusive lifestyle and travel benefits including special stay benefits, discounted beach access, free airport lounge access, travel insurance and more.
Unlimited lounge access to more than 1,000 airports across the globe for both primary and supplementary cardholders.
Exclusive benefits at select Accor properties worldwide including free breakfast, executive lounge access, VIP guest status, room upgrade, late check-out, etc
Credit shield insurance covers all credit card payments made across the globe protecting the cardholder from any fraudulent transactions.
Avail 0% interest on school fee payments.
FlexiPay feature to repay retail balances in easy monthly payments.
Transfer outstanding credit card balances from other banks and enjoy low interest rates.
Credit card loans at zero interest rates.
Fees and Charges:
Supplementary Annual Fee: AED 262.50 for each card
The Standard Chartered X Credit Card is a cashback card where you can make great savings on every spend. Save up to 10% when you spend online or make bill payments using a mobile wallet. It is good to have a travel card as you can earn cashback on foreign currency spends.
Features:
cash back for every online, mobile wallet, bill payments or foreign purchase
Complimentary Unlimited access local and international airport lounges
Multi-trip travel insurance and Buyers Protection
Visa Concierge Service and discounts at airport restaurants around the world with DragonPass
Use the card to avail cash advance
No Annual fee for first year
Fees and Charges:
Supplementary Card Annual Fee: Free two cards, AED 105 from 3rd card onwards
Late Payment Fee: 241.50 AED
Over limit Fee: 292.95 AED
Cash Advance Fee: 3.15% of cash advance amount or AED 105, whichever is higher
A card through which the consumer gets the reward in the form of some miles or points which the consumer can use for certain purchases like hotel rooms, flights, is a Travel credit card. Also your get travel benefits like airport transfers, concierge service etc.
It works the same as that any other reward credit card. A person accumulates points because of the various transaction that they do on the travel credit card,
The user gets extra points when used for Travel purchases depending on the type of alliance or partnership of the card
These travel points can then be redeemed for travel benefits or other features depending on the redemption procedure for the card.
