What is a Travel credit card?

A card through which the consumer gets the reward in the form of some miles or points which the consumer can use for certain purchases like hotel rooms, flights, is a Travel credit card. Also your get travel benefits like airport transfers, concierge service etc.

How does a Travel credit card work?

It works the same as that any other reward credit card. A person accumulates points because of the various transaction that they do on the travel credit card, The user gets extra points when used for Travel purchases depending on the type of alliance or partnership of the card These travel points can then be redeemed for travel benefits or other features depending on the redemption procedure for the card.

How to choose a Travel credit card?

Points to be considered while choosing Travel credit cards are as follows: You have to decide whether to choose a co-branded or general credit card. Choose credit cards that will give you a signup bonus and high prizes. Choose credit cards that offer the perks and the protection you need.

What are the charges and fees incurred for a Travel credit card?

The annual percentage rate for Travel credit cards is similar to the interest of other regular credit cards Some cards come with a joining fee criteria, while in some there is no need to pay a joining fee

Do credit cards also offer travel benefits?

Yes, cards do offer travel benefits.

What are the requirements for applying for a Travel credit card?

Following are the requirements for applying for a Travel credit card Emirates id copy Passport copy Annual income Address Date of birth

What are the advantages of using a credit card for Travel?

Following are the advantage of using Travel credit cards: Accumulate travel points that can be redeemed against travel-related benefits like flight tickets, hotel booking etc. Some of the cards come with an additional benefits such as: zero liability on lost card welcome gift travel insurance

Benefits of Travel credit cards

Lot of prize points or air miles are offered by Travel credit cards in form of a welcome gift At International and Domestic airlines, points can be saved for air miles. free tickets are also offered on select airlines by some cards.

How to redeem Travel points?

Following are the points by which we can redeem Travel points: When you pay with a credit card for your Travel, you save your points as statement credits. Send a request to save points as a statement credit after logging into your account.

Travel Credit Card - Page 12 Of 15

Standard Chartered Visa Infinite Credit Card

Standard Chartered

Min. Salary

AED 30000

Annual Fees

AED 1575

Interest Rate

3.45%

FX Rate

2.99%

Benefits

Airport Lounge Access

Golf Benefits

Purchase Protection

Travel Insurance

Apply Now Compare +

The Standard Chartered Visa Infinite Credit Card offers infinite benefits on travel and purchase. Get privileges like access to airport lounges, fitness clubs, or get out on the greens for a round of golf. Earn reward points on your spend, and use it to make the next purchase.

Features:

Earn reward points for your spends
Convert reward points to miles and buy travel tickets or purchases with reward points
Get complimentary airport transfers with Careem
Avail a complimentary round of golf at leading clubs every month
Unlimited access to over 1000+ airport lounges worldwide and Visa Concierge Service
Get Medical and Travel Insurance and Buyers Protection
Discount on cinema and Fitness First Access
No Annual fee for first year

Fees and Charges:

Supplementary Card Annual Fee: AED 525 (First year free for first 2 cards)
Late Payment Fee: 241.50 AED
Over limit Fee: 292.95 AED
Cash Advance Fee: 3.15% of cash advance amount or AED 105, whichever is higher

ADCB Islamic TouchPoints Infinite Credit Card

ADCB Islamic

Min. Salary

AED 40000

Annual Fees

AED 1050

Interest Rate

3.69%

FX Rate

2.99%

Benefits

Airport Lounge Access

Cinema Benefits

Dining Benefit

Golf Benefits

Hotel Discounts

Sharia Compliant

Travel Insurance

Apply Now Compare +

ADCB Islamic TouchPoints Infinite Credit Card is a Sharia-compliant card that provides a variety of travel, lifestyle, and shopping benefits. Also, earn TouchPoint Rewards on every spend and exchange them for interesting benefits.

Features:

Welcome voucher worth AED 1,200 redeemable for property bookings listed on Hotels.com. The voucher will be issued after making the annual fee payment.
Bonus TouchPoints 15,000 on monthly spends of AED 15,000 each month.
A discount of 20% on Talabat orders for up to AED 20 off per order on 4 orders per month
Complimentary beverage throughout the year with unlimited Buy 1 Get 1 Free offer at Caribou Coffee outlets in UAE

Fees and Charges:

Supplementary Annual Fee: NIL
Late Payment Fee: AED 241.50
Over limit Fee: AED 288.75
Cash Advance Fee: 3.15% or AED 105 (whichever is higher)
Annual Fee (AED): AED 1,050 (Aspire & Privilege Club), AED 525 (Excellency)

ADIB Etihad Visa Platinum Credit Card

ADIB

Min. Salary

AED 5000

Annual Fees

AED 2000

Interest Rate

3.75%

FX Rate

-14.7%

Benefits

Airport Lounge Access

Sharia Compliant

Apply Now Compare +

ADIB Etihad Platinum Card is a travel credit card exclusively designed for Etihad travellers. It offers Etihad Guest Miles on every transaction, free airport lounge access and companion ticket, fast track to Etihad Guest Gold Tier status, free roadside assistance, and many others.

Features:

Sign-up bonus of 50,000 Etihad Guest Miles.
Earn up to 3 Etihad Guest Miles on every AED 4 spent on local AED and international non-AED transactions.
The card features both chip and PIN technology to provide advanced safety and convenience.
Four free lounge visits per year to more than 850 VIP airport lounges across the world.
Free valet parking at select locations in the UAE.

Fees and Charges:

Supplementary Annual Fee: Free up to 4th card, From 5th card onwards – AED 2,000
Late Payment Fee: AED 100
Over limit Fee: AED 50
Cash Advance Fee: 3% of the withdrawn amount or AED 99

FAB Etihad Guest Infinite Credit Card

FAB

Min. Salary

AED 30000

Annual Fees

AED 2625

Interest Rate

3.50%

FX Rate

2.49%

Benefits

Airport Lounge Access

CashBack

Cinema Benefits

Golf Benefits

Purchase Protection

Travel Insurance

Apply Now Compare +

FAB Etihad Guest Infinite Credit Card is an air mile credit card. The cardholders get guest mile discount vouchers and can earn guest miles. The user can avail of lifestyle benefits and travel benefits. Also, get purchase protection and fraudulent transaction protection.

Features:

Get Etihad Guest Miles discount voucher
Earn Etihad Guest Miles and Etihad Tier Miles for every AED 10 spent
Access to airport lounges, airport transfers, meet & greet services and offers on Careem
Welcome Bonus of Etihad Guest Miles on both primary and secondary cards
Get protection benefits, travel insurance, purchase protection, extended warranty and credit shield
Offers on Movie Tickets, Golf Discounts, Concierge Service and Visa Offers
Fast Track Enrolment To Etihad Guest Gold Membership
Complimentary Inflight WIFI Vouchers

Fees and Charges:

Supplementary Card Annual Fee: AED 262.50
Late Payment Fee: AED 241.50
Over limit Fee: AED 288.75
Cash Advance Fee: 3.15% of the cash amount

Deem World Mastercard Credit Card

Deem

Min. Salary

AED 25000

Annual Fees

AED 525

Interest Rate

2.99%

FX Rate

3.14%

Benefits

Airport Lounge Access

CashBack

Dining Benefit

Hotel Discounts

Travel Insurance

Apply Now Compare +

Deem World Mastercard Credit Card is a travel and lifestyle card that offers attractive cashbacks and discounts on airline tickets, retail spends, entertainment spends, and grocery and fuel spends. You can also exchange Cash Up points for online gift vouchers, credit back on the card, or for future spends.

Features:

Accelerated Cash up rewards program on air tickets, entertainment spends, hotel reservations, and retail spends worldwide
Complimentary valet parking service
Up to 5 supplementary cards are free
Travel inconvenience insurance
Travel medical insurance
Deals and discounts with the Deem Offers app
Access to 1,000+ airport lounges around the world

Fees and Charges:

Supplementary Card Annual Fee: Free for up to 5 supplementary cards
Late Payment Fee: AED 241.5
Over limit Fee: AED 341.25
Cash Advance Fee: AED 105 or 3.15% of cash advance amount, whichever is higher

ADCB talabat ADCB Islamic Card

ADCB Islamic

Min. Salary

AED 5000

Annual Fees

AED 0

Interest Rate

3.69%

FX Rate

2.99%

Benefits

Airport Lounge Access

Sharia Compliant

Apply Now Compare +

The ADCB talabat ADCB Islamic Card is a no annual fee credit card with a lot of Talabat benefits. Enjoy unlimited free deliveries and Talabat credits on Talabat orders. Powered by Mastercard, the card also provides travel benefits.

Features:

Get up to 35% back capped at AED 35 per month on Talabat orders as Talabat credits. The offer is applicable only on the first 10 delivery orders every month.
Unlimited free delivery on all Talabat pro orders on food, groceries, and pharmacy orders.
The minimum order on food orders is capped at AED 50 and AED 100 on talabat mart, groceries, and pharmacy orders.
Unlimited lounge access to more than 20 airports across the globe for both primary and supplementary cardholders.
Up to 10% cash back on travel bookings at booking.com.
Up to 8% discount on flight and hotel bookings on Cleartrip.
No Annual Fees

Fees and Charges:

Supplementary Annual Fee: Free
Late Payment Fee: AED 241.50
Over limit Fee: NA
Cash Advance Fee: NA

ADCB Lulu Titanium Credit Card

ADCB

Min. Salary

AED 5000

Annual Fees

AED 0

Interest Rate

3.69%

FX Rate

2.99%

Benefits

Airport Lounge Access

Apply Now Compare +

ADCB Lulu Titanium Credit Card is a Shopping Credit Card that offers LuluPoints, which can be redeemed at any LuLu Hypermarket across the UAE. The credit card also offers travel, lifestyle, and entertainment benefits

Features:

Zero annual fees credit card hence is free for a lifetime
Earn Lulu points on all spends made at Lulu Hypermarkets and other retail purchases.
Get complimentary airport lounge access across global airports.

Fees and Charges:

Supplementary Card Annual Fee: Nil
Late Payment Fee: AED 241.50
Over limit Fee: AED 288.75
Cash Advance Fee: 3.15% or AED 105 (whichever is higher)

Al Hilal Bank Etihad Guest Platinum Credit Card

Al Hilal Bank

Min. Salary

AED 5000

Annual Fees

AED 525

Interest Rate

3.25%

FX Rate

3.14%

Benefits

Dining Benefit

Golf Benefits

Hotel Discounts

Purchase Protection

Sharia Compliant

Apply Now Compare +

Etihad Guest Platinum Credit Card is a co-branded travel credit card offered in partnership with Etihad Airlines. The card offers up to 25,000 Etihad Guest Miles as bonus rewards every year. Other card features include balance transfer, instant cash, purchase protection, etc. This is sharia compliant card.

Features:

Earn up to 26,000 Etihad Guest Miles as welcome bonus, quarterly bonus, and anniversary bonus
Balance transfer facility from any UAE bank credit card to the Infinite Card at 0% interest rate and flexible EMI options
Up to 80% of the credit limit on the card can be withdrawn as cash at 0% interest Repayment in easy installments
Up to 1 year extended warranty on the products purchased with the card
Purchase Protection covers damaged and stolen goods bought with the card
This is sharia compliant card

Fees and Charges:

Supplementary Card Annual Fee: Free up to 3rd card, From 4th card onwards – AED 105
Late Payment Fee: 241.5
Over limit Fee: 0
Cash Advance Fee: 3.15%

Al Khaliji France World MasterCard

Al Khaliji Bank

Min. Salary

AED 25000

Annual Fees

AED 500

Interest Rate

2.50%

FX Rate

2.50%

Benefits

Airport Lounge Access

CashBack

Purchase Protection

Sharia Compliant

Travel Insurance

Apply Now Compare +

Al Khaliji Bank premium banking customers can apply for the France World MasterCard which offers exclusive benefits and privileges. The card provides cashback on every spend and a range of travel and insurance benefits.

Features:

Earn up to 5% cashback on all purchases
No joining fee and no annual fee for the first year
Two free add-on credit cards for immediate family members
Balance transfer facility with zero interest for first 3 months
Free Purchase Protection insurance that covers loss or damage to the products purchased with the card
The Extended Warranty feature doubles the original manufacturer warranty of the products for up to 24 months from the date of purchase
Free Schengen-compliant travel insurance
International Concierge service and free access to airport lounges

Fees and Charges:

Supplementary Card Annual Fee: Free up to 2 cards; From 3rd card – AED 150
Late Payment Fee: AED 200
Over limit Fee: AED 200
Cash Advance Fee: 3% of the withdrawn amount of minimum AED 50

RAKBANK FC Barcelona Platinum Credit Card

RAKBANK

Min. Salary

AED 5000

Annual Fees

AED 300

Interest Rate

3.45%

FX Rate

2.10%

Benefits

Airport Lounge Access

Dining Benefit

Hotel Discounts

Purchase Protection

Travel Insurance

Apply Now Compare +

RAKBANK FC Barcelona Platinum Credit Card provides discounts for Barcelona FC holiday packages that includes FC Barcelona match tickets, Camp Nou stadium visits, hotels, and flights. Earn reward points for spends on utility bills, shopping, daily necessities, hotels, flights, and more.

Features:

RAKBarçaRewards for every spend
Get Bonus RAKBarçaRewards
Special packages inclusive of hotels and flights to Barcelona for FC Barcelona match tickets at Camp Nou stadium with local sightseeing
2 Exclusive offers on football coaching
Discounts on dining, entertainment, vacations, fitness, and accessories
0% Easy Payment Plans
Free travel accident insurance and Purchase protection
Free chauffeured airport pick-up or drop off service and airport lounge access

Fees and Charges:

Supplementary Card Annual Fee:
Late Payment Fee: AED 230
Over limit Fee: AED 285
Cash Advance Fee: AED 99 or 3% whichever is higher