Reward features
- Earn 3.5 Lulu Points per AED 1 spent at Lulu hypermarkets across UAE.
- 1 LuluPoints on non-Lulu purchases per AED 1 purchase
- A minimum of 5,000 Lulu points (worth AED 50) can be redeemed at any Lulu Hypermarket across the UAE.
- Earn a voucher worth AED 50 for every 5,000 Lulu Points
Features
- Zero annual fees credit card hence is free for a lifetime
- Earn Lulu points on all spends made at Lulu Hypermarkets and other retail purchases.
- Get complimentary airport lounge access across global airports.
Additional Benefits
- Up to 15% discount and free home delivery on Wednesday at luluhypermarket.com or on the LuLu App UAE. Discount capped at AED 50 for a minimum spend of AED 100.
- Complimentary unlimited access to airport lounges at over 10 selected airports across the globe.
- 20% discount on talabat grocery or food orders valid once per month
- Card control feature to set spend limits and control card transactions
- Set auto-debit option for regular payments from your ADCB Savings or Current account
- Interest-free balance transfer along with repayment flexibility of up to 48 months
- Credit shield (optional service) along with a complimentary life cover
- Credit card loan at low interest rate and repay in easy installments of up to 48 months
- High-value transactions can be converted into personal payment plan at low interest rates with tenures of up to 12 months
- FlexiPay feature to repay retail dues in small monthly installments. Low interest and repayment period of up to 48 months.
- 50% off on Shahid VIP monthly plan for first-time users.
- Upto 10% discount on merchandise, apparel, and action figures on Geekay’s website.
Fees & Charges
- Supplementary Card Annual Fee: Nil
- Late Payment Fee: AED 241.50
- Over limit Fee: AED 288.75
- Cash Advance Fee: 3.15% or AED 105 (whichever is higher)
Addition Information
- Earn 0.4 Lulu points on purchases made in the UK and Europe
- Earn 0.2 Lulu points for every AED spent on fuel, education, government services, real estate, telecom, charity and transport
- Earn 0.4 points on purchases at supermarkets, auto dealers, insurance, fast food restaurants
- Zero interest charges, low processing fees for up to 12 months on converting your child’s school and college fees into installments