We have found 136 Lifestyle Credit Card for you.

ADIB Exceed Visa Covered Credit Card

ADIB

Min. Salary

AED 5000

Annual Fees

AED 99

Interest Rate

3.75%

FX Rate

2.3%

Benefits

Sharia Compliant

ADIB Exceed Visa Covered Credit Card offers Exceed Reward points for every AED spent, redeemable for utility payments, shopping vouchers, and travel. Cardholders also benefit from free roadside assistance within the UAE once a year.

Features:

  • Earn Exceed reward points on every spend
  • Free roadside assistance within the UAE once a year
  • Zero charges for 4 supplementary credit cards
  • Upto 55 days grace period for monthly payment

Fees and Charges:

  • Supplementary Annual Fee: Free for the first four cards and from 5th card onwards AED 99
  • Late Payment Fee: AED 100
  • Over limit Fee: AED 50
  • Cash Advance Fee: 3% of the withdrawn amount or a minimum of AED 99

ADIB Emirates Skywards Visa Infinite Credit Card

ADIB

Min. Salary

AED 5000

Annual Fees

AED 4500

Interest Rate

3.75%

FX Rate

2.3%

Benefits

Airport Lounge Access
Golf Benefits
Sharia Compliant
Travel Insurance

ADIB Emirates Skywards Visa Infinite credit card offers travellers many travel and lifestyle benefits including Skyward Miles, unlimited airport lounge access, airport transfers, Emirates Skywards silver membership, and a fast track to gold tier status.

Features:

  • Welcome bonus up to 25000 skyward miles on the first spend
  • The primary cardholder can achieve Emirates Skywards Gold tier membership by spending a minimum of USD 5,000 with Emirates, valid for 12 months from activation.
  • Earn Skyward miles on every AED 3.68 spent using the card
  • Unlimited lounge access to more than 1200 airport lounges worldwide, including 220 airports in Central Europe, the Middle East, and Africa.
  • Home check-in service in Dubai four times a year.
  • Four airport transfers from anywhere within city limits in the UAE
  • Golf benefits for the cardholder and one guest at The ELS Golf Club & Arabian Ranches Golf Club, Dubai, and the Abu Dhabi Golf Club, Abu Dhabi

Fees and Charges:

  • Supplementary Annual Fee: Free for first four cards and from 5th card onwards AED 4500
  • Late Payment Fee: AED 100
  • Over limit Fee: AED 50
  • Cash Advance Fee: 3% of the withdrawn amount or a minimum of AED 99

ADIB Cashback Visa Covered Credit Card

ADIB

Min. Salary

AED 5000

Annual Fees

AED 99

Interest Rate

3.75%

FX Rate

2.3%

Benefits

CashBack
Dining Benefit
Sharia Compliant

The ADIB Cashback Visa Covered Credit Card is a Cashback credit card that provides up to 4% cashback on most daily spends. The card also comes with a roadside assistance feature and offers 4 free supplementary credit cards.

Features:

  • Get up to 4% cashback on most of the daily spend categories including grocery, fuel, dining, utility bill payments, school fee payments, and more.
  • Cashback is capped at AED 1,000 per month. 
  • Zero charges for 4 supplementary credit cards
  • 100% of the credit limit on the card can be withdrawn as cash
  • Maximum 55 days interest-free period

Fees and Charges:

  • Supplementary Annual Fee: 0 for 1st four cards; From 5th card onwards – AED 99
  • Late Payment Fee: AED 100
  • Over limit Fee: AED 50
  • Cash Advance Fee: 3% of the withdrawn amount or a minimum of AED 99

ADCB TouchPoints Platinum Credit Card

ADCB

Min. Salary

AED 8000

Annual Fees

AED 630

Interest Rate

3.69%

FX Rate

2.99%

Benefits

Airport Lounge Access
Cinema Benefits
Dining Benefit
Golf Benefits
Hotel Discounts
Purchase Protection

The ADCB TouchPoints Platinum Credit Card is a lifestyle credit card loaded with reward points, dining & entertainment discounts, and travel benefits. Powered by both Mastercard & Visa, the credit card is free for the first year of subscription. 

Features:

  • Zero annual fee for the 1st year. 
  • Buy1 and Get 1 movie ticket at Vox Cinemas
  • 20% discount on food orders at Talabat without minimum order requirement.
  • Shopping discounts at Farfetch.
  • Mastercard holders can get unlimited free lounge access at 20+ airports across the globe for both primary and supplementary cardholders.
  • Visa cardholders can get 3 free lounge access at 1,000+ airports across the globe

Fees and Charges:

  • Supplementary Annual Fee: Free
  • Late Payment Fee: AED 241.50 
  • Over limit Fee: AED 288.75
  • Cash Advance Fee: 3.5% or AED 105 AED

ADCB Islamic 365 Cashback Card

ADCB Islamic

Min. Salary

AED 8000

Annual Fees

AED 383.25

Interest Rate

3.69%

FX Rate

2.99%

Benefits

Dining Benefit
Hotel Discounts
Sharia Compliant

The ADCB  Islamic 365 Cashback Card is a cashback card with lifestyle benefits and rewards. The card is free for the first year and provides cash back on most retail purchases.

Features:

  • No annual fee for the 1st year of card issuance. 
  • Earn cash back on most of the daily purchases made using the card. 
  • Get up to 12% discount at 9,85,000+ hotel & vacation rental bookings made on Agoda Website.

Fees and Charges:

  • Supplementary Annual Fee: Free
  • Late Payment Fee: AED 241.50 
  • Over limit Fee: NA
  • Cash Advance Fee: NA

ADCB ALL – ADCB Signature Credit Card

ADCB

Min. Salary

AED 20000

Annual Fees

AED 1050

Interest Rate

3.69%

FX Rate

2.99%

Benefits

Airport Lounge Access
Dining Benefit
Hotel Discounts
Travel Insurance

The ALL – ADCB Signature Credit Card is a lifestyle credit card that provides a variety of lifestyle benefits. Enjoy exclusive discounts at select hotels and premium travel benefits at airport lounges across the globe.

Features:

  • Exclusive lifestyle and travel benefits including special stay benefits, discounted beach access, free airport lounge access, travel insurance and more. 
  • Unlimited lounge access to more than 1,000 airports across the globe for both primary and supplementary cardholders. 
  • Credit shield insurance covers all credit card payments made across the globe protecting the cardholder from any fraudulent transactions. 
  • Avail 0% interest on school fee payments. 
  • FlexiPay feature to repay retail balances in easy monthly payments. 
  • Transfer outstanding credit card balances from other banks and enjoy low interest rates. 
  • Credit card loans at zero interest rates.

Fees and Charges:

  • Supplementary Annual Fee: AED 262.50 for each card
  • Late Payment Fee: AED 241.50 
  • Over limit Fee: AED 288.75
  • Cash Advance Fee: 3.5% or AED 105 AED

ADCB ALL – ADCB Infinite Credit Card

ADCB

Min. Salary

AED 40000

Annual Fees

AED 1575

Interest Rate

3.69%

FX Rate

2.99%

Benefits

Airport Lounge Access
Dining Benefit
Hotel Discounts
Travel Insurance

The ALL – ADCB Infinite Credit Card is a premium lifestyle credit card with a variety of features and benefits. From welcome bonus, reward points, and dining & spa discounts, to unlimited airport lounge access, the card has it all.  

Features:

  • Exclusive lifestyle and travel benefits including special stay benefits, discounted beach access, free airport lounge access, travel insurance and more. 
  • Unlimited lounge access to more than 1,000 airports across the globe for both primary and supplementary cardholders. 
  • Exclusive benefits at select Accor properties worldwide including free breakfast, executive lounge access, VIP guest status, room upgrade, late check-out, etc
  • Credit shield insurance covers all credit card payments made across the globe protecting the cardholder from any fraudulent transactions. 
  • Avail 0% interest on school fee payments. 
  • FlexiPay feature to repay retail balances in easy monthly payments. 
  • Transfer outstanding credit card balances from other banks and enjoy low interest rates. 
  • Credit card loans at zero interest rates.

Fees and Charges:

  • Supplementary Annual Fee: AED 262.50 for each card
  • Late Payment Fee: AED 241.50 
  • Over limit Fee: AED 288.75
  • Cash Advance Fee: 3.5% or AED 105 AED

ADCB 365 Cashback Credit Card

ADCB

Min. Salary

AED 8000

Annual Fees

AED 383.25

Interest Rate

3.69%

FX Rate

2.99%

Benefits

CashBack
Cinema Benefits
Dining Benefit
Hotel Discounts

The ADCB 365 Cashback Credit Card is a cashback credit card with lifestyle benefits and rewards. The card is free for the first year and provides cash back on most of the retail purchases.

Features:

  • No annual fee for the 1st year of card issuance. 
  • Earn cash back on most of the daily purchases made using the card. 
  • Get up to 12% discount at 9,85,000+ hotel & vacation rental bookings made on Agoda Website.

Fees and Charges:

  • Supplementary Annual Fee: Free
  • Late Payment Fee: AED 241.50 
  • Over limit Fee: AED 288.75
  • Cash Advance Fee: 3.5% or AED 105 AED

ADCB Islamic TouchPoints Gold Credit Card

ADCB Islamic

Min. Salary

AED 5000

Annual Fees

AED 0

Interest Rate

3.69%

FX Rate

2.99%

Benefits

Cinema Benefits
Dining Benefit
Hotel Discounts
Sharia Compliant

 The ADCB Islamic TouchPoints Gold Credit Card is life time free credit card with monthly bonus TouchPoints. The Sharia-compliant card offers dining & hotel discounts, PayOrder facility, and 0% payment plans.

 

Features:

  • Zero annual fees for a lifetime. 
  • 0% payment plan on school and college fee payments using the card
  • 5,000 bonus TouchPoints on spends of AED 5,000
  • Sharia Compliant

Fees and Charges:

  • Supplementary Annual Fee: Free
  • Late Payment Fee: AED 241.50 
  • Over limit Fee: AED 288.75
  • Cash Advance Fee: 3.5% or AED 105 AED

SIB Gold Visa Credit Card

Sharjah Islamic Bank

Min. Salary

AED 8000

Annual Fees

AED 367.5

Interest Rate

0.00%

FX Rate

2.625%

Benefits

Airport Lounge Access
Hotel Discounts
Sharia Compliant

The SIB Gold Visa Credit Card is a sharia-compliant card. Comes with features such as Global emergency assistance for lost cards, access to over  airport lounges, Hotel discounts and more.

Features:

  • Monthly administration fee are applicable
  • This is a Sharia-compliant card
  • Access to airport lounges
  • Emergency Cash Advance and Emergency card replacement facilities
  • Discount on hotels and vacation rentals worldwide

Fees and Charges:

  • Supplementary Card Annual Fee: AED 210
  • Late Payment Fee: AED 236.25
  • Cash Advance Fee: 3.15% (min AED 78.75)

FAQ Section

  • The lifestyle credit card as the name implies seeks to improve the cardholder’s lifestyle choices in various terms such as dining, shopping, fashion, health, and wellness, etc,.
  • It comes with a variety of benefits that correspond to the consumer’s lifestyle needs allowing them to choose a particular standard of living.
  • These cards are tailored to meet the demands and budgets of a wide range of clients.
  1. Like any other credit card, lifestyle credit cards give reward points to the cardholder.
  2. The bank or company that issues the reward points programme has its own set of rules. It is calculated using the amount you spend on your credit card.
  3. These reward points are calculated differently by different credit card issuers, and you can redeem them later according to the issuer’s rules.

It’s critical to compare and contrast the features, advantages, and fees of the credit cards you’re considering before applying for one. This will assist you in determining the appropriate card for your needs.

  • When you use a Lifestyle credit card, you’ll have to pay a joining fee, an annual and renewal fee, as well as some other fees.
  • While applying for a lifestyle credit card, you must first familiarise yourself with the fees associated with each card.
  • A card may offer enticing discounts and privileges, but the yearly fees, renewal costs, joining fees, and other fees may be prohibitively expensive. This could result in you losing any awards you’ve accrued as a result of your purchases.
  • Because lifestyle credit cards have different qualifying criteria for each card, not everyone is eligible to apply.
  • Some of the more common criteria are:
    • Income
    • Type of existing card used
    • Account in which salary in tranfered
  • Joining fee
  • annual fee
  • renewal fee
  • A Lifestyle Credit Card is an option for those who want to improve their lifestyle and indulge in luxury.
  • It comes with a variety of benefits matching frequent shoppers, frequent flyers, and diners.
  • If you’re searching for a credit card with all this wide range of advantages, a lifestyle credit card is the one for you.
  • Credit card issuers are introducing more and more privileges to give credit cards with comprehensive lifestyle advantages as people’s lifestyles and preferences change.

Some of the advantages of using a Lifestyle credit card are :

  • Shopping discounts
  • Cashback on-air tickets
  • Benefits to health and well-being
  • Expenses on petrol are reduced
  • Offers on movie tickets
  • Access to airport lounges
  • Insurance coverage etc
  • Examine your spending habits and determine how you want to utilize your credit card.
  • If you’re a compulsive online shopper, look for a site that offers advantages and rewards programs tailored to your needs.
  • Instead of a credit card that offers several incentives but has a high-interest rate, seek a credit card that offers specific lifestyle benefits while still offering the best interest rate.

Your lifestyle card comes with a slew of perks, including shopping discounts, cashback on retail purchases (that you may apply to your credit card statement), and specialist insurance coverage, and so on.

Different Lifestyle credit cards provide you the advantage to redeem different rewards points.

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