What is a Grocery credit card?

The Grocery credit card is the same as that of the credit card but they offer extra benefits on the Grocery shopping. They give cash backs, points or miles on Grocery shopping.

How does a Grocery credit card work?

1.grocery credit cards have no fees 2.they offer bonuses or gifts at the Grocery shops.

How to choose a Grocery credit card?

Even grocery credit cards offer different deals and offers, and it totally depends on your usage.

What are the charges and fees incurred for a Grocery credit card?

1. Annual fee 2. Interest fee 3.late payment fee 4.foreign transaction fee.

What are the requirements for applying for a Grocery credit card?

1.Emirates ID 2.Passport copy 3.Annual income 4.Address 5.Date of birth

What are the fees involved when using Grocery credit cards?

Annual fee plus VAT will be charged If the customer uses more than the specified amount on their card ,then the annual fee will be relinquished.

Who should get a Grocery credit card?

People who don't use cash that much and are in the habit of using cards. People often get many benefits of grocery credit cards also.

What are the advantages of using a credit card for Grocery?

If customers spend more on Grocery purchases they can get 50% gift points. Gift vouchers are available for cardholders.

How can I get the most out of my Grocery credit card?

You have to be aware of how your card codes the purchase. For groceries you have to make sure that you use the best cards. You can take advantage of mobile apps.

Benefits of Grocery credit cards

Customers do not have to carry cash with them. You get rewards after using Grocery credit cards. You can purchase Grocery easily on a worldwide platform, online, in stores or by using mobile apps.

How to redeem Grocery reward points?

It's very easy to redeem rewards points, just go on the website with the help of a desktop or laptop and you can easily redeem rewards.

Grocery Credit Card

Al Hilal Bank Cashback Credit Card

Al Hilal Bank

Min. Salary

AED 5000

Annual Fees

AED 0

Interest Rate

3.2%

FX Rate

3.14%

Benefits

Airport Lounge Access

CashBack

Dining Benefit

Hotel Discounts

Purchase Protection

Sharia Compliant

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Al Hilal Bank Cashback Credit Card is a Sharia-compliant, no annual fee credit card that provides cashback benefits on most of the transactions made using the card. Users can choose 2 out of 5 spending categories to avail the cashback. The cashback credit cards also offer travel and lifestyle benefits.

Features:

Avail cashback on different categories including groceries, fuel, dining, education, and international spending.
Users can choose two spending categories to avail cashback up to 5%.
Unlimited access to airport lounges at over 25 regional and international locations including UAE, Saudi Arabia, Jordan, Kuwait, Egypt, Morocco, USA, UK, Canada, Germany, France, Singapore, and more.
Buy 1 and Get 1 offer on dining, premium spas, and leisure activities.
20% discount on Talabat online grocery and food orders that can be availed up to 2 times per month.

Fees and Charges:

Supplementary Annual Fee: Free for the 1st 3 cards; From 4th card onwards – AED 105
Late Payment Fee: AED 100
Over limit Fee: NA
Cash Advance Fee: 3.15% of the withdrawal amount

Emirates Islamic Switch Cashback Credit Card

Emirates Islamic Bank

Min. Salary

AED 0

Annual Fees

AED 313.95

Interest Rate

3.69%

FX Rate

2.34%

Benefits

Airport Lounge Access

CashBack

Cinema Benefits

Dining Benefit

Golf Benefits

Hotel Discounts

Purchase Protection

Sharia Compliant

Travel Insurance

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The Emirates Islamic Switch Cashback Credit Card offers up to 8% cashback on your spends, allowing you to switch between Lifestyle and Travel categories monthly. Enjoy a welcome bonus of AED 500 upon meeting the spend criteria. Additional benefits include unlimited airport lounge access, complimentary valet parking, golf rounds, and more.

Features:

No annual fee for the 1st year and from the 2nd year annual fee waiver is applicable on spends of AED 30,000 annually.
Welcome Bonus of AED 500 Cashback points on spending AED 15,000 within 60 days of card approval.
Cashback points on both travel and lifestyle categories.
Unlimited complimentary access to over 1000 airport lounges across the globe for both primary and supplementary cardholders.
2 complimentary golf rounds at Arabian Ranches Golf Club, Jebel Ali Golf Course or Abu Dhabi Golf Club on both weekends and weekdays.
Complimentary Multi-Trip Travel Insurance that covers travel accidents and travel inconvenience on all trips for up to 90 days duration.
Up to 1 complimentary valet parking services per month at select locations in the UAE.
Up to 2 complimentary Marhaba Bronze Meet & Greet services per year.

Fees and Charges:

Supplementary Annual Fee: Free for 1st 4 cards
Late Payment Fee: AED 131.25
Over limit Fee: AED 261.45
Cash Advance Fee: 3.15% or AED 103.95

Citi Ultima World Elite Credit Card

Citibank

Min. Salary

AED 36750

Annual Fees

AED 3000

Interest Rate

3.50%

FX Rate

2.99%

Benefits

Airport Lounge Access

Cinema Benefits

Golf Benefits

Hotel Discounts

Purchase Protection

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The Citi Ultima Credit Card offers premium travel benefits, including accelerated Citi Miles earning rates, unlimited global airport lounge access, complimentary hotel stays, and exclusive discounts on air tickets. Cardholders also avail privileges such as complimentary valet parking, golf access, and purchase protection.

Features:

Joining bonus of AED 1,250 statement credit upon spending AED 25,000 in 90 days. Offer valid for new Citi Credit Card customers applying directly through the Citi website.
Earn Citi Miles on both local and international spends and redeem them for air miles, to book tickets on more than 11 airlines and much more.
Unlimited complimentary access to 1,100+ airport lounges worldwide for primary and supplementary cardholders, with one guest allowed per cardholder per visit.
50% cashback (up to AED 2,000) on air travel tickets once per calendar year. Offer valid only for primary cardholders made bookings through Citi Ultima Concierge.
Complimentary home check-in up to 4 times a year when booked through Citi Ultima Concierge.
Unlimited 3rd night free stays at any eligible hotel across the globe booked through Citi Ultima Concierge.
Up to 4 complimentary airport rides per year (up to AED 84 each) with Careem. Use code “MAUAE6” on the Careem app to redeem.
Access airport security fast-track up to 3 times per year through Mastercard Travel Pass at select global airports.
Unlimited access to golf clubs on weekdays and one round per month on weekends at top golf courses in the UAE. A minimum monthly spend of AED 5,000 is required to qualify.
Get 2 complimentary valet parking visits per month at select Valtrans locations across the UAE.

Fees and Charges:

Supplementary Annual Fee: Free
Late Payment Fee: AED 230
Over limit Fee: AED 249
Cash Advance Fee: 3% of cash advance amount or AED 99 whichever is higher

CBD One Credit Card

Commercial Bank of Dubai

Min. Salary

AED 5000

Annual Fees

AED 0

Interest Rate

3.85%

FX Rate

2.99%

Benefits

Airport Lounge Access

CashBack

Cinema Benefits

Golf Benefits

Purchase Protection

Travel Insurance

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The CBD One Credit Card is life tiem free Visa Signature Credit Card that offers exceptional benefits, including cashback, cinema offers, free valet parking, airport lounge access, and many other financial facilities like balance transfer, cash on call, easy installments, and much more.

Features:

No annual fee credit card – free for life time.
Earn up to AED 135 cashback each month on eligible transactions.
Up to 4 complimentary rounds of golf each month at The Track Meydan and Arabian Ranches Golf Club, subject to a monthly retail spend of AED 7,500.
Up to 8 complimentary visits per year to 1,000+ airport lounges worldwide with Visa Lounge Key Program.
Avail 50% off on up to 4 cinema tickets per month at VOX, Reel, or Novo cinemas. Also, get 20% off on F&B at Reel Cinemas on a minimum spend of AED 20.
Get 3 free Valtrans valet parking services per month at locations across the UAE, including Dubai International Airport and Al Maktoum International Airport.
A complimentary multi-trip travel insurance for up to 90 days (post travel date), covering the cardholder, spouse, and up to five children.

Fees and Charges:

Supplementary Annual Fee: Free
Late Payment Fee: AED 241.50
Over limit Fee: AED 304.50
Cash Advance Fee: 3% of the amount or AED 157.50, whichever is higher

ADIB Cashback Visa Covered Credit Card

ADIB

Min. Salary

AED 5000

Annual Fees

AED 99

Interest Rate

3.75%

FX Rate

2.3%

Benefits

CashBack

Dining Benefit

Sharia Compliant

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The ADIB Cashback Visa Covered Credit Card is a Cashback credit card that provides up to 4% cashback on most daily spends. The card also comes with a roadside assistance feature and offers 4 free supplementary credit cards.

Features:

Get up to 4% cashback on most of the daily spend categories including grocery, fuel, dining, utility bill payments, school fee payments, and more.
Cashback is capped at AED 1,000 per month.
Zero charges for 4 supplementary credit cards
100% of the credit limit on the card can be withdrawn as cash
Maximum 55 days interest-free period

Fees and Charges:

Supplementary Annual Fee: 0 for 1st four cards; From 5th card onwards – AED 99
Late Payment Fee: AED 100
Over limit Fee: AED 50
Cash Advance Fee: 3% of the withdrawn amount or a minimum of AED 99

ADCB Talabat Credit Card

ADCB

Min. Salary

AED 5000

Annual Fees

AED 0

Interest Rate

3.69%

FX Rate

2.99%

Benefits

Airport Lounge Access

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The ADCB Talabat Credit Card is a no annual fee credit card with a lot of Talabat benefits. Enjoy unlimited free deliveries and Talabat credits on Talabat orders. Powered by Mastercard, the card also provides travel benefits.

Features:

Get up to 35% back capped at AED 35 per month on Talabat orders as Talabat credits. The offer is applicable only on the first 10 delivery orders every month.
Unlimited free delivery on all Talabat pro orders on food, groceries, and pharmacy orders.
The minimum order on food orders is capped at AED 50 and AED 100 on talabat mart, groceries, and pharmacy orders.
Unlimited lounge access to more than 20 airports across the globe for both primary and supplementary cardholders.
Up to 10% cash back on travel bookings at booking.com.
Up to 8% discount on flight and hotel bookings on Cleartrip.

Fees and Charges:

Supplementary Annual Fee: Free
Late Payment Fee: AED 241.50
Over limit Fee: AED 288.75
Cash Advance Fee: 3.5% or AED 105 AED

ADCB talabat ADCB Islamic Card

ADCB Islamic

Min. Salary

AED 5000

Annual Fees

AED 0

Interest Rate

3.69%

FX Rate

2.99%

Benefits

Airport Lounge Access

Sharia Compliant

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The ADCB talabat ADCB Islamic Card is a no annual fee credit card with a lot of Talabat benefits. Enjoy unlimited free deliveries and Talabat credits on Talabat orders. Powered by Mastercard, the card also provides travel benefits.

Features:

Get up to 35% back capped at AED 35 per month on Talabat orders as Talabat credits. The offer is applicable only on the first 10 delivery orders every month.
Unlimited free delivery on all Talabat pro orders on food, groceries, and pharmacy orders.
The minimum order on food orders is capped at AED 50 and AED 100 on talabat mart, groceries, and pharmacy orders.
Unlimited lounge access to more than 20 airports across the globe for both primary and supplementary cardholders.
Up to 10% cash back on travel bookings at booking.com.
Up to 8% discount on flight and hotel bookings on Cleartrip.
No Annual Fees

Fees and Charges:

Supplementary Annual Fee: Free
Late Payment Fee: AED 241.50
Over limit Fee: NA
Cash Advance Fee: NA

ADCB Islamic 365 Cashback Card

ADCB Islamic

Min. Salary

AED 8000

Annual Fees

AED 383.25

Interest Rate

3.69%

FX Rate

2.99%

Benefits

Dining Benefit

Hotel Discounts

Sharia Compliant

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The ADCB Islamic 365 Cashback Card is a cashback card with lifestyle benefits and rewards. The card is free for the first year and provides cash back on most retail purchases.

Features:

No annual fee for the 1st year of card issuance.
Earn cash back on most of the daily purchases made using the card.
Get up to 12% discount at 9,85,000+ hotel & vacation rental bookings made on Agoda Website.

Fees and Charges:

Supplementary Annual Fee: Free
Late Payment Fee: AED 241.50
Over limit Fee: NA
Cash Advance Fee: NA

ADCB 365 Cashback Credit Card

ADCB

Min. Salary

AED 8000

Annual Fees

AED 383.25

Interest Rate

3.69%

FX Rate

2.99%

Benefits

CashBack

Cinema Benefits

Dining Benefit

Hotel Discounts

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The ADCB 365 Cashback Credit Card is a cashback credit card with lifestyle benefits and rewards. The card is free for the first year and provides cash back on most of the retail purchases.

Features:

No annual fee for the 1st year of card issuance.
Earn cash back on most of the daily purchases made using the card.
Get up to 12% discount at 9,85,000+ hotel & vacation rental bookings made on Agoda Website.

Fees and Charges:

Supplementary Annual Fee: Free
Late Payment Fee: AED 241.50
Over limit Fee: AED 288.75
Cash Advance Fee: 3.5% or AED 105 AED

ADCB Islamic TouchPoints Gold Credit Card

ADCB Islamic

Min. Salary

AED 5000

Annual Fees

AED 0

Interest Rate

3.69%

FX Rate

2.99%

Benefits

Cinema Benefits

Dining Benefit

Hotel Discounts

Sharia Compliant

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The ADCB Islamic TouchPoints Gold Credit Card is life time free credit card with monthly bonus TouchPoints. The Sharia-compliant card offers dining & hotel discounts, PayOrder facility, and 0% payment plans.

Features:

Zero annual fees for a lifetime.
0% payment plan on school and college fee payments using the card
5,000 bonus TouchPoints on spends of AED 5,000
Sharia Compliant

Fees and Charges:

Supplementary Annual Fee: Free
Late Payment Fee: AED 241.50
Over limit Fee: AED 288.75
Cash Advance Fee: 3.5% or AED 105 AED