Reward features
- Welcome bonus includes a one-time reward of AED 365 on a minimum spend of AED 5,000 in the first 45 days of card issuance.
- Earn cash back on daily purchases
- 3% on utility & telecom bill payments, fuel purchases, and Salik
- 6% on dining spends including online food orders
- 5% on grocery purchases
- 1% on international purchases on any retail category
Features
- No annual fee for the 1st year of card issuance.
- Earn cash back on most of the daily purchases made using the card.
- Get up to 12% discount at 9,85,000+ hotel & vacation rental bookings made on Agoda Website.
Additional Benefits
- Credit shield insurance covers all credit card payments made across the globe protecting the cardholder from any fraudulent transactions.
- Avail 0% interest on school fee payments.
- FlexiPay feature to repay retail balances in easy monthly payments.
- Transfer outstanding credit card balances from other banks and enjoy low interest rates.
- PayOrder facility at zero interest rates and easy repayment in up to 12 months.
Fees & Charges
- Supplementary Annual Fee: Free
- Late Payment Fee: AED 241.50
- Over limit Fee: NA
- Cash Advance Fee: NA
Addition Information
- To become eligible for the cashback a minimum retail spend of AED 5,000 per calendar month is mandatory.
- The minimum retail spend includes spending by both primary and supplementary cardholders.
- The maximum cashback is capped at AED 1,000 per month.
- 1+1 movie ticket offer valid for up to 4 tickets per month.