The Emirati World Elite Mastercard is a travel credit card with lifestyle and reward benefits. It also comes with free travel and medical insurance covers and is free for the first year. This is sharia compliant.
Features:
No annual fee for the first year and renewal fee waiver subject to meeting the minimum spend criteria
Joud reward points as sign-up bonus and rewards points on every spend
Balance transfer facility from any UAE bank credit card to the Infinite Card at 0% interest rate and flexible EMI options
Up to 80% of the credit limit on the card can be withdrawn as cash at 0% interest
Repayment in easy installments
Complimentary unlimited access to over 850 airport lounges in 400 cities
This is sharia compliant card
Two complimentary vouchers for access to the VIP terminal at Abu Dhabi International Airport
A comprehensive travel inconvenience insurance and travel medical insurance provided
Fees and Charges:
Supplementary Card Annual Fee: Free up to 3rd card, From 4th card onwards – AED 105
With CBD Visa Signature Credit Card, you can enroll for CBD Reward Points Program. The card offers numerous discounts & benefits including free access to VIP airport lounges, free valet parking and much more.
Features:
Get CBD Reward Points Program, reward points for every dirham spent
Free access to VIP airport lounges and Free Valtrans valet parking
No annual fee on primary card during the first year
Free multi-trip travel insurance
Protection against fraud with Chip & Pin card security
Careem Rides, Food & Shop, Bike Benefit
Purchase Protection and Extended warranty
Cinema benefits and discount at Emaar entertainment
Fees and Charges:
Supplementary Card Annual Fee: Free for life
Late Payment Fee: AED 241.50
Over limit Fee: AED 288.75
Cash Advance Fee: 3% or AED 105 (whichever is higher)
RAKBANK Air Arabia Platinum Credit Card provides the Air Rewards loyalty program by Air Arabia with 10% cashback on Air Arabia flights. Earn reward points for local and international spends as well as for bill payments, education fees, petrol/gas, supermarket spends, health, beauty, and club memberships.
Features:
Earn AirReward Points for local and international spends
Travel accident insurance, Credit Shield, Secure Wallet, and Purchase Protection
Complimentary airport lounge access in Marhaba, CAC, and LoungeKey lounges locally and internationally
Free supplementary card
Complimentary airport pick-up or drop off service
Discounts on dining and shopping
Joining Bonus -15,000 AirRewards Points Equivalent to a return ticket
Fees and Charges:
Supplementary Card Annual Fee: Free
Late Payment Fee: AED 230
Over limit Fee: AED 285
Cash Advance Fee: AED 99 or 3% whichever is higher
Earn dnata Points on every spend with Emirates NBD dnata Platinum Credit Card. Get travel vouchers, Buy 1 & Get 1 offers, discounts and deals on flight & hotel bookings and much more.
Features:
Earn dnata Points
Access to 25+ airport lounges
Buy 1 Get 1 offers
Purchase protection
Discount on hotel & flight bookings
Fees and Charges:
Supplementary Card Annual Fee: Multiple supplementary cards at no cost
Late Payment Fee: AED 230 per month
Over limit Fee: AED 279 per month
Cash Advance Fee: 3% or AED 99, whichever is higher
Earn Skywards Miles per USD spent with Emirates Islamic Skywards Signature Credit Card. Complimentary airport lounge access, valet parking, balance transfer, cash on call facility. It is a Sharia compliant credit card.
Features:
Earn Skywards Miles for spends
Airport Lounge access, complimentary golf and free valet parking
Extended Warranty and Purchase Protection
Multi trip travel Insurance provided
Medical and Legal assistance
It is a Sharia compliant credit card
Balance Transfer and cash on call Facility
Fees and Charges:
Supplementary Card Annual Fee: Free up to 4 cards
Late Payment Fee: AED 225
Over limit Fee: AED 249
Cash Advance Fee: 3% of cash advance amount or AED 99, whichever is higher
Arab Bank Visa Travel Mate Credit Card is a travel card that offers both financial and non-financial benefits. The users of this card get free complimentary lounge access, free VISA Premium Privileges, and exclusive deals on leading hotels. Moreover, there is no commission on foreign exchange transactions.
Features:
Accepted locally and internationally
No cross border or foreign exchange commission on leading currencies
High cash advance limit on available credit
Purchase Protection and Extended Warranty Cover
Flexible repayment options of 5%, 25%, 50%, or 100% of the balance
Optional Credit Shield insurance
Complimentary Airport Lounge Access
Fees and Charges:
Supplementary Card Annual Fee: AED 300 for Elite Program only
The Standard Chartered Saadiq Murabaha Credit Card is a card with no late payment fee, over-limit fee, or cash advance fee. This sharia-compliant card offers many travel perks and lifestyle privileges like shopping, dining, entertainment, and more.
Features:
Shariah-compliant credit card
No Annual fees for the first year
Multi-trip travel coverage and Buyers Protection
Zero Cash Advance Fees
Visa Concierge, airport lounges access and discount airport restaurants around the world with DragonPass
ADCB Etihad Islamic Guest Infinite is a lifestyle card with a number of lifestyle and travel benefits. Various benefits of bonus – on applying for the card and monthly. Accelerates the Guest Miles with every spends. Provides tier miles with every spends.
Features:
Provides up to 60,000 bonus Etihad Guest Miles on applying for the card.
2 Etihad Guest Miles with every domestic spends, 3 Etihad Guest Miles with every international spends and with every purchases made with Etihad Airways, 3 Etihad Guest Miles are rewarded.
Credit of up to 5,000 Etihad Guest Miles as bonus per month.
Complimentary travel and lifestyle benefits for the cardholders.
Extended warranty, credit shield and purchase protection along with the bank transfer facilities.
ADIB Emirates Skywards World Elite Card a co-branded credit card that offers exclusive travel benefits for frequent Emirates passengers. It offers Skywards Miles on every spend, free airport lounge access, airport transfer, travel insurance, concierge service, home check-in for Emirates flights, valet parking, and lot more.
Features:
70,000 Bonus Skywards Miles on a minimum spend of AED 140,000 within 6 months of card issuance.
Free Silver tier membership to Emirates Skywards to the primary cardholder.
Complimentary travel inconvenience and travel medical cover.
Up to 3 Skyward Miles on every AED 3.68 spent on the card.
Free unlimited access to over 900 global airports.
FAB Etihad Guest Infinite Credit Card is an air mile credit card. The cardholders get guest mile discount vouchers and can earn guest miles. The user can avail of lifestyle benefits and travel benefits. Also, get purchase protection and fraudulent transaction protection.
Features:
Get Etihad Guest Miles discount voucher
Earn Etihad Guest Miles and Etihad Tier Miles for every AED 10 spent
Access to airport lounges, airport transfers, meet & greet services and offers on Careem
Welcome Bonus of Etihad Guest Miles on both primary and secondary cards
Get protection benefits, travel insurance, purchase protection, extended warranty and credit shield
Offers on Movie Tickets, Golf Discounts, Concierge Service and Visa Offers
Fast Track Enrolment To Etihad Guest Gold Membership
A card through which the consumer gets the reward in the form of some miles or points which the consumer can use for certain purchases like hotel rooms, flights, is a Travel credit card. Also your get travel benefits like airport transfers, concierge service etc.
It works the same as that any other reward credit card. A person accumulates points because of the various transaction that they do on the travel credit card,
The user gets extra points when used for Travel purchases depending on the type of alliance or partnership of the card
These travel points can then be redeemed for travel benefits or other features depending on the redemption procedure for the card.