All
AirMiles
Cashback
Dining
Fuel
Grocery
Lifestyle
Rewards
Shopping
We have found 51 Cashback Credit Card for you.

Emirates Islamic Cash Back Plus Credit Card

Emirates Islamic Cash Back Plus Credit Card

Emirates Islamic

Min. Salary

AED 12000

Annual Fees

AED 299

Interest Rate

3.35%

FX Rate

2.34%

Benefits

Airport Lounge Access
CashBack
Cinema Benefits
Dining Benefit
Golf Benefits
Hotel Discounts
Purchase Protection
Sharia Compliant
Travel Insurance
Apply Now Compare +

Earn cash back on every spends done with Emirates Islamic Cashback Plus Credit Card. Complimentary golf, balance transfer facility, access to airport lounges, and much more. It is a Sharia compliant credit card.

Features:

  • Cashback upto 10% on your spends
  • Airport lounge access and Complimentary Golf
  • Cash on Call option and Balance Transfer facility
  • Purchase protection extended warranty
  • Travel and medical insurance
  • Sharia compliant credit card
  • Built in Nol card for access and payments on RTA transport network

Fees and Charges:

  • Supplementary Card Annual Fee: Free up to 4 cards
  • Late Payment Fee: AED 225
  • Over limit Fee: AED 249
  • Cash Advance Fee: 3% of cash advance amount or AED 99, whichever is higher

FAQ Section

a

What is a Cashback credit card?

Whenever you buy something you get a percentage of the money refunded to you, which means that cashback is a way to save money on the purchases you have already made. You can take this as a discount or incentive.
By using a cashback credit card you get the advantage to earn cash from the money you have already spent either by paying you back a percentage of the money you have spent or by rewarding you with reward points.

a

How does a Cashback credit card work?

If you spend AED 5000 as your annual spend and your credit card offers 1% cashback on all the transactions you have made then you may earn AED 50. But that will only work if you pay off your amount in full every month. However, if you do not do so then the interest rates will probably out with the benefits. You will get a portion of all your spending back in the form of rewards each time you use the card.

a

How to choose a Cashback credit card?

Usually, a cashback credit card is divided into three categories. Here’s how to you will know which group a card belongs to, as well as what you should think about inside each category :

  1. Flat-Rate Cash Back Credit Cards – These credit cards provide a single cashback rate that applies to all purchases.
  2. Tiered-Rate Cash Back Credit Cards – Tiered-rate cash back credit cards may allow you to earn extra cashback on certain transactions. These cards give you more cashback in some areas while giving you a flat rate on everything else.
  3. Rotating Category Cash Back Credit Cards – These cards typically offer higher cashback in categories that rotate every quarter. From year to year, the rotating categories may vary.
a

What are the charges incurred for a Cashback credit card?

Charges and fees incurred for a cashback credit card are as follows :

  • Interest Fee
  • Annual Fee
  • Foreign Transaction Fee
  • Late Payment Fee
  • Cash Withdrawal Fee
a

How does a cashback credit card work and how do I earn cashback?

Cashback credit cards allow you to earn money from your purchases by either paying you a percentage of what you spend or rewarding you with reward points. They’re only useful if you pay off your bill in full each month and don’t exceed your credit limit. Otherwise, the cost of interest will surpass the benefits.

a

How much cashback can I earn from a cashback credit card?

The percentage of cashback varies from one card to the next. The majority of credit cards offer cashback ranging from 0.5 percent to 5%. When banks run promotions, they may provide larger cashbacks, which can range from 10% to 50%.

a

What are the requirements for applying for a Cashback credit card?

    1. Age- Above 21 Yrs of age
    2. Emirates Id
    3. Passport Copy
    4. Salary / source of income
a

Who should get a Cashback credit card?

Cashback credit cards can be a good option if you pay your credit card balance in full every month. This is since you are being compensated for spending money you would have spent regardless. But it is not a good choice if you don’t always pay off your credit card account in full.

a

What are the advantages of using a credit card for Cashback?

Some of the advantages of Cashback Credit Card include :

  • Cash Prizes
  • Most cashback credit cards don’t charge an annual fee.
  • Many companies provide sign-up bonuses.
  • Provides benefits of Shopping
a

How can I get the most out of my Cashback credit card?

  • Determine which spending category gives you the most rewards and make those purchases with your Card.
  • Keep an eye on the spending category that pays you the most money, especially if you have a Bonus Category Cash Back Card because it changes frequently.
  • Make sure your Cash Back Credit Card bill is paid in full. Paying only the minimum amount due will earn you interest, which will fully outweigh any cashback advantage you could receive.
  • And never delay your payments. There’s no use in paying late fees because it nullifies any gain that cash backs provide.
  • Choose a credit card with a low or no annual fee. Paying a hefty yearly fee is pointless if you wind up earning less than the card’s cost etc.
a

How to redeem Cashback points?

Your cashback benefits can be redeemed in a variety of ways, such as a statement credit, check, or direct deposit into a bank account, for travel, gift cards or products, or as a contribution. The number of options you have and the restrictions you must meet before you may redeem varies per card and issuer.

Close

Credit Card Comparison ()

×

Maximum of 4 products are allowed for comparision

Maximum of 2 products are allowed for comparision