The ADIB Exceed Visa Platinum Covered Credit Card is a Reward Credit Card that provides Exceed Rewards on most purchases made with the card. The card also offers free airport lounge access and roadside assistance features.
Features:
Earn up to 1.5 Exceel reward points spent within and outside the UAE
Redeem Exceed reward points for shopping vouchers, utility bill payments, flight bookings, and more.
Get 2 complimentary airport lounge visits per year at eligible airport lounges across the globe.
Zero charges for the first 4 supplementary credit cards
100% of the credit limit on the card can be withdrawn as cash
Maximum 55 days interest-free period
Fees and Charges:
Supplementary Annual Fee: 0 for 1st four cards; From 5th card onwards – AED 199
Late Payment Fee: AED 100
Over limit Fee: AED 50
Cash Advance Fee: 3% of the withdrawn amount or a minimum of AED 99
ADIB Exceed Visa Covered Credit Card offers Exceed Reward points for every AED spent, redeemable for utility payments, shopping vouchers, and travel. Cardholders also benefit from free roadside assistance within the UAE once a year.
Features:
Earn Exceed reward points on every spend
Free roadside assistance within the UAE once a year
Zero charges for 4 supplementary credit cards
Upto 55 days grace period for monthly payment
Fees and Charges:
Supplementary Annual Fee: Free for the first four cards and from 5th card onwards AED 99
Late Payment Fee: AED 100
Over limit Fee: AED 50
Cash Advance Fee: 3% of the withdrawn amount or a minimum of AED 99
ADIB Emirates Skywards Visa Signature Credit Card offers a travel experience with up to 25,000 bonus Skywards Miles. Enjoy exclusive benefits such as Emirates Skywards Silver membership, unlimited global lounge access, and complimentary airport transfers.
Features:
Welcome bonus on the first spend up to 25000 Skywards miles
Earn Skyward miles on every AED 3.68 spent using the card
Home check-in service in Dubai two times a year
Two airport transfers from anywhere within city limits in the UAE
Airport lounge access worldwide through the Visa Airport Companion app
Golf benefits for the cardholders at The ELS Golf Club & Arabian Ranches Golf Club, Dubai, and the Abu Dhabi Golf Club, Abu Dhabi
Travel inconvenience cover covers lost or damaged baggage up to USD 3,000; baggage delay cover of USD 500; trip delay cover of USD 500, and trip cancellation cover of USD 7,500.
Travel Medical Cover powered by Visa for cardholders and family members.
Fees and Charges:
Supplementary Annual Fee: Free for first 4 cards and from 5th card onwards AED 1500
Late Payment Fee: AED 100
Over limit Fee: AED 50
Cash Advance Fee: 3% of the withdrawn amount or a minimum of AED 99
ADIB Emirates Skywards Visa Infinite credit card offers travellers many travel and lifestyle benefits including Skyward Miles, unlimited airport lounge access, airport transfers, Emirates Skywards silver membership, and a fast track to gold tier status.
Features:
Welcome bonus up to 25000 skyward miles on the first spend
The primary cardholder can achieve Emirates Skywards Gold tier membership by spending a minimum of USD 5,000 with Emirates, valid for 12 months from activation.
Earn Skyward miles on every AED 3.68 spent using the card
Unlimited lounge access to more than 1200 airport lounges worldwide, including 220 airports in Central Europe, the Middle East, and Africa.
Home check-in service in Dubai four times a year.
Four airport transfers from anywhere within city limits in the UAE
Golf benefits for the cardholder and one guest at The ELS Golf Club & Arabian Ranches Golf Club, Dubai, and the Abu Dhabi Golf Club, Abu Dhabi
Fees and Charges:
Supplementary Annual Fee: Free for first four cards and from 5th card onwards AED 4500
Late Payment Fee: AED 100
Over limit Fee: AED 50
Cash Advance Fee: 3% of the withdrawn amount or a minimum of AED 99
The ADIB Cashback Visa Covered Credit Card is a Cashback credit card that provides up to 4% cashback on most daily spends. The card also comes with a roadside assistance feature and offers 4 free supplementary credit cards.
Features:
Get up to 4% cashback on most of the daily spend categories including grocery, fuel, dining, utility bill payments, school fee payments, and more.
Cashback is capped at AED 1,000 per month.
Zero charges for 4 supplementary credit cards
100% of the credit limit on the card can be withdrawn as cash
Maximum 55 days interest-free period
Fees and Charges:
Supplementary Annual Fee: 0 for 1st four cards; From 5th card onwards – AED 99
Late Payment Fee: AED 100
Over limit Fee: AED 50
Cash Advance Fee: 3% of the withdrawn amount or a minimum of AED 99
The ADCB Islamic TouchPoints Gold Credit Card is life time free credit card with monthly bonus TouchPoints. The Sharia-compliant card offers dining & hotel discounts, PayOrder facility, and 0% payment plans.
Features:
Zero annual fees for a lifetime.
0% payment plan on school and college fee payments using the card
The SIB Gold Visa Credit Card is a sharia-compliant card. Comes with features such as Global emergency assistance for lost cards, access to over airport lounges, Hotel discounts and more.
Features:
Monthly administration fee are applicable
This is a Sharia-compliant card
Access to airport lounges
Emergency Cash Advance and Emergency card replacement facilities
The SIB Platinum Visa Credit Card is a sharia-compliant card. Comes with features such as Global emergency assistance for lost cards, access to over airport lounges, hotel & dining discounts and more.
The SIB Classic Visa Credit Card is a sharia-compliant card. Comes with features such as Global emergency assistance for lost cards, access to over airport lounges and more.
Features:
Monthly administration fee are applicable
This is a Sharia-compliant card.
Access to airport lounges
Emergency Cash Advance and Emergency card replacement facilities
The Standard Chartered X Credit Card is a cashback card where you can make great savings on every spend. Save up to 10% when you spend online or make bill payments using a mobile wallet. It is good to have a travel card as you can earn cashback on foreign currency spends.
Features:
cash back for every online, mobile wallet, bill payments or foreign purchase
Complimentary Unlimited access local and international airport lounges
Multi-trip travel insurance and Buyers Protection
Visa Concierge Service and discounts at airport restaurants around the world with DragonPass
Use the card to avail cash advance
No Annual fee for first year
Fees and Charges:
Supplementary Card Annual Fee: Free two cards, AED 105 from 3rd card onwards
Late Payment Fee: 241.50 AED
Over limit Fee: 292.95 AED
Cash Advance Fee: 3.15% of cash advance amount or AED 105, whichever is higher
It’s a normal credit card which is used to pay bills. you can use this bill payment credit card to make any payments be it business or your personal use. And with this credit card you can manage your dues and set reminders for the same, with this it is much easier to keep a track of every transaction.
It works like a normal Credit card only, nothing different. You have your own security pin and while making a payment online you get an OPT on the mobile number which is linked to your account number.
The only way you can choose a bill payment credit card is on the basis of your requirement. a lot of banks offer different deals and offers on the card, so it’s better to research and look into all the deals and then choose which bill payment credit card fits perfectly according to your need.
No, there are no such fees or charges incurred for a bill payment credit card. There are only annual fees which are paid yearly and annual fees are in all the credit cards except the no annual fee credit card.
It is very easy to do so, you just have to set in details of payments that will be made monthly and keep a track on it. You just need to research that all businesses accept automatic payments as it saves a lot of time and is a safe and secure way of making online payments.
The person who makes a lot of transactions online and has some fixed monthly expenditure, for him/her bill payment credit card is a must. as it will make things a lot easier for that person.
The biggest advantage is that it saves a lot of time and effort. you don’t have to worry about the same dues every month. it offers greater security to be very honest and of course it improves the flow of cash.
Having a bill payment credit card is always very beneficial as it saves a lot of time and offers greater security to both the parties, the one who is making a payment and the one who is receiving it.
