What is a Travel credit card?

A card through which the consumer gets the reward in the form of some miles or points which the consumer can use for certain purchases like hotel rooms, flights, is a Travel credit card. Also your get travel benefits like airport transfers, concierge service etc.

How does a Travel credit card work?

It works the same as that any other reward credit card. A person accumulates points because of the various transaction that they do on the travel credit card, The user gets extra points when used for Travel purchases depending on the type of alliance or partnership of the card These travel points can then be redeemed for travel benefits or other features depending on the redemption procedure for the card.

How to choose a Travel credit card?

Points to be considered while choosing Travel credit cards are as follows: You have to decide whether to choose a co-branded or general credit card. Choose credit cards that will give you a signup bonus and high prizes. Choose credit cards that offer the perks and the protection you need.

What are the charges and fees incurred for a Travel credit card?

The annual percentage rate for Travel credit cards is similar to the interest of other regular credit cards Some cards come with a joining fee criteria, while in some there is no need to pay a joining fee

Do credit cards also offer travel benefits?

Yes, cards do offer travel benefits.

What are the requirements for applying for a Travel credit card?

Following are the requirements for applying for a Travel credit card Emirates id copy Passport copy Annual income Address Date of birth

What are the advantages of using a credit card for Travel?

Following are the advantage of using Travel credit cards: Accumulate travel points that can be redeemed against travel-related benefits like flight tickets, hotel booking etc. Some of the cards come with an additional benefits such as: zero liability on lost card welcome gift travel insurance

Benefits of Travel credit cards

Lot of prize points or air miles are offered by Travel credit cards in form of a welcome gift At International and Domestic airlines, points can be saved for air miles. free tickets are also offered on select airlines by some cards.

How to redeem Travel points?

Following are the points by which we can redeem Travel points: When you pay with a credit card for your Travel, you save your points as statement credits. Send a request to save points as a statement credit after logging into your account.

Travel Credit Card - Page 13 Of 15

We have found 148 Travel Credit Card for you.

Ajman Bank BRight World Credit Card

Ajman Bank

Min. Salary

AED 5000

Annual Fees

AED 1500

Interest Rate

3.50%

FX Rate

Benefits

Airport Lounge Access

Sharia Compliant

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Ajman Bank BRight World Credit Card is a Reward and Travel Credit card. You can fly for free with the complimentary upfront reward points awarded. As the number of reward points earned is high per spend, you can accumulate the points faster. There are no fees on foreign transactions and you also get complimentary access to lounges.

Features:

Get free flight tickets with Upfront 15,000 Complimentary BRight Rewards
Spend around the world and pay 0% transaction fee
For every 10 AED spend earn 3 Bright reward points
Complimentary airport lounge access worldwide
Avail free valet parking at over 35+ locations 4 times every month

Fees and Charges:

Supplementary Card Annual Fee: AED 50
Late Payment Fee: AED 125
Over limit Fee: AED 125
Cash Advance Fee: AED 150

The American Express Gold Credit Card

American Express

Min. Salary

AED 15000

Annual Fees

AED 295

Interest Rate

3.60%

FX Rate

2.94%

Benefits

Airport Lounge Access

CashBack

Purchase Protection

Travel Insurance

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The American Express Gold Credit Card is a cash back credit card that also provides travel, shopping, and other benefits. Both self-employed and salaried individuals can apply for the card. Up to 9 supplementary credit cards are free with the card with the same benefits as the main card.

Features:

Free airport lounge access 5 times a year to Priority Pass lounges for the primary cardholder and one supplementary cardholder.
Free travel accident insurance worth AED 350,000.
Fraud Protection Guarantee feature safeguards cardholders against credit card fraud or theft.
Up to 9 free supplementary credit cards for immediate family members of age 12 years and above with the same benefits.

Fees and Charges:

Supplementary Annual Fee: Free for first 9 cards
Late Payment Fee: AED 230 (AED 241.5 including VAT)
Over limit Fee: AED 275.5 (AED 290 including VAT)
Cash Advance Fee: 3% or AED 100, whichever is higher

Emirates NBD Go4it Gold Credit Card

Emirates NBD

Min. Salary

AED 6000

Annual Fees

AED 99

Interest Rate

3.25%

FX Rate

1.99%

Benefits

CashBack

Cinema Benefits

Dining Benefit

Hotel Discounts

Travel Insurance

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Earn & redeem Plus Points with Emirates NBD Go4it Gold Credit Card. Free rides on Dubai ferry, discounts at restaurants, hotel bookings, spa, gym, wellness centre and much more to avail.

Features:

Earn Plus Points on every spend
Complimentary Life Insurance
Free rides on Dubai Ferry
0% instalment plan
Medical & Travel assistance

Fees and Charges:

Supplementary Card Annual Fee: Multiple supplementary cards at no cost
Late Payment Fee: AED 230 per month
Over limit Fee: AED 279 per month
Cash Advance Fee: 3% or AED 99, whichever is higher

FAB Al-Futtaim World Elite Credit Card

FAB

Min. Salary

AED 40000

Annual Fees

AED 0

Interest Rate

3.50%

FX Rate

2.49%

Benefits

Airport Lounge Access

CashBack

Cinema Benefits

Dining Benefit

Hotel Discounts

Travel Insurance

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FAB Al-Futtaim World Elite Credit Card is a lifestyle card. It offers travel benefits including meet & greet, lounge access. The customers can avail of lifestyle benefits and protection benefits. Get cashback offers and movie ticket offers.

Features:

Get travel benefits meet & greet, airport transfers, and lounge access
Earn cashback, discounts on movie tickets
Get movie tickets at a discount rate
Credit Shield protection to pay outstanding balances
Travel accident insurance, Travel Inconvenience Insurance and Rental Collision And Loss Damage Waiver
Al-Futtaim FAB rewards and offers for spends in Al-Futtaim showrooms and stores

Fees and Charges:

Late Payment Fee: AED 241.50
Over limit Fee: AED 288.75
Cash Advance Fee: 3.15% of the amount

Standard Chartered X Credit Card

Standard Chartered

Min. Salary

AED 30000

Annual Fees

AED 525

Interest Rate

3.45%

FX Rate

2.99%

Benefits

Airport Lounge Access

CashBack

Dining Benefit

Purchase Protection

Travel Insurance

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The Standard Chartered X Credit Card is a cashback card where you can make great savings on every spend. Save up to 10% when you spend online or make bill payments using a mobile wallet. It is good to have a travel card as you can earn cashback on foreign currency spends.

Features:

cash back for every online, mobile wallet, bill payments or foreign purchase
Complimentary Unlimited access local and international airport lounges
Multi-trip travel insurance and Buyers Protection
Visa Concierge Service and discounts at airport restaurants around the world with DragonPass
Use the card to avail cash advance
No Annual fee for first year

Fees and Charges:

Supplementary Card Annual Fee: Free two cards, AED 105 from 3rd card onwards
Late Payment Fee: 241.50 AED
Over limit Fee: 292.95 AED
Cash Advance Fee: 3.15% of cash advance amount or AED 105, whichever is higher

ADCB Islamic TouchPoints Platinum Credit Card

ADCB Islamic

Min. Salary

AED 8000

Annual Fees

AED 630

Interest Rate

3.69%

FX Rate

2.99%

Benefits

Airport Lounge Access

Cinema Benefits

Dining Benefit

Golf Benefits

Hotel Discounts

Purchase Protection

Sharia Compliant

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The ADCB Islamic TouchPoints Platinum Credit Card is a sharia-complaint lifestyle credit card loaded with reward points, dining discounts, and travel benefits. Powered by Visa, the credit card is free for the first year of subscription.

Features:

Zero annual fee for the 1st year.
20% discount on food orders at Talabat without minimum order requirement.
Complimentary golf benefits around the year at select golf clubs in the UAE including The Track Meydan Golf Dubai, Arabian Ranches Golf Club Dubai, and Abu Dhabi Golf Club in Abu Dhabi.
Get 3 free airport lounge visits at more than 1,000 airports across the globe for both primary and supplementary cardholders.

Fees and Charges:

Supplementary Annual Fee: Free
Late Payment Fee: AED 241.50
Over limit Fee: AED 288.75
Cash Advance Fee: 3.5% or AED 105 AED
Annual Fee (AED): Free for 1st year. AED 630 from 2nd year onwards

Dubai Islamic Bank Al Islami Gold Charge Credit Card

Dubai Islamic Bank

Min. Salary

AED 5000

Annual Fees

AED 420

Interest Rate

FX Rate

2.09%

Benefits

Purchase Protection

Sharia Compliant

Travel Insurance

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Dubai Islamic Bank Al Islami Gold Charge Credit Card is sharia compliant which comes with global acceptance and you can withdraw cash from ATMs and specified branches globally. Free from interest, Roadside assistance, travel insurance, purchase protection.

Features:

Globally accepted
Unlimited roadside assistance
Purchase protection
Free from interest
Travel and personal accident insurance provided
Sharia Compliant card
It has a 100% Cash Withdrawal Limit

Fees and Charges:

Supplementary Card Annual Fee: Free
Late Payment Fee: AED 236.25
Over limit Fee: 0
Cash Advance Fee: 3.15%

CBD Super Saver Credit Card

Commercial Bank of Dubai

Min. Salary

AED 8000

Annual Fees

AED 420

Interest Rate

3.45%

FX Rate

2.75%

Benefits

Airport Lounge Access

CashBack

Cinema Benefits

Dining Benefit

Hotel Discounts

Purchase Protection

Travel Insurance

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CBD Super Saver Credit Card offers cashback across various retail spend categories. With this card, you will get discount on VOX cinemas, Reel cinemas, Emmar entertainment, free valet parking and much more.

Features:

Earn up to 10% cashback on retail spends
No annual fee on primary card during the first year
Access to over 1,000 Airport Lounges across the world
Multi-trip travel insurance to the cardholder and family
Supplementary card free for life for family
Free Valtrans valet parking and cinema offers
Purchase Protection and Extended warranty

Fees and Charges:

Supplementary Card Annual Fee: Free for Life
Late Payment Fee: AED 241.50
Over limit Fee: AED 288.75
Cash Advance Fee: 3% or AED 105 (whichever is higher)

Mawarid Finance Souhoula Credit Card

Mawarid Finance

Min. Salary

AED 15000

Annual Fees

AED 0

Interest Rate

1.49%

FX Rate

2.63%

Benefits

Airport Lounge Access

CashBack

Purchase Protection

Sharia Compliant

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Mawarid Finance Souhoula Credit Card is a rewards credit card that offers a wide range of benefits and privileges across shopping and travel. The credit card also offers purchase protection and secure transaction features. This is sharia compliant card.

Features:

Free for life
Cash Back Loyalty Program
Receive 5000 Bonus Loyalty Points
Complimentary lounge access across Middle East & Levant
Free supplementary credit card
Purchase protection
Up to 2% Cash Back on your savings account with National Bonds Corporation

Fees and Charges:

Supplementary Card Annual Fee: AED 52.50 per card
Late Payment Fee: AED 157.50
Cash Advance Fee: 3.15% of the transaction amount Or AED105 whichever is higher

The American Express Corporate Card

The American Express

Min. Salary

AED 18400

Annual Fees

AED 370

Interest Rate

2.5%

FX Rate

2.94%

Benefits

Airport Lounge Access

Dining Benefit

Hotel Discounts

Travel Insurance

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The American Express Corporate Card provides businesses with enhanced control over expenses, better spending visibility, cost savings, and efficient payment processes. Employees also benefit from valuable rewards and perks.

Features:

Individual spending limits can be set for each Corporate Card based on the employee’s needs.
8 complimentary visits per year to 1,500 Priority Pass airport lounges across 140 countries across the globe. Get easy access to the lounges through the Priority Pass Mobile app.
Cardholders can avail of emergency services like Cash Access, Emergency Card Replacement, and Global Assistance.

Fees and Charges:

Supplementary Annual Fee: NA
Late Payment Fee: AED 50
Over limit Fee: NA
Cash Advance Fee: 5% or AED 50, whichever is higher.