The ADIB Cashback Visa Covered Credit Card is a Cashback credit card that provides up to 4% cashback on most daily spends. The card also comes with a roadside assistance feature and offers 4 free supplementary credit cards.
Features:
Get up to 4% cashback on most of the daily spend categories including grocery, fuel, dining, utility bill payments, school fee payments, and more.
Cashback is capped at AED 1,000 per month.
Zero charges for 4 supplementary credit cards
100% of the credit limit on the card can be withdrawn as cash
Maximum 55 days interest-free period
Fees and Charges:
Supplementary Annual Fee: 0 for 1st four cards; From 5th card onwards – AED 99
Late Payment Fee: AED 100
Over limit Fee: AED 50
Cash Advance Fee: 3% of the withdrawn amount or a minimum of AED 99
Dubai Islamic Bank Consumer Platinum Credit Card provides you to earn cashback on your everyday spends. Cashback of up to 4% upon spending on bill payments, shopping, refuelling car and more. This is sharia-compliant card.
Features:
Earn guaranteed cashback, cashback on every spends up to 4%
Roadside assistance
Balance transfer option available
Total monthly maximum cashback cap is AED 1,000 per Billing Cycle
Cashback applicable on transactions in UAE
Cashback will not be earned on Utility & Government bills transactions made through DIB platforms
The ADIB Exceed Visa Platinum Covered Credit Card is a Reward Credit Card that provides Exceed Rewards on most purchases made with the card. The card also offers free airport lounge access and roadside assistance features.
Features:
Earn up to 1.5 Exceel reward points spent within and outside the UAE
Redeem Exceed reward points for shopping vouchers, utility bill payments, flight bookings, and more.
Get 2 complimentary airport lounge visits per year at eligible airport lounges across the globe.
Zero charges for the first 4 supplementary credit cards
100% of the credit limit on the card can be withdrawn as cash
Maximum 55 days interest-free period
Fees and Charges:
Supplementary Annual Fee: 0 for 1st four cards; From 5th card onwards – AED 199
Late Payment Fee: AED 100
Over limit Fee: AED 50
Cash Advance Fee: 3% of the withdrawn amount or a minimum of AED 99
Get guaranteed cashback on all spends done with Emirates Islamic RTA Credit Card. Built-in Nol card, emergency medical and legal assistance, purchase protection and more. It is a Sharia compliant credit card.
Features:
Guaranteed cashback on all spends, 10% cashback on fuel spend and RTA Transport Payment
Option to redeem cashback points
Built in Nol card for access and payments on RTA transport network
Extended Warranty and Purchase Protection
Emergency medical and legal assistance
Sharia compliant credit card
Cinema and Entertainment benefits
Fees and Charges:
Supplementary Card Annual Fee: Free up to 4 cards
Late Payment Fee: AED 225
Over limit Fee: AED 249
Cash Advance Fee: 3% of cash advance amount or AED 99, whichever is higher
Enroll in the Tamayaz Program and earn Tamayaz Points on spends made Union Coop using Emirates Islamic Union Coop Tamayaz Card. Card free for life, free valet parking, cash on call. It is a Sharia-compliant credit card.
Features:
Free for life card
Get cash back as Tamayaz Points on spends made at Union Coop
Cash on call and global assistance facility
Access to best golf clubs across UAE and Free valet parking
Emergency Medical and Legal referral
Dining, shopping and travel benefits with mazaya offers
Sharia compliant
Extended Warranty and Purchase Protection
Fees and Charges:
Supplementary Card Annual Fee: Free up to 4 cards
Late Payment Fee: AED 225
Over limit Fee: AED 249
Cash Advance Fee: 3% of cash advance amount or AED 99, whichever is higher
Citi Cashback Credit Card comes with an option to get the unlimited cashback on your spend. Access to airport lounges, exclusive offers on dining, leisure and much more.
Features:
Unlimited, Automatic cashback all purchases
Global airport lounge access
AED 200 statement credit with a new Citi Credit Card
No annual fee during first year
Exclusive discounts and offers With Mastercard World
Fees and Charges:
Supplementary Card Annual Fee: Free
Late Payment Fee: AED 230
Over limit Fee: AED 249 or the highest over limit amount assessed daily during the statement period, whichever is lower
Cash Advance Fee: 3% of cash advance amount or AED 99 whichever is higher (max. of AED 250)
The Deem Titanium Master Credit Card is a cash back credit card with airport lounge access, credit card protection, and attractive discounts on travel, retail spends, grocery, fuel, utility bill payments, and payments for government services.
Features:
Earn Cash Up on all retail spends
Earn accelerated Cash up rewards for every fuel, grocery, and supermarket purchase as well as utility bills and government service payments
Airport lounge access to more than 10 airports in the Levant and the Middle East
Benefit of insurance protection cover
Lifestyle and travel benefits
Deals and discounts with the Deem Offers app
Free for first year
Fees and Charges:
Supplementary Card Annual Fee: Free for up to 5 supplementary cards
Late Payment Fee: AED 241.5
Over limit Fee: AED 341.25
Cash Advance Fee: AED 105 or 3.15% of cash advance amount, whichever is higher
A fuel credit card is a special credit card that can save you money on fuel purchases. When purchasing fuel at various domestic partner stores, there are advantages such as exemption of additional charges, discounts, and bonus points.
Fuel costs typically make up a large portion of monthly spending in a city. Therefore, credit card companies have developed a co-branded credit card that offers exclusive benefits to customers who purchase gasoline/fuel with the card.
Before applying for Fuel Credit Card, you need to aware of some of the criteria, such as :
Confirmation of credit card payment system – One should look for a card that offers fuel benefits and the best interest rates.
Fuel cost system – A person has to analyze the cost and decide on a monthly budget to spend on fuel.
Fees and fees – You should evaluate the card before using it, taking into account the fees and charges associated with the fuel credit card you wish to receive. Failure to do so may result in cancellation of fuel credit card benefits and discounts due to high fees and card-related fees.
Card usage procedures – We recommend that you check the fuel credit card redemption process. We recommend that you purchase a card that allows you to instantly redeem your points.
In general the charges and fees incurred for a Fuel credit card includes joining fee and renewal fee and the amount varies from card to card. However, few cards do not charge renewal fees.
The requirements for applying for a fuel credit card seem to vary from bank to bank. However, some of the general requirements that applicants must meet are:
You must have a good credit rating.
You must meet the minimum age and income level set by the bank.
Fuel cards can be used to pay for fuel and service vehicles. If you are one of those people, then this card is best suited for you. This card is convenient as it allows you to manage and regulate your fuel costs and get information about your business and personal expenses.
The benefits of a fuel credit card are numerous, as many banks and financial institutions offer credit cards. In addition to reducing the cost of purchasing fuel, a fuel credit card has the following benefits:
Cardholders receive a higher credit for fuel costs. Points can be used for various purposes, such as charging. All of these cards are also exempt from fuel surcharges.
When gasoline and diesel prices are rising, using a shared fuel card can save you money.
Cardholders get a higher score for fuel costs. Points can be used for various purposes, such as charging. Different types of cards have different benefits.
