Dubai Islamic Bank Consumer Platinum Credit Card provides you to earn cashback on your everyday spends. Cashback of up to 4% upon spending on bill payments, shopping, refuelling car and more. This is sharia-compliant card.
Features:
Earn guaranteed cashback, cashback on every spends up to 4%
Roadside assistance
Balance transfer option available
Total monthly maximum cashback cap is AED 1,000 per Billing Cycle
Cashback applicable on transactions in UAE
Cashback will not be earned on Utility & Government bills transactions made through DIB platforms
The ADIB Exceed Visa Platinum Covered Credit Card is a Reward Credit Card that provides Exceed Rewards on most purchases made with the card. The card also offers free airport lounge access and roadside assistance features.
Features:
Earn up to 1.5 Exceel reward points spent within and outside the UAE
Redeem Exceed reward points for shopping vouchers, utility bill payments, flight bookings, and more.
Get 2 complimentary airport lounge visits per year at eligible airport lounges across the globe.
Zero charges for the first 4 supplementary credit cards
100% of the credit limit on the card can be withdrawn as cash
Maximum 55 days interest-free period
Fees and Charges:
Supplementary Annual Fee: 0 for 1st four cards; From 5th card onwards – AED 199
Late Payment Fee: AED 100
Over limit Fee: AED 50
Cash Advance Fee: 3% of the withdrawn amount or a minimum of AED 99
Get guaranteed cashback on all spends done with Emirates Islamic RTA Credit Card. Built-in Nol card, emergency medical and legal assistance, purchase protection and more. It is a Sharia compliant credit card.
Features:
Guaranteed cashback on all spends, 10% cashback on fuel spend and RTA Transport Payment
Option to redeem cashback points
Built in Nol card for access and payments on RTA transport network
Extended Warranty and Purchase Protection
Emergency medical and legal assistance
Sharia compliant credit card
Cinema and Entertainment benefits
Fees and Charges:
Supplementary Card Annual Fee: Free up to 4 cards
Late Payment Fee: AED 225
Over limit Fee: AED 249
Cash Advance Fee: 3% of cash advance amount or AED 99, whichever is higher
The Emirates Islamic Switch Cashback Credit Card offers up to 8% cashback on your spends, allowing you to switch between Lifestyle and Travel categories monthly. Enjoy a welcome bonus of AED 500 upon meeting the spend criteria. Additional benefits include unlimited airport lounge access, complimentary valet parking, golf rounds, and more.
Features:
No annual fee for the 1st year and from the 2nd year annual fee waiver is applicable on spends of AED 30,000 annually.
Welcome Bonus of AED 500 Cashback points on spending AED 15,000 within 60 days of card approval.
Cashback points on both travel and lifestyle categories.
Unlimited complimentary access to over 1000 airport lounges across the globe for both primary and supplementary cardholders.
2 complimentary golf rounds at Arabian Ranches Golf Club, Jebel Ali Golf Course or Abu Dhabi Golf Club on both weekends and weekdays.
Complimentary Multi-Trip Travel Insurance that covers travel accidents and travel inconvenience on all trips for up to 90 days duration.
Up to 1 complimentary valet parking services per month at select locations in the UAE.
Up to 2 complimentary Marhaba Bronze Meet & Greet services per year.
Enroll in the Tamayaz Program and earn Tamayaz Points on spends made Union Coop using Emirates Islamic Union Coop Tamayaz Card. Card free for life, free valet parking, cash on call. It is a Sharia-compliant credit card.
Features:
Free for life card
Get cash back as Tamayaz Points on spends made at Union Coop
Cash on call and global assistance facility
Access to best golf clubs across UAE and Free valet parking
Emergency Medical and Legal referral
Dining, shopping and travel benefits with mazaya offers
Sharia compliant
Extended Warranty and Purchase Protection
Fees and Charges:
Supplementary Card Annual Fee: Free up to 4 cards
Late Payment Fee: AED 225
Over limit Fee: AED 249
Cash Advance Fee: 3% of cash advance amount or AED 99, whichever is higher
The CBD Yes Rewards Credit Card offers up to 15% cashback or Yes Rewards Points on fuel spends at ENOC/EPPCO stations and up to 1% on other domestic and international spends. Cardholders can also enjoy a 20,000 Points welcome bonus, complimentary airport lounge access, and Credit Shield Protection.
Features:
No annual fee for the 1st year. Annual fee for the subsequent years will be waived if the annual spend in the previous year exceeds AED 12,000.
Up to 15% cash back on fuel related spends made at ENOC and EPPCO service stations.
Welcome bonus includes a complimentary reward points worth AED 200 or 20,000 Yes Rewards Points.
Earn Yes Rewards Points or cashback on both domestic and international spends.
Up to 8 complimentary visits per year to 1,000+ airport lounges worldwide with Visa Lounge Key Program. Benefits can be availed separately for both primary and add-on cardholder.
A complimentary multi-trip travel insurance for up to 90 days (post travel date), covering the cardholder, spouse, and up to five children.
Avail 50% off on up to 4 cinema tickets per month at VOX, Reel, or Novo cinemas. Also, get 20% off on F&B at Reel Cinemas on a minimum spend of AED 20.
Up to 4 complimentary rounds of golf each month at The Track Meydan and Arabian Ranches Golf Club, subject to a monthly retail spend of AED 7,500.
Avail 2 complimentary valet parking services every month at over 30 locations in the UAE.
Fees and Charges:
Supplementary Annual Fee: Free
Late Payment Fee: AED 241.50
Over limit Fee: AED 304.50
Cash Advance Fee: 3% of the amount or AED 157.50, whichever is higher
The CBD One Credit Card is life tiem free Visa Signature Credit Card that offers exceptional benefits, including cashback, cinema offers, free valet parking, airport lounge access, and many other financial facilities like balance transfer, cash on call, easy installments, and much more.
Features:
No annual fee credit card – free for life time.
Earn up to AED 135 cashback each month on eligible transactions.
Up to 4 complimentary rounds of golf each month at The Track Meydan and Arabian Ranches Golf Club, subject to a monthly retail spend of AED 7,500.
Up to 8 complimentary visits per year to 1,000+ airport lounges worldwide with Visa Lounge Key Program.
Avail 50% off on up to 4 cinema tickets per month at VOX, Reel, or Novo cinemas. Also, get 20% off on F&B at Reel Cinemas on a minimum spend of AED 20.
Get 3 free Valtrans valet parking services per month at locations across the UAE, including Dubai International Airport and Al Maktoum International Airport.
A complimentary multi-trip travel insurance for up to 90 days (post travel date), covering the cardholder, spouse, and up to five children.
Fees and Charges:
Supplementary Annual Fee: Free
Late Payment Fee: AED 241.50
Over limit Fee: AED 304.50
Cash Advance Fee: 3% of the amount or AED 157.50, whichever is higher
The Deem Titanium Master Credit Card is a cash back credit card with airport lounge access, credit card protection, and attractive discounts on travel, retail spends, grocery, fuel, utility bill payments, and payments for government services.
Features:
Earn Cash Up on all retail spends
Earn accelerated Cash up rewards for every fuel, grocery, and supermarket purchase as well as utility bills and government service payments
Airport lounge access to more than 10 airports in the Levant and the Middle East
Benefit of insurance protection cover
Lifestyle and travel benefits
Deals and discounts with the Deem Offers app
Free for first year
Fees and Charges:
Supplementary Card Annual Fee: Free for up to 5 supplementary cards
Late Payment Fee: AED 241.5
Over limit Fee: AED 341.25
Cash Advance Fee: AED 105 or 3.15% of cash advance amount, whichever is higher
Deem World Mastercard Credit Card is a travel and lifestyle card that offers attractive cashbacks and discounts on airline tickets, retail spends, entertainment spends, and grocery and fuel spends. You can also exchange Cash Up points for online gift vouchers, credit back on the card, or for future spends.
Features:
Accelerated Cash up rewards program on air tickets, entertainment spends, hotel reservations, and retail spends worldwide
Complimentary valet parking service
Up to 5 supplementary cards are free
Travel inconvenience insurance
Travel medical insurance
Deals and discounts with the Deem Offers app
Access to 1,000+ airport lounges around the world
Fees and Charges:
Supplementary Card Annual Fee: Free for up to 5 supplementary cards
Late Payment Fee: AED 241.5
Over limit Fee: AED 341.25
Cash Advance Fee: AED 105 or 3.15% of cash advance amount, whichever is higher
A fuel credit card is a special credit card that can save you money on fuel purchases. When purchasing fuel at various domestic partner stores, there are advantages such as exemption of additional charges, discounts, and bonus points.
Fuel costs typically make up a large portion of monthly spending in a city. Therefore, credit card companies have developed a co-branded credit card that offers exclusive benefits to customers who purchase gasoline/fuel with the card.
Before applying for Fuel Credit Card, you need to aware of some of the criteria, such as :
Confirmation of credit card payment system – One should look for a card that offers fuel benefits and the best interest rates.
Fuel cost system – A person has to analyze the cost and decide on a monthly budget to spend on fuel.
Fees and fees – You should evaluate the card before using it, taking into account the fees and charges associated with the fuel credit card you wish to receive. Failure to do so may result in cancellation of fuel credit card benefits and discounts due to high fees and card-related fees.
Card usage procedures – We recommend that you check the fuel credit card redemption process. We recommend that you purchase a card that allows you to instantly redeem your points.
In general the charges and fees incurred for a Fuel credit card includes joining fee and renewal fee and the amount varies from card to card. However, few cards do not charge renewal fees.
The requirements for applying for a fuel credit card seem to vary from bank to bank. However, some of the general requirements that applicants must meet are:
You must have a good credit rating.
You must meet the minimum age and income level set by the bank.
Fuel cards can be used to pay for fuel and service vehicles. If you are one of those people, then this card is best suited for you. This card is convenient as it allows you to manage and regulate your fuel costs and get information about your business and personal expenses.
The benefits of a fuel credit card are numerous, as many banks and financial institutions offer credit cards. In addition to reducing the cost of purchasing fuel, a fuel credit card has the following benefits:
Cardholders receive a higher credit for fuel costs. Points can be used for various purposes, such as charging. All of these cards are also exempt from fuel surcharges.
When gasoline and diesel prices are rising, using a shared fuel card can save you money.
Cardholders get a higher score for fuel costs. Points can be used for various purposes, such as charging. Different types of cards have different benefits.
