We have found 124 Lifestyle Credit Card for you.

Citi Rewards Credit Card

CitiBank

Min. Salary

AED 8000

Annual Fees

AED 300

Interest Rate

3.25%

FX Rate

2.99%

Benefits

Airport Lounge Access
Cinema Benefits
Dining Benefit
Hotel Discounts

With Citi Rewards Credit Card, earn ThankYou Points on every USD spend. Get complimentary movie tickets, free access to airport lounges, Instant cash loan, etc.

Features:

  • Earn ThankYou Points on your spend
  • Pay with earned points
  • Get AED 200 statement credit with a new Citi Credit Card
  • VoucherSkout credits
  • Global Airport Lounge Access
  • Complimentary Movies
  • No annual fee in first year

Fees and Charges:

  • Supplementary Card Annual Fee: Free
  • Late Payment Fee: AED 230
  • Over limit Fee: AED 249 or the highest over limit amount assessed daily during the statement period, whichever is lower
  • Cash Advance Fee: 3% of cash advance amount or AED 99 whichever is higher (max. of AED 250)

Ajman Bank Power Platinum Credit Card

Ajman Bank

Min. Salary

AED 5000

Annual Fees

AED 400

Interest Rate

%

FX Rate

3.50%

Benefits

Cinema Benefits
Dining Benefit
Hotel Discounts
Sharia Compliant

Ajman Bank Power Platinum Credit Card is a reward credit card. It offers great rewards on redeeming the power points. Redemptions can be as flight tickets, hotel bookings or purchase of electronics.

Features:

  • 100% cash withdrawal from the available credit limit
  • Earn 1 point on every AED 10 spent on any purchase
  • Use the Ajmal rewards portal, ajmanrewards.ae to check and redeem points online
  • Power card is accepted worldwide in over 22 million locations
  • With Priceless Arabia get benefits of dining, shopping, entertainment, sports, travel & attractions
  • Monthly Fee applicable

Fees and Charges:

  • Supplementary Card Annual Fee: First 2 cards are free, then AED 50 per annum/card
  • Late Payment Fee: AED 125
  • Over limit Fee: AED 125
  • Cash Advance Fee: AED 150

Emirates NBD Visa Infinite Credit Card

Emirates NBD

Min. Salary

AED 50000

Annual Fees

AED 1500

Interest Rate

2.99%

FX Rate

1.99%

Benefits

Airport Lounge Access
Dining Benefit
Golf Benefits
Hotel Discounts
Purchase Protection
Travel Insurance

Earn Plus Points on your spend with Emirates NBD Visa Infinite Credit Card. Redeem Plus Points at your favourite stores. Valet parking, roadside assistance, discount at spa & wellness, flight and hotel bookings.

Features:

  • Earn Plus Points on your spend
  • Concierge desk
  • Access to over 1,000 airport lounges
  • Free 24×7 roadside assistance
  • Golf privileges

Fees and Charges:

  • Supplementary Card Annual Fee: Multiple supplementary cards at no cost
  • Late Payment Fee: AED 230 per month
  • Over limit Fee: AED 279 per month
  • Cash Advance Fee: 3% or AED 99, whichever is higher

FAB Elite Infinite Credit Card

FAB

Min. Salary

AED 50000

Annual Fees

AED 0

Interest Rate

3.50%

FX Rate

2.49%

Benefits

Airport Lounge Access
CashBack
Cinema Benefits
Dining Benefit
Golf Benefits
Purchase Protection
Travel Insurance

FAB Elite Infinite Credit Card is a lifestyle credit card. It provides movie benefits, concierge services, shopping, and travel benefits. The cardholders can get rewards and access to airport lounges. Using this credit card, customers can avail of golf discounts and airport transfers facility.

Features:

  • FAB Rewards for every spend
  • Valet parking services and movie ticket offers
  • International medical and travel assistance
  • Purchase protection, extended warranty available, fraudulent transaction protection, and Credit shield
  • Airport transfer, meet and great facility and airport lounges access
  • Travel Accident Insurance provided
  • Discounts on golf courses and Concierge Service

Fees and Charges:

  • Late Payment Fee: AED 241.50
  • Over limit Fee: AED 288.75
  • Cash Advance Fee: 3.15% of the cash amount

HSBC Advance Credit Card

HSBC

Min. Salary

AED 15000

Annual Fees

AED 0

Interest Rate

3.45%

FX Rate

2.10%

Benefits

Airport Lounge Access
Cinema Benefits
Dining Benefit
Hotel Discounts
Purchase Protection

HSBC Advance Credit Card helps you to earn Air Miles rewards for every 1 AED spend on your card. Avail exclusive discount and offers on flight booking, hotel stay, cinema tickets and much more.

Features:

  • Air Miles rewards on all your spends
  • Free access to a select number of airport lounges
  • Interest free days
  • Purchase protection available
  • Card fraud protection
  • Complimentary valet parking
  • Cinema, Dining and other lifestyle benefits

Fees and Charges:

  • Supplementary Card Annual Fee: First 2 free, Fee of AED 52.5 thereafter
  • Late Payment Fee: AED 241.5
  • Over limit Fee: AED 262.5
  • Cash Advance Fee: 3.1% of total amount or AED 105, whichever is higher

SIB Gold Visa Credit Card

Sharjah Islamic Bank

Min. Salary

AED 8000

Annual Fees

AED 367.5

Interest Rate

0.00%

FX Rate

2.625%

Benefits

Airport Lounge Access
Hotel Discounts
Sharia Compliant

The SIB Gold Visa Credit Card is a sharia-compliant card. Comes with features such as Global emergency assistance for lost cards, access to over  airport lounges, Hotel discounts and more.

Features:

  • Monthly administration fee are applicable
  • This is a Sharia-compliant card
  • Access to airport lounges
  • Emergency Cash Advance and Emergency card replacement facilities
  • Discount on hotels and vacation rentals worldwide

Fees and Charges:

  • Supplementary Card Annual Fee: AED 210
  • Late Payment Fee: AED 236.25
  • Cash Advance Fee: 3.15% (min AED 78.75)

Mashreq Platinum Elite Credit Card

Mashreq

Min. Salary

AED 10000

Annual Fees

AED 682.50

Interest Rate

3.85%

FX Rate

2.79%

Benefits

Airport Lounge Access
Cinema Benefits
Dining Benefit
Hotel Discounts

Platinum Elite Credit Card from Mashreq Bank is an all-in-one credit card with versatile lifestyle benefits. It Offers Mashreq Vantage reward points, welcome bonus, airport lounge access and other travel, cinema and fitness benefits.

Features:

  • Earn Mashreq Vantage reward points on all spends
  • Complimentary access to Fitness First
  • Free airport transfer in Dubai & Abu Dhabi
  • Comes with welcome bonus
  • Gives worldwide lounges access
  • Get PayProtect insurance
  • Annual Fees applicable for primary and supplementary cards

Fees and Charges:

  • Supplementary Card Annual Fee: AED 157.50
  • Late Payment Fee: AED 241.5
  • Over limit Fee: AED 303.45
  • Cash Advance Fee:  3.15% or AED 210, whichever is higher

Al Masraf World MasterCard Credit Card

Al Masraf

Min. Salary

AED 20000

Annual Fees

AED 500

Interest Rate

2.90%

FX Rate

2.75%

Benefits

Airport Lounge Access
Dining Benefit
Hotel Discounts
Travel Insurance

Al Masraf World MasterCard Credit Card helps cardholder to earn reward points via Al Masraf Rewards Program. Avail exclusive discounts and offers on travel bookings, car rentals, and much more.

Features:

  • Enrol to Al Masraf Rewards Program
  • Unlimited free airport lounge access
  • Contactless payments without swiping
  • Travel medical insurance and Travel Inconvenience Insurance
  • Discount on airlines, hotel and renting a car
  • Priceless Specials 2-for-1 offers, discount on Udemy and MyUS premium Shipping discounts
  • Global Blue VIP Service for VAT reclaim and Hertz Gold Plus Rewards Five Star membership

Fees and Charges:

  • Supplementary Card Annual Fee: Free
  • Late Payment Fee: AED 230
  • Over limit Fee: AED 250
  • Cash Advance Fee: 3% per month

RAKBANK Air Arabia Platinum Credit Card

RAKBANK

Min. Salary

AED 5000

Annual Fees

AED 400

Interest Rate

3.45%

FX Rate

2.10%

Benefits

Airport Lounge Access
Dining Benefit
Hotel Discounts
Purchase Protection
Travel Insurance

RAKBANK Air Arabia Platinum Credit Card provides the Air Rewards loyalty program by Air Arabia with 10% cashback on Air Arabia flights. Earn reward points for local and international spends as well as for bill payments, education fees, petrol/gas, supermarket spends, health, beauty, and club memberships.

Features:

  • Earn AirReward Points for local and international spends
  • Travel accident insurance, Credit Shield, Secure Wallet, and Purchase Protection
  • Complimentary airport lounge access in Marhaba, CAC, and LoungeKey lounges locally and internationally
  • Free supplementary card
  • Complimentary airport pick-up or drop off service
  • Discounts on dining and shopping
  • Joining Bonus -15,000 AirRewards Points Equivalent to a return ticket

Fees and Charges:

  • Supplementary Card Annual Fee: Free
  • Late Payment Fee: AED 230
  • Over limit Fee: AED 285
  • Cash Advance Fee: AED 99 or 3% whichever is higher

ADCB TouchPoints Platinum Credit Card

Min. Salary

AED 0

Annual Fees

AED 0

Interest Rate

%

FX Rate

2.99%

Benefits

Airport Lounge Access
Cinema Benefits
Dining Benefit
Golf Benefits
Hotel Discounts
Purchase Protection

ACDB TouchPoints Platinum Credit Card is a rewards credit card. It comes with a wide spectrum of benefits and privileges ranging from online food delivery discounts, to entertainment deals and much more to suit your lifestyle.

Features:

  • Buy 1 get 1 free offer (up to 4 tickets per month per card) at VOX Cinemas across various categories
  • Bonus of 10,000 TouchPoints on monthly spends of AED 10,000
  • Take 20% off on Talabat orders for up to AED 20 off per order on 2 orders per month
  • Pay zero annual fee on this credit card for first year
  • Unlimited complimentary airport lounge access worldwide

Fees and Charges:

  • Supplementary Card Annual Fee: Nil
  • Late Payment Fee: AED 241.50
  • Over limit Fee: AED 288.75
  • Cash Advance Fee: 3.15% or AED 105 (Whichever is higher)

FAQ Section

  • The lifestyle credit card as the name implies seeks to improve the cardholder’s lifestyle choices in various terms such as dining, shopping, fashion, health, and wellness, etc,.
  • It comes with a variety of benefits that correspond to the consumer’s lifestyle needs allowing them to choose a particular standard of living.
  • These cards are tailored to meet the demands and budgets of a wide range of clients.
  1. Like any other credit card, lifestyle credit cards give reward points to the cardholder.
  2. The bank or company that issues the reward points programme has its own set of rules. It is calculated using the amount you spend on your credit card.
  3. These reward points are calculated differently by different credit card issuers, and you can redeem them later according to the issuer’s rules.

It’s critical to compare and contrast the features, advantages, and fees of the credit cards you’re considering before applying for one. This will assist you in determining the appropriate card for your needs.

  • When you use a Lifestyle credit card, you’ll have to pay a joining fee, an annual and renewal fee, as well as some other fees.
  • While applying for a lifestyle credit card, you must first familiarise yourself with the fees associated with each card.
  • A card may offer enticing discounts and privileges, but the yearly fees, renewal costs, joining fees, and other fees may be prohibitively expensive. This could result in you losing any awards you’ve accrued as a result of your purchases.
  • Because lifestyle credit cards have different qualifying criteria for each card, not everyone is eligible to apply.
  • Some of the more common criteria are:
    • Income
    • Type of existing card used
    • Account in which salary in tranfered
  • Joining fee
  • annual fee
  • renewal fee
  • A Lifestyle Credit Card is an option for those who want to improve their lifestyle and indulge in luxury.
  • It comes with a variety of benefits matching frequent shoppers, frequent flyers, and diners.
  • If you’re searching for a credit card with all this wide range of advantages, a lifestyle credit card is the one for you.
  • Credit card issuers are introducing more and more privileges to give credit cards with comprehensive lifestyle advantages as people’s lifestyles and preferences change.

Some of the advantages of using a Lifestyle credit card are :

  • Shopping discounts
  • Cashback on-air tickets
  • Benefits to health and well-being
  • Expenses on petrol are reduced
  • Offers on movie tickets
  • Access to airport lounges
  • Insurance coverage etc
  • Examine your spending habits and determine how you want to utilize your credit card.
  • If you’re a compulsive online shopper, look for a site that offers advantages and rewards programs tailored to your needs.
  • Instead of a credit card that offers several incentives but has a high-interest rate, seek a credit card that offers specific lifestyle benefits while still offering the best interest rate.

Your lifestyle card comes with a slew of perks, including shopping discounts, cashback on retail purchases (that you may apply to your credit card statement), and specialist insurance coverage, and so on.

Different Lifestyle credit cards provide you the advantage to redeem different rewards points.

Close
×

Maximum of 4 products are allowed for comparision

Maximum of 2 products are allowed for comparision