We have found 130 Lifestyle Credit Card for you.

RAKBANK Kalyan Jewellers Credit Card

RAKBANK

Min. Salary

AED 5000

Annual Fees

AED 0

Interest Rate

3.45%

FX Rate

2.10%

Benefits

Airport Lounge Access
Dining Benefit
Hotel Discounts
Purchase Protection
Travel Insurance

RAKBANK Kalyan Jewellers Credit Card is the Credit Card that offers Goldback on all spends. Smart Cash, discounts on card purchases, complimentary access to airport lounges. Free travel accident insurance and purchase protection cover.

Features:

  • Assured Goldback on purchases at Kalyan Jewellers
  • Goldback on all local & international purchases
  • Privileged discounts on dining and shopping
  • No annual fee on card
  • Free access to VIP lounges
  • Complimentary travel accident insurance and Purchase Protection
  • Offers on electronics, jewellery, holidays, dining, furnishing etc
  • Complimentary Buy 1 Get 1 offers Mastercard for You app

Fees and Charges:

  • Supplementary Card Annual Fee: Free throughout life
  • Late Payment Fee: AED 230
  • Over limit Fee: AED 285
  • Cash Advance Fee: 3% or AED 99 (whichever is higher)

ADCB Traveller Credit Card

ADCB

Min. Salary

AED 20000

Annual Fees

AED 1575

Interest Rate

3.69%

FX Rate

%

Benefits

Airport Lounge Access
CashBack
Dining Benefit
Golf Benefits
Hotel Discounts
Travel Insurance

ADCB Traveller Credit Card is a travel credit card that offers both travel and lifestyle benefits. Earn cashback on travel categories including airline tickets, hotel bookings, etc.

Features:

  • Earn up to 50% cashback on multiple categories as listed below
  • 10% cashback on airline tickets booked across the globe.
  • 10% cashback on hotel bookings made across the world.
  • 50% cashback on movie ticket bookings made online in AED
  • 5% cashback on all other domestic purchases in AED
  • A minimum spend of AED 5,000 per month is required to become eligible for the cashback.
  • For eligible cardholders, the maximum cashback per month is capped at AED 1,500
  • Multiple travel benefits on hotel bookings, car rental bookings, airport lounge access, and many more.
  • Lifestyle benefits include international concierge service, complimentary golf access, a 20% discount on Talabat food and grocery delivery, Carrefour discounts on online purchases, Farfetch shopping discounts, and 50% off on the Shahid VIP monthly package.

Fees and Charges:

  • Supplementary Card Annual Fee: Nil
  • Late Payment Fee: AED 241.50
  • Over limit Fee: AED 288.75
  • Cash Advance Fee: 3.15% or AED 105 (Whichever is higher)

FAB Manchester City Infinite Credit Card

FAB

Min. Salary

AED 30000

Annual Fees

AED 0

Interest Rate

3.75%

FX Rate

2.49%

Benefits

Airport Lounge Access
CashBack
Cinema Benefits
Dining Benefit
Golf Benefits
Hotel Discounts
Purchase Protection
Travel Insurance

FAB Manchester City Infinite Credit Card is a reward card. The customers can win a trip to Manchester City. The cardholders get lifestyle benefits like valet parking, cinema offers, concierge service. The cardholders can avail of travel benefits and get purchase protection.

Features:

  • Win premier Manchester city experiences on spends made via credit card
  • Manchester city fan benefits
  • Manchester City prizes to be won with raffle draw
  • Lifestyle benefits such as Valet parking, cinema offer, golf discount, Concierge Service
  • Earn Fab rewards on every spend
  • Get travel benefits access to airport lounges, offers on Careem rides, AVIS car rental and Agoda
  • Multiple protection benefits such as Travel Accident Insurance and free Medical and Travel Assistance Insurance
  • Purchase Protection, Extended Warranty, Fraudulent Transaction Protection
  • Get Visa offers

Fees and Charges:

  • Late Payment Fee: AED 241.50
  • Over limit Fee: AED 288.75
  • Cash Advance Fee: 3.15% of the cash amount

Citi Premier Credit Card

CitiBank

Min. Salary

AED 15000

Annual Fees

AED 750

Interest Rate

3.25%

FX Rate

2.99%

Benefits

Airport Lounge Access
Cinema Benefits
Dining Benefit
Golf Benefits
Hotel Discounts

Citi Premier Credit Card helps you to earn ThankYou Points on every USD spend. Redeem points, access to airport lounges, free golf, complimentary movie tickets.

Features:

  • Earn ThankYou Points on your spend
  • Complimentary Movies
  • Access to 1,000+ airport lounges worldwide
  • Round of Golf in UAE
  • Avail Instant Cash loan
  • Get AED 400 statement credit with a new Citi Credit Card
  • No annual fee in the first year

Fees and Charges:

  • Supplementary Card Annual Fee: Free
  • Late Payment Fee: AED 230
  • Over limit Fee: AED 249 or the highest over limit amount assessed daily during the statement period, whichever is lower
  • Cash Advance Fee: 3% of cash advance amount or AED 99 whichever is higher (up to max. of AED 250)

Ajman Bank Power Gold Credit Card

Ajman Bank

Min. Salary

AED 5000

Annual Fees

AED 300

Interest Rate

%

FX Rate

3.50%

Benefits

Cinema Benefits
Dining Benefit
Hotel Discounts
Sharia Compliant

Ajman Bank Power Gold Credit Card is a reward card. Using this card on any purchase will earn reward points, and these points can be later used to dine, shop, or entertain yourself. It also offers cash withdrawal from the available credit limit making it a convenient card to have.

Features:

  • 100% cash withdrawal of the credit limit.
  • Earn 1 Power Points for every AED 10 spent on all purchases
  • Check and redeem reward points on the Ajmal rewards portal
  • Monthly Fee applicable
  • New card customers get Credit Shield Takaful free for the first 60 days of card issuance
  • With Priceless Arabia get benefits of dining, shopping, entertainment, sports, travel & attractions

Fees and Charges:

  • Supplementary Card Annual Fee: First 2 cards are free, then AED 50 per annum/card
  • Late Payment Fee: AED 125
  • Over limit Fee: AED 125
  • Cash Advance Fee: AED 150

Emirates NBD Mastercard Platinum Credit Card

Emirates NBD

Min. Salary

AED 12000

Annual Fees

AED 700

Interest Rate

3.25%

FX Rate

1.99%

Benefits

Airport Lounge Access
CashBack
Cinema Benefits
Dining Benefit
Golf Benefits
Hotel Discounts
Sharia Compliant

Earn & redeem Plus Points with Emirates NBD Mastercard Platinum Credit Card. Buy 1 Get 1 offers, discount on car rental. Zero interest for purchase with participating merchants. It is a Sharia compliant card.

Features:

  • Earn Plus Points on your spend
  • Complimentary access to 25+ airport lounges
  • Instant cash withdrawal
  • Golf privileges
  • Zero interest in participating merchants

Fees and Charges:

  • Supplementary Card Annual Fee: Multiple supplementary cards at no cost
  • Late Payment Fee: AED 230 per month
  • Over limit Fee: AED 279 per month
  • Cash Advance Fee: 3% or AED 99, whichever is higher

FAB Platinum Credit Card

FAB

Min. Salary

AED 8000

Annual Fees

AED 0

Interest Rate

3.75%

FX Rate

2.49%

Benefits

Airport Lounge Access
CashBack
Cinema Benefits
Dining Benefit
Purchase Protection

FAB Platinum Credit Card is a lifestyle credit card. It offers lifestyle benefits, travel benefits, and discounts on movie tickets. The cardholders can avail of Amazon Prime Membership, access to airport lounges, and earn rewards on every spent.

Features:

  • Earn rewards on every AED spent
  • Offers and discounts available at selected retailers, restaurants, and lifestyles venue in UAE
  • Travel benefits such as airport transfer facility and access to the airport lounges
  • Provides global purchase protection, extended warranty and credit shield
  • Discounts on movie tickets
  • Complimentary international medical and travel assistance

Fees and Charges:

  • Late Payment Fee: AED 241.50
  • Over limit Fee: AED 288.75
  • Cash Advance Fee: 3.15% of the cash amount

HSBC Black Credit Card

HSBC

Min. Salary

AED 50000

Annual Fees

AED 1575

Interest Rate

3.24%

FX Rate

2.10%

Benefits

Airport Lounge Access
Cinema Benefits
Dining Benefit
Golf Benefits
Hotel Discounts
Travel Insurance

HSBC Black Credit Card offers 200,000 sign-up air miles as a bonus and 100,000 air miles from the second year onwards. Receive discounts and offers on flights, hotel stays, golfing privileges and much more.

Features:

  • 200,000 Air Miles as a sign-up bonus
  • Free access to 850+ airport lounges worldwide
  • Interest free days
  • Complimentary rounds of golf and Valet parking
  • Complimentary travel medical insurance
  • International Concierge and Travel discounts
  • Cinema, Dining and other lifestyle benefits
  • Travel insurance

Fees and Charges:

  • Supplementary Card Annual Fee: Free
  • Late Payment Fee: AED 241.5
  • Over limit Fee: Free
  • Cash Advance Fee: 3.1% or AED 105, whichever is higher

SIB Platinum Visa Credit Card

Sharjah Islamic Bank

Min. Salary

AED 15000

Annual Fees

AED 420

Interest Rate

0.00%

FX Rate

2.625%

Benefits

Airport Lounge Access
Dining Benefit
Hotel Discounts
Sharia Compliant

The SIB Platinum Visa Credit Card is a sharia-compliant card. Comes with features such as Global emergency assistance for lost cards, access to over  airport lounges, hotel & dining discounts and more.

Features:

  • Monthly administration fee are applicable
  • This is a Sharia-compliant card.
  • Access to airport lounges
  • Global emergency assistance
  • Discount on hotels and vacation rentals worldwide
  • Discount on airport dining
  • Free supplementary card

Fees and Charges:

  • Supplementary Card Annual Fee: Free
  • Late Payment Fee: AED 236.25
  • Cash Advance Fee: 3.15% (min AED 78.75)

Emirates NBD Duo Credit Card

Emirates NBD

Min. Salary

AED 10000

Annual Fees

AED 800

Interest Rate

3.25%

FX Rate

1.99%

Benefits

Airport Lounge Access
Cinema Benefits
Dining Benefit
Golf Benefits
Hotel Discounts
Purchase Protection

Emirates NBD Emirates NBD Duo Credit Card rewards on your spend. Get Buy 1-Get 1 movie tickets, complimentary golf, access to airport lounges, hassle-free roadside assistance, cash advance and much more.

Features:

  • Rewards on your purchases
  • Complimentary airport lounge access
  • 24×7 roadside assistance
  • Complimentary concierge services
  • Free valet parking

Fees and Charges:

  • Supplementary Card Annual Fee: Multiple supplementary cards at no cost
  • Late Payment Fee: AED 230 per month
  • Over limit Fee: AED 279 per month
  • Cash Advance Fee: 3% or AED 99, whichever is higher

FAQ Section

  • The lifestyle credit card as the name implies seeks to improve the cardholder’s lifestyle choices in various terms such as dining, shopping, fashion, health, and wellness, etc,.
  • It comes with a variety of benefits that correspond to the consumer’s lifestyle needs allowing them to choose a particular standard of living.
  • These cards are tailored to meet the demands and budgets of a wide range of clients.
  1. Like any other credit card, lifestyle credit cards give reward points to the cardholder.
  2. The bank or company that issues the reward points programme has its own set of rules. It is calculated using the amount you spend on your credit card.
  3. These reward points are calculated differently by different credit card issuers, and you can redeem them later according to the issuer’s rules.

It’s critical to compare and contrast the features, advantages, and fees of the credit cards you’re considering before applying for one. This will assist you in determining the appropriate card for your needs.

  • When you use a Lifestyle credit card, you’ll have to pay a joining fee, an annual and renewal fee, as well as some other fees.
  • While applying for a lifestyle credit card, you must first familiarise yourself with the fees associated with each card.
  • A card may offer enticing discounts and privileges, but the yearly fees, renewal costs, joining fees, and other fees may be prohibitively expensive. This could result in you losing any awards you’ve accrued as a result of your purchases.
  • Because lifestyle credit cards have different qualifying criteria for each card, not everyone is eligible to apply.
  • Some of the more common criteria are:
    • Income
    • Type of existing card used
    • Account in which salary in tranfered
  • Joining fee
  • annual fee
  • renewal fee
  • A Lifestyle Credit Card is an option for those who want to improve their lifestyle and indulge in luxury.
  • It comes with a variety of benefits matching frequent shoppers, frequent flyers, and diners.
  • If you’re searching for a credit card with all this wide range of advantages, a lifestyle credit card is the one for you.
  • Credit card issuers are introducing more and more privileges to give credit cards with comprehensive lifestyle advantages as people’s lifestyles and preferences change.

Some of the advantages of using a Lifestyle credit card are :

  • Shopping discounts
  • Cashback on-air tickets
  • Benefits to health and well-being
  • Expenses on petrol are reduced
  • Offers on movie tickets
  • Access to airport lounges
  • Insurance coverage etc
  • Examine your spending habits and determine how you want to utilize your credit card.
  • If you’re a compulsive online shopper, look for a site that offers advantages and rewards programs tailored to your needs.
  • Instead of a credit card that offers several incentives but has a high-interest rate, seek a credit card that offers specific lifestyle benefits while still offering the best interest rate.

Your lifestyle card comes with a slew of perks, including shopping discounts, cashback on retail purchases (that you may apply to your credit card statement), and specialist insurance coverage, and so on.

Different Lifestyle credit cards provide you the advantage to redeem different rewards points.

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