We have found 240 credit cards for you.

FAB Al-Futtaim World Elite Credit Card

FAB

Min. Salary

AED 40000

Annual Fees

AED 0

Interest Rate

3.50%

FX Rate

2.49%

Benefits

Airport Lounge Access
CashBack
Cinema Benefits
Dining Benefit
Hotel Discounts
Travel Insurance

FAB Al-Futtaim World Elite Credit Card is a lifestyle card. It offers travel benefits including meet & greet, lounge access. The customers can avail of lifestyle benefits and protection benefits. Get cashback offers and movie ticket offers.

Features:

  • Get travel benefits meet & greet, airport transfers, and lounge access
  • Earn cashback, discounts on movie tickets
  • Get movie tickets at a discount rate
  • Credit Shield protection to pay outstanding balances
  • Travel accident insurance, Travel Inconvenience Insurance and Rental Collision And Loss Damage Waiver
  • Al-Futtaim FAB rewards and offers for spends in  Al-Futtaim showrooms and stores

Fees and Charges:

  • Late Payment Fee: AED 241.50
  • Over limit Fee: AED 288.75
  • Cash Advance Fee: 3.15% of the amount

FAB Al-Futtaim Platinum Credit Card

FAB

Min. Salary

AED 8000

Annual Fees

AED 0

Interest Rate

3.50%

FX Rate

2.49%

Benefits

Airport Lounge Access
CashBack
Cinema Benefits
Dining Benefit
Purchase Protection

FAB Al-Futtaim Platinum Credit Card is a lifestyle credit card. The cardholder can earn Al-Futtaim FAB reward cashback. It offers lifestyle benefits, rewards, and travel benefits. The customer can also avail of protection benefits and credit shield facility.

Features:

  • 0% balance transfer for up to 12 months
  • Discounts on movie tickets
  • Get airport transfer facility and airport lounge access
  • Al-Futtaim FAB rewards and offers for spends in Al-Futtaim showrooms and stores
  • Credit Shield facility and global purchase protection
  • 0% Easy Payment Plan at Al-Futtaim showroom and stores

Fees and Charges:

  • Late Payment Fee: AED 241.50
  • Over limit Fee: AED 288.75
  • Cash Advance Fee: 3.15% of the amount

FAB Cashback Credit Card

FAB

Min. Salary

AED 5000

Annual Fees

AED 315

Interest Rate

3.75%

FX Rate

2.49%

Benefits

Airport Lounge Access
CashBack
Cinema Benefits
Hotel Discounts

FAB Cashback Credit Card is a cashback card. The cardholders get a welcome bonus and cashback benefits on everyday spending. Users can avail of a discount on Careem chauffeurs, discounts on hotel stays, and one on one free offers.

Features:

  • AED 300 cashback welcome bonus
  • Cashback on supermarket spending, utility payments, fuel, and retail purchases including online shopping
  • Credit Shield and Wallet Shield (Fraudulent Card Mis use Protection)
  • Airport lounge access and offers on AVIS
  • Offers travel benefits and discounts on hotel
  • Cinema and hotel offers

Fees and Charges:

  • Supplementary Card Annual Fee: 0
  • Late Payment Fee: AED 241.50
  • Over limit Fee: AED 288.75
  • Cash Advance Fee: 3.15% of the amount

FAB Classic Credit Card

FAB

Min. Salary

AED 5000

Annual Fees

AED 0

Interest Rate

3.75%

FX Rate

2.49%

Benefits

CashBack
Travel Insurance

FAB Classic Credit Card is a lifestyle credit card. The users get lifestyle benefits, travel benefits, and can earn rewards. It offers a Credit shield facility and International medical and travel assistance.

Features:

  • Lifetime free credit card
  • International medical and travel assistance
  • Rewards on every spends
  • Up to 25 days interest free
  • Credit Shield provided
  • Offers and discounts at selected retailers, restaurants and lifestyle venues in the UAE

Fees and Charges:

  • Late Payment Fee: AED 241.50
  • Over limit Fee: AED 288.75
  • Cash Advance Fee: 3.15% of the cash amount

FAB Du Platinum Credit Card

FAB

Min. Salary

AED 15000

Annual Fees

AED 0

Interest Rate

3.75%

FX Rate

2.49%

Benefits

Airport Lounge Access
CashBack
Cinema Benefits
Purchase Protection

FAB Du Platinum Credit Card is a privilege card. The users get discount on payment of Du bills and recharges. Also, the user can avail of rewards, lifestyle benefits, and travel benefits. It offers purchase protection and emergency assistance.

Features:

  • Discounts on payment of Du bills and recharges
  • Discount on du Easy Payment Plan & du Smart Phone Privilege Plan
  • Earn rewards on every spend
  • offers on movie tickets
  • Access to airport lounges
  • Global Purchase Protection
  • Redeem FAB Rewards against your du bills (mobile, call select – landline, TV and broadband), ADDC, AADC, DEWA, SEWA and RTA payments

Fees and Charges:

  • Late Payment Fee: AED 241.50
  • Over limit Fee: AED 288.75
  • Cash Advance Fee: 3.15% of the cash amount

FAB Standard Credit Card

FAB

Min. Salary

AED 5000

Annual Fees

AED 0

Interest Rate

3.75%

FX Rate

2.49%

Benefits

CashBack

FAB Standard Credit Card is a lifetime free credit card. The cardholders can earn rewards on every spend made via card. It offers lifestyle benefits and protection benefits. The card users get high credit limits.

Features:

  • Lifetime free credit card
  • Earn FAB rewards for every spend
  • 10% cashback at leading global online stores using your FAB Credit Card and SHOP SMART through the FAB Mobile app
  • Up to 25 days interest-free
  • Credit shield and wallet shield facility available

Fees and Charges:

  • Late Payment Fee: AED 241.50
  • Over limit Fee: AED 288.75
  • Cash Advance Fee: 3.15% of the cash amount

FAB Visa Infinite Credit Card

FAB

Min. Salary

AED 30000

Annual Fees

AED 0

Interest Rate

3.75%

FX Rate

2.49%

Benefits

Airport Lounge Access
CashBack
Cinema Benefits
Golf Benefits
Hotel Discounts
Purchase Protection
Travel Insurance

FAB Infinite Credit Card is a lifestyle credit. The cardholders can earn rewards, access to airport lounges, discounts on golf, and movie benefits. Also, users can avail of travel benefits and discounts on restaurants, lifestyle, and premium retailers.

Features:

  • Various lifestyle benefits including valet parking, discount on movie tickets, golf discount, Concierge Service and visa offers
  • Offers on rides with Careem, airport transfers, airport lounge access, meet & greet services
  • Earn FAB reward for every spend
  • Complimentary multi-trip travel insurance and Medical and Travel Assistance Insurance
  • Fraudulent Transaction Protection, Extended Warranty Purchase Protection, and Credit Shield available
  • 10% cashback all year round at leading global online stores

Fees and Charges:

  • Supplementary Card Annual Fee: –
  • Late Payment Fee: AED 241.50
  • Over limit Fee: AED 288.75
  • Cash Advance Fee: 3.15% of the cash amount

FAB Manchester City Titanium Credit Card

FAB

Min. Salary

AED 5000

Annual Fees

AED 0

Interest Rate

3.75%

FX Rate

2.49%

Benefits

Airport Lounge Access
CashBack
Dining Benefit

FAB Machester City Titanium Credit Card is a lifestyle credit card. The cardholder can win premier Manchester City experiences on spends made via credit card. Also, can avail of travel benefits and lifestyle benefits.

Features:

  • Win premier Manchester city experiences on spends made via credit card
  • Manchester city fan benefits
  • Manchester City prizes to be won with raffle draw
  • Access to airport lounges
  • Discounts on Avis Car Rental and discounted chauffeur rides with careem
  • Get Buy 1 Get 1 mastercard offers
  • Earn Fab rewards on every spend

Fees and Charges:

  • Late Payment Fee: AED 241.50
  • Over limit Fee: AED 288.75
  • Cash Advance Fee: 3.15% of the cash amount

FAB Visa Signature Credit Card

FAB

Min. Salary

AED 15000

Annual Fees

AED 0

Interest Rate

3.50%

FX Rate

2.49%

Benefits

Airport Lounge Access
CashBack
Cinema Benefits
Golf Benefits
Purchase Protection
Travel Insurance

FAB Visa Signature Credit Card is a lifestyle credit card. The users can earn rewards on every spent and get lifestyle benefits. The cardholders can avail of movie benefits, travel benefits, and protection against fraud. Also, the users get a credit shield facility.

Features:

  • Earn FAB reward for every spend
  • Fraudulent Transaction Protection, Extended Warranty Purchase Protection, and Credit Shield available
  • Get travel benefits like airport lounge access and airport transfer
  • Movie benefits, concierge service, golf discounts and valet parking
  • Visa offers and 0% cashback at leading global online stores
  • Complimentary travel insurance and Medical and Travel Assistance Insurance

Fees and Charges:

  • Late Payment Fee: AED 241.50
  • Over limit Fee: AED 288.75
  • Cash Advance Fee:  3.15% of the cash amount

FAB World Elite Credit Card

FAB

Min. Salary

AED 50000

Annual Fees

AED 0

Interest Rate

3.50%

FX Rate

2.49%

Benefits

Airport Lounge Access
CashBack
Cinema Benefits
Hotel Discounts
Travel Insurance

FAB World Elite Credit Card is a travel card. The cardholders get lifestyle benefits, travel benefits, valet parking facility. Also, users can avail of protection benefits.

Features:

  • Automatically eligible for Hertz Gold Plus Rewards President’s Circle membership
  • Get travel accident insurance, travel inconvenience insurance , rental collision & loss damage waiver and travel insurance confirmation letter
  • Offers on luxury serviced apartments and hotels
  • 24/7 concierge service, airport transfers, airport lounge access, meet and greet service, and careem chauffeur service
  • Lifestyle benefits such valet parking, , movie ticket discounts, discount on shipping using myus and European shopping villages offers
  • complimentary nights at participating marriott bonvoy hotels and discovery black-level membership from global hotel alliance
  • Benefits with Avis and cleartrip discount
  • Mastercard offers like buy 1 get 1 free offers

Fees and Charges:

  • Late Payment Fee: AED 241.50 or less than the minimum amount due in any month
  • Over limit Fee: AED 288.75
  • Cash Advance Fee: 3.15% of the cash amount obtained with a minimum of AED 105 per transaction

FAQ Section

A credit card lets you make purchases and pay later for it. It can be considered a small loan that you take from the bank, which must be returned within a fixed period.
When you apply for a credit card, the bank provides you with a credit limit to make purchases. Once you use your credit card to make a payment, your card details are sent to the bank. At the end of the month, you will receive a statement from the bank consisting of all transactions. You are required to pay off the amount before a fixed grace period. If you fail to do so, then the bank will charge you interest on your balance.

You can apply for a credit card in the UAE both online and offline. However, you need to make sure you meet the eligibility criteria to apply for a credit card that you want to apply for. In the UAE, your salary has to be AED 5000 and above to apply for a credit card and you should be above the age of 21.

With the ongoing scams and theft of credit cards, you must keep yourself aware of the ways to prevent it. Although your bank takes special care to never fall into fraud, the consumer’s knowledge is also essential.

Things you need to be aware of are phishing and skimming. Phishing is when a scammer tries to collect personal information about your card by tricking you. You can avoid it by never revealing your card information to anyone even if they claim to be from the bank.

Skimming happens when someone steals your card or relevant numbers. It can be done during a transaction or while using a shady website.  It is always recommended to keep your credit card safe and always watch out for suspicious places and websites.

Having a Credit card comes with a lot of benefits and advantages. A credit card lets you make purchases first and pay for them later. It lets you buy certain items such as a TV or a Laptop that you might not have the money for right now and pay for them later in installments.

Other benefits of credit cards include cashback, reward points, and frequent travel miles. Certain credit cards offer you cashback or reward points for every purchase you make. Reward points can be accumulated and redeemed to buy certain items. Travel miles lets you enjoy benefits related to air travel.

With a credit card, you can easily make purchases internationally. Some of the cards offer you discounts and deals on various restaurants and entertainment. A credit card comes with purchase protection and insurance; this way, you feel secure.

Not every credit card has an annual fee, and you can get some cards free for life. Certain cards that provide more benefits and deals, such as cashback, rewards, and travel miles may feature a membership fee. However, it is up to you to decide which one you want to apply for.

If your credit card gets lost or stolen, the first thing you should do is report it to your bank. You can get the reporting number on your transaction statement or the website, and you can call on that number or visit your nearest branch to report your case. You need to be fast in reporting; otherwise, you may be accountable for the transactions made using your card. If you report before any purchases are made, you are not liable to pay for it.

You can apply for a credit card either online or offline. The application process does not take up time if all your documents meet the eligibility criteria. To receive your card, you need to get the bank’s approved. After that, your credit card may get delivered to your address within a week.

Both of the ways have their virtues but online application is more convenient. Almost all bank offers online application of credit cards so that you can apply at the comfort of your home. With an online application, you can compare various credit cards of different banks and choose the best one. An offline application is best suited if you know which card you want. Otherwise, you would have to go from bank to bank to get information which can be time-consuming.

Some of the more common fee linked to your card are:

  1. annual fee and renewal fee that depends upon the type of card and benefits it provides
  2. credit shield
  3. card advance fee
  4. over-limit fee
  5. balance-transfer fee

You will be required to submit various documents when applying for a credit card in the UAE. These documents include the application form, copy of passport and visa if you are an ex-pat, Emirates ID for nationals, salary proof or salary slip, 3 months bank statement of salary transfer, and address proof.

You need to consider various factors before applying for a credit card. You can compare these factors of various cards and then choose the one that suits you. You need to check the things: the annual interest rate, minimum repayment tenure, annual fee, other charges, introductory interest rate, points and rewards, and cash backs.

The minimum amount due is your credit amount that you need to pay every month to avoid getting a late payment fee. Keep in mind that you still need to pay the full amount due to you to avoid interest being charged on your account. The minimum amount due only saves you from the penalty of not paying on time.

The joining bonus sometimes referred to as a welcome bonus, is a certain amount of reward that the bank grants you when you sign up for the credit card. This may include cashback, travel miles, and redeemable reward points. They are granted as a way to attract customers to apply for their cards. Joining Bonus depends upon the type of card and the more benefits your card provides the more the bonus but also the fee.

Every credit card requires a certain minimum income to be eligible for it. The minimum monthly income can vary depending upon the card, but the minimum salary required to apply for a credit card in the UAE is AED 5000. The eligible age for all credit cards is 21 years and above. Some of the credit cards are only for UAE nationals, so you are not eligible for them if you are an expatriate.

Yes, you can withdraw cash from your credit card using an ATM anywhere in the UAE. The amount of cash that you can withdraw depends upon your credit card. Generally, you are allowed to withdraw 50-80% of your total credit limit. However, there may be a cash advance fee applicable on your transaction which you need to keep in mind.

Interest is charged on your account only if you fail to pay off your credit card dues in full before the due date. If you are paying your entire credit balance on time each month then you need not worry about the interest charges. A statement of your transactions for the month is sent to you by the bank with the due date before which you have to pay it off.

At the end of your billing cycle, the bank will send you a statement consisting of all your transactions of the month. You will get information regarding the amount due and the due date on it. Other ways in which you can find out your due date is by online banking or by subscribing to the bank’s SMS facility. You can even call the bank and they will provide you with your balance amount.

You can pay your credit card bill either online or offline. For offline payment, you can either send a cheque to the bank or visit the bank and pay in cash. For online payment, you can pay through the bank’s app, online banking, wallet apps like Google Pay, or direct debit. You can also pay your credit dues by the United Arab Emirates Funds Transfer System or UAEFTS.

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