The American Express® Credit Card allows cardholders to pay the outstanding on the card in easy monthly installments. The card also offers 9 free supplementary credit cards for immediate family members.
“Get travel and lifestyle offerings under the skywards miles program
Get unlimited access to over 650 premium airport lounges and concierge services
Get 2 complimentary rounds of golf a month at 5 locations around the UAE
Airport transfers up to 2 drops per calendar year in the UAE
Get up to 4 complimentary valet parking services
Get exclusive offers on Emirates Airlines
Get health club privileges at Lifeline Health Club Abu Dhabi
Dining discounts of up to 30% at over 2000 restaurants across the UAE under the Emirates NBD Bon Appetit program
Get 3% discount on air tickets and up to 7% discount on holiday packages through the Emirates NBD Travel Desk
Free multi trip travel insurance
Free purchase protection and extended warranty
Up to 50% discount on shopping and lifestyle
Get automatic Salik top-up”
Features
Pay the remaining outstanding on the card in installments by paying a minimum payment of 5% or US$ 18 (whichever is higher).
Withdraw local currency at any ATMs across the globe.
Fraud Protection Guarantee feature safeguards cardholders against credit card fraud or theft.
Up to 9 free supplementary credit cards for immediate family members of age 12 years and above with the same benefits.
Additional Benefits
Free virtual credit cards up to 6 – one for the primary cardholder and 5 for the supplementary card users.
20% of card limit can be used for cash withdrawal
Interest-free period up to 56 days.
Fees & Charges
Supplementary Annual Fee: 9 free cards for immediate family
Late Payment Fee: US$ 75 (US$ 78.75 including VAT)
Over limit Fee: US$ 40 (US$ 42 including VAT)
Cash Advance Fee: 4% or US$ 18, whichever is higher
Addition Information
Virtual credit card can be set up instantly under the existing Card account and can be used to conduct online shopping and contactless payments.
With virtual credit cards, cardholders can set limits, add them to digital wallets, and use the card in the absence of the physical card.
Manage the credit card digitally using the Amex MENA app and Online Services. Cardholders can activate the card, check recent transactions and statements, check membership rewards points, redeem the points, apply for supplementary cards, and do much more.
Lost or stolen credit cards can be reportedly immediately through Amex MENA app, online account, or by calling Amex customer care.
