Standard Chartered X Credit Card

Standard Chartered

Min. Salary

AED 30000

Annual Fees

AED 525

Interest Rate

3.45%

FX Rate

2.99%

Benefits

Airport Lounge Access
Balance Transfer
CashBack
Concierge Service
Credit Shield
Dining Benefit
Purchase Protection
Travel Insurance

The Standard Chartered X Credit Card is a cashback card where you can make great savings on every spend. Save up to 10% when you spend online or make bill payments using a mobile wallet. It is good to have a travel card as you can earn cashback on foreign currency spends.

Reward features

  • Up to 10% cashback on all online & offline foreign currency spends
  • Up to 10% cashback on all your AED online purchases and bill payments
  • Up to 10% cashback on all mobile wallet spends
  • Buy 1 Get 1 Free offer, at any of the 150+ Costa Coffee outlets in the UAE
  • 25% Off for YQ’s Specialist Airport Assist Services
  • discounts of up to 20% at over 200 airport restaurants around the world with DragonPass

Features

  • cash back for every online, mobile wallet, bill payments or foreign purchase
  • Complimentary Unlimited access local and international airport lounges
  • Multi-trip travel insurance and Buyers Protection
  • Visa Concierge Service and discounts at airport restaurants around the world with DragonPass
  • Use the card to avail cash advance
  • No Annual fee for first year

Additional Benefits

  • Loan option available up to the available credit limit
  • With multi-trip travel insurance, X Cardholders and their families are covered on all trips up to 90 days in duration
  • Buyers Protection
  • Contactless payment using mobile wallets
  • 3D secure transactions for safer purchases
  • First 2 supplementary cards free. Charges from the 3rd card onwards

Fees & Charges

  • Supplementary Card Annual Fee: Free two cards, AED 105 from 3rd card onwards
  • Late Payment Fee: 241.50 AED
  • Over limit Fee: 292.95 AED
  • Cash Advance Fee: 3.15% of cash advance amount or AED 105, whichever is higher 

Addition Information

  • Credit shield insurance for financial protection