SIB Smiles World Credit Card

Sharjah Islamic Bank

Min. Salary

AED 6000

Annual Fees

AED 525

Interest Rate

2.49%

FX Rate

2.625%

Benefits

Airport Lounge Access

CashBack

Cinema Benefits

Hotel Discounts

Sharia Compliant

The SIB Smiles World credit card is a sharia-compliant card. This card comes with a ‘smiles’ rewards program where the points can be redeemed in a variety of ways. This is a travel card with travel and medical insurance for cardholders.

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Reward features

Get 1.5 ‘smiles’ for AED 2 spent locally
Earn 3 ‘smiles’ for AED 2 spent internationally
Apply and earn 50,000 Bonus Smiles for spending AED 20,000 within 90 days of card issuance.
Access to over 900 airport lounges worldwide
Discounted rides with Uber
Cleartrip travel discount

Features

It is an Sharia-compliant credit card.
Spend locally or internationally and earn ‘smile’ points
Offers on cinema and travel
Earn free stays, air tickets, or shop on SIB online shop to redeem the ‘smiles’
Access to over 900 airport lounges worldwide
Discounted chauffeur rides with Uber
Luxury serviced apartment discounts

Additional Benefits

Discounts at luxury serviced apartments
Buy 1 Get 1 free at VOX cinemas. Up to 4 tickets free per month

Fees & Charges

Supplementary Card Annual Fee: Free
Late Payment Fee: AED 236.25
Cash Advance Fee: 3.15% (min AED 78.75)

Addition Information

Free Supplementary cards for your family

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