RAKBANK Kalyan Jewellers Credit Card

RAKBANK

Min. Salary

AED 5000

Annual Fees

AED 0

Interest Rate

3.45%

FX Rate

2.10%

Benefits

Airport Lounge Access
Balance Transfer
Credit Shield
Dining Benefit
Hotel Discounts
Purchase Protection
Travel Insurance

RAKBANK Kalyan Jewellers Credit Card is the Credit Card that offers Goldback on all spends. Smart Cash, discounts on card purchases, complimentary access to airport lounges. Free travel accident insurance and purchase protection cover.

Reward features

  • ‘Mastercard For You’ app to browse ‘Buy 1 Get 1 Free’ offers, travel, lifestyle and insurance benefits throughout Middle East & Africa
  • No annual fee on primary card and supplementary cards
  • Up to 7% Goldback on purchases at Kalyan Jewellers in India and up to 4.5% in UAE
  • Up to 5% Goldback on all other international purchases and up to 3% Goldback in UAE
  • Low interest rate on outstanding Retail Purchases
  • Global discounts and privileges on premium brands and hotels
  • Card purchase protection cover up to USD 8,000 per annum
  • Travel accident insurance cover USD 150,000

Features

  • Assured Goldback on purchases at Kalyan Jewellers
  • Goldback on all local & international purchases
  • Privileged discounts on dining and shopping
  • No annual fee on card
  • Free access to VIP lounges
  • Complimentary travel accident insurance and Purchase Protection
  • Offers on electronics, jewellery, holidays, dining, furnishing etc
  • Complimentary Buy 1 Get 1 offers Mastercard for You app

 

Additional Benefits

  • Unlimited complimentary access in 10+ VIP lounges in Dubai, Abu Dhabi, Cairo, Kuwait, and Jordan airports
  • Cash advance facility up to 80% of your credit limit
  • Lowest minimum monthly payment of just 3%
  • 20% off on the first three car rides during any month with Uber
  • All domestic and international transactions will earn 0.25% Goldback for every AED 1 spent
  • Exclusive offers on electronics, jewellery, dining, furnishing and much more

Fees & Charges

  • Supplementary Card Annual Fee: Free throughout life
  • Late Payment Fee: AED 230
  • Over limit Fee: AED 285
  • Cash Advance Fee: 3% or AED 99 (whichever is higher)

Addition Information

  • 0% Easy Payment Plan for gold and diamond purchases
  • Avail 30% discount at 2,000+ restaurants on your RAKBANK Card
  • Up to 55 days interest free credit