Reward features
- ‘Mastercard For You’ app to browse ‘Buy 1 Get 1 Free’ offers, travel, lifestyle and insurance benefits throughout Middle East & Africa
- No annual fee on primary card and supplementary cards
- Up to 7% Goldback on purchases at Kalyan Jewellers in India and up to 4.5% in UAE
- Up to 5% Goldback on all other international purchases and up to 3% Goldback in UAE
- Low interest rate on outstanding Retail Purchases
- Global discounts and privileges on premium brands and hotels
- Card purchase protection cover up to USD 8,000 per annum
- Travel accident insurance cover USD 150,000
Features
- Assured Goldback on purchases at Kalyan Jewellers
- Goldback on all local & international purchases
- Privileged discounts on dining and shopping
- No annual fee on card
- Free access to VIP lounges
- Complimentary travel accident insurance and Purchase Protection
- Offers on electronics, jewellery, holidays, dining, furnishing etc
- Complimentary Buy 1 Get 1 offers Mastercard for You app
Additional Benefits
- Unlimited complimentary access in 10+ VIP lounges in Dubai, Abu Dhabi, Cairo, Kuwait, and Jordan airports
- Cash advance facility up to 80% of your credit limit
- Lowest minimum monthly payment of just 3%
- 20% off on the first three car rides during any month with Uber
- All domestic and international transactions will earn 0.25% Goldback for every AED 1 spent
- Exclusive offers on electronics, jewellery, dining, furnishing and much more
Fees & Charges
- Supplementary Card Annual Fee: Free throughout life
- Late Payment Fee: AED 230
- Over limit Fee: AED 285
- Cash Advance Fee: 3% or AED 99 (whichever is higher)
Addition Information
- 0% Easy Payment Plan for gold and diamond purchases
- Avail 30% discount at 2,000+ restaurants on your RAKBANK Card
- Up to 55 days interest free credit