The RAKBANK Islamic Platinum Credit Card is a Sharia-compliant credit card with Takaful benefits, no annual fee, easy utility bill payments, as well as travel, dining, and lifestyle benefit and privileges and free supplementary cards.
Earn 1.25 reward points on every AED 1 on domestic and international transactions up to AED 14,999
Earn 2.50 reward points on every AED 1 on domestic and international transactions from AED 15,000 to AED 29,999
Earn 3.75 reward points on every AED 1 on domestic and international transactions exceeding AED 30,000
Earn 0.35 reward points on every AED 1 spent on bill payments, charities, government services, transport, schools, education, health, beauty, club memberships, movies, etc.
Redeem reward points at over 300 airlines and more than 300,000 hotels worldwide
Redeem reward points for electronics and home appliances
Exclusive discounts on hotels, jewellery, electronics, dining, holidays, furnishings, etc.
Complimentary access to 10 VIP lounges in the Middle East
Cleartrip discounts on hotels and airline tickets of up to 30%
Booking.com cashback of up to 10%
Features
RAKrewards earned across spends in all categories
Travel accident Takaful and Purchase Protection is complimentary
Unlimited airport lounge access in VIP lounges across the Middle East
Free purchase protection
Exclusive discounts on shopping, dining, hotel, and travel
Sharia Compliant
Buy 1 Get 1 offers with Mastercard
Unlimited airport lounge access
Additional Benefits
Buy 1 Get 1 offers on Mastercard app for entertainment, dining, and attractions across the Middle East and Africa
Discount of 10% on rentalcars.com
2-for-1 Priceless discounts and offers on dining and vacations in the Middle East
Farfetch discount of 10% on brands and outlets worldwide
Luxurious shopping discount of 60% on European Shopping Villages
Complimentary membership to MyUS Premium
Thrice a month discount of 20% each on Careem rides
Dining discount of 30% across 2000 restaurants through RAKfoodie app
Fees & Charges
Supplementary Card Annual Fee: Nil
Late Payment Fee: AED 230
Over limit Fee:
Cash Advance Fee: 3.45%
Addition Information
Free purchase protection
Cash advance of up to 40% of credit card limit
Minimum low monthly payment of 3%
Up to 55 days of profit-free period to make payments
