Reward features
- Earn 1.25 RAKrewards points on every AED 1 spent locally and internationally from AED 1000 to AED 2999 monthly
- Earn 2.50 RAKrewards points on every AED 1 spent locally and internationally of AED 3000 and above monthly
- Earn 0.35 RAKrewards points on every AED 1 spent on government services, education, charity, gas/petrol stations, movies, club memberships, beauty, health, supermarkets, etc.
- Redeem points on dining, airline tickets, hotel bookings, home appliances, electronics, etc.
- Exclusive offers on jewellery, dining, holidays, electronics, furnishings, etc.
- Exclusive discounts globally on premium hotels and brands
- Shopping discount of 60% on European Shopping Villages
Features
- Earn rewards on domestic and international purchases for every AED spent
- Redeem rewards for airline tickets, hotel bookings, dining, electronics, home appliances, and more
- No annual fee
- Free supplementary cards
- Free Travel Accident Insurance and Purchase Protection
- Sharia Compliant
- Discounts on dining and shopping
Additional Benefits
- com cashback of 10%
- com discount of 10%
- Priceless discounts and offers of 2-for-1 on holidays and restaurants
- Discount of 30% on over 2000 restaurants through RAKfoodie app
- Careem app discount of 20% three times per month
Fees & Charges
- Supplementary Card Annual Fee: Free
- Late Payment Fee: AED 230
- Over limit Fee:
- Cash Advance Fee: 3.45%
Addition Information
- Profit-free credit of 55 days
- Free purchase protection
- Cash advance of up to 40% of credit card limit
- Minimum monthly payment of 3%
- Low rate of profit on outstanding retail purchases