National Bank of Fujairah account

National Bank of Fujairah

Min. Salary

AED 9000

Annual Fees

AED 0

Interest Rate

2.99%

FX Rate

2.50%

Benefits

Balance Transfer
CashBack
Cinema Benefits
Dining Benefit
Salary Transfer

NBF Platinum Exclusive Credit Card is a cashback credit card. Additionally, the credit card offers various other offers and discounts on entertainment, dining and travel.

Reward features

  • For every dirham you spend, you earn up to 2% cashback
  • With spending range (AED) of 0 – 9,999 get 1% cashback
  • With spending range (AED) of 10,000 – 19,999 get 1.5% cashback
  • With spending range (AED) of above 20,000 get 2% cashback
  • Cashback of 60% (up to AED 150 per statement cycle) on movie tickets at VOX, Roxy and Reel Cinemas
  • Under the cashback programme, no minimum spend is required

Features

  • Up to 2% cashback on every Dirham spent
  • Monthly instalment plan at interest rates as low as 0%
  • Facility to transfer up to 70% of credit limit to your bank account
  • Two supplementary cards free of annual cost
  • Worldwide card acceptance

Additional Benefits

  • A wide range of promotional offers on Visa dining, travel and entertainment worldwide
  • Cash advance facility that allows cardholders to withdraw up to 40% of their credit limit at banks and ATMs (that accept VISA) worldwide
  • Interest-free credit for up to 50 days
  • Free SMS alert service and mobile banking facility to keep cardholders updated with their credit card transactions, payment due date reminders, etc.
  • Secure ‘Tap to Pay’ feature for increasing convenience and speed of making payments on transactions up to AED 300
  • The balance transfer facility is available at promotional interest rates and repayment period ranging from 3 to 24 months

Fees & Charges

  • Supplementary Card Annual Fee: First 2 free 3rd  Onwards  AED 100
  • Late Payment Fee: AED 230
  • Over limit Fee: AED 125
  • Cash Advance Fee: 4% of cash advance or AED 50, whichever is higher

Addition Information

  • Enabled with Chip & PIN and Visa payWave to increase security
  • Only those who are salaried, over 21 years of age and a UAE resident can avail NBF Platinum Exclusive Credit Card
  • To avail the credit card, you must also have an NBF Current Account and have your salary transferred to NBF. You can also have an NBF Fixed Deposit
  • Can have up to five supplementary credit cards for your family members who are at least 15 years old
  • Direct debit facility for making minimum or full credit card bill payments