HSBC Black Credit Card

HSBC

Min. Salary

AED 50000

Annual Fees

AED 1575

Interest Rate

3.24%

FX Rate

2.10%

Benefits

Airport Lounge Access
Balance Transfer
Cinema Benefits
Concierge Service
Credit Shield
Dining Benefit
Golf Benefits
Hotel Discounts
Travel Insurance
Valet Parking

HSBC Black Credit Card offers 200,000 sign-up air miles as a bonus and 100,000 air miles from the second year onwards. Receive discounts and offers on flights, hotel stays, golfing privileges and much more.

Reward features

  • Get150,000 Air Miles as a sign-up bonus for the first year
  • 75,000 anniversary Air Miles from the second year onwards
  • Earn air miles while you spend with HSBC Black Credit Card
  • Redeem air miles through flights, hotel stays, retail vouchers and much more
  • Two free rounds of golf per month in select golf courses
  • Over 11,000 Buy 1 – Get 1 free offers across dining, leisure, retail and wellness
  • 10% discount on Expedia hotels for bookings made on Expedia’s HSBC Premier page
  • 10% discount for booking on cleartrip.com for any international roundtrip
  • Up to 7% discount at more than 180,000 hotels worldwide with Agoda.com
  • By booking chauffer ride with Careem, 20% off on three rides every month
  • 4 complimentary valet parking visits per month at selected Valtrans locations across Dubai and Abu Dhabi

Features

  • 200,000 Air Miles as a sign-up bonus
  • Free access to 850+ airport lounges worldwide
  • Interest free days
  • Complimentary rounds of golf and Valet parking
  • Complimentary travel medical insurance
  • International Concierge and Travel discounts
  • Cinema, Dining and other lifestyle benefits
  • Travel insurance

Additional Benefits

  • Complimentary access to 850+ airport lounges worldwide, for you and your supplementary cardholders through LoungeKey
  • Travel inconvenience insurance to compensate you for baggage loss, baggage delay, trip cancellation, trip delay, etc
  • Travel medical insurance cover for personal accident, emergency medical evacuation and repatriation, medical emergency and daily in-hospital cash
  • Get up to 30% discount at hundreds of restaurants across UAE
  • Get 4 Buy 1 Get 1 Free tickets per month at VOX cinemas & REEL cinemas
  • Buy 1 Get 1 Free’ movie offers across the UAE with HSBC Black Credit Card
  • Rental collision and loss damage waiver
  • Concierge service for luxury travel planning, exclusive events and access to the best dining
  • Travel insurance confirmation letter

Fees & Charges

  • Supplementary Card Annual Fee: Free
  • Late Payment Fee: AED 241.5
  • Over limit Fee: Free
  • Cash Advance Fee: 3.1% or AED 105, whichever is higher

Addition Information

  • No interest on purchases up to 56 days
  • Balance transfers get control on your finances
  • State-of-the-art microchip technology for greater card security
  • Personalized concierge service