HSBC Advance Credit Card

HSBC

Min. Salary

AED 15000

Annual Fees

AED 0

Interest Rate

3.45%

FX Rate

2.10%

Benefits

Airport Lounge Access
Balance Transfer
Cinema Benefits
Dining Benefit
Fraudulent Card Misuse Protection
Hotel Discounts
Purchase Protection
Valet Parking

HSBC Advance Credit Card helps you to earn Air Miles rewards for every 1 AED spend on your card. Avail exclusive discount and offers on flight booking, hotel stay, cinema tickets and much more.

Reward features

  • Earn 1 Air Mile for 1 AED spend on your card
  • Redeem Air Miles online from a wide range of travel and entertainment rewards
  • With I Love Dining programme, avail hundreds of offers along with complimentary HSBC ENTERTAINER app
  • Up to 10% discount on your stay at 2,000 onefinestay properties across Europe, US and Australia
  • Up to 15% off your next car rental with Avis
  • Up to 30% discount upon booking any roundtrip, international airfare or hotel with Cleartrip.com
  • Over 10,000 ‘Buy 1 Get 1 Free’ offers across dining, leisure, retail and wellness
  • 20% off for three rides every month for chauffeur rides with Careem
  • Get 2 Buy 1 Get 1 Free tickets per month on VOX cinemas and REEL cinemas
  • Buy 1 – Get 1 free movie offers across UAE

Features

  • Air Miles rewards on all your spends
  • Free access to a select number of airport lounges
  • Interest free days
  • Purchase protection available
  • Card fraud protection
  • Complimentary valet parking
  • Cinema, Dining and other lifestyle benefits

Additional Benefits

  • Complimentary access to a select number of airport lounges worldwide, for you and your supplementary cardholders
  • Get up to 4 free valet parking visits per month at selected valtrans locations
  • Exclusive offers on shopping, dining, leisure, and entertainment at 19,000 outlets across 160 countries and regions
  • No annual fee on primary card for life
  • For supplementary cards, First 2 free, Fee of AED 50 thereafter
  • Purchase protection in case of theft or accidental damage
  • Access to a set of benefits with The Bicester Village Shopping Collection discounts
  • Balance transfers help to get the control of your finances

Fees & Charges

  • Supplementary Card Annual Fee: First 2 free, Fee of AED 52.5 thereafter
  • Late Payment Fee: AED 241.5
  • Over limit Fee: AED 262.5
  • Cash Advance Fee: 3.1% of total amount or AED 105, whichever is higher

Addition Information

  • Credit Shield Plus insurance cover available up to 0.625% of outstanding balance
  • Card fraud protection up to a maximum of US$ 3,000 for a 12-month period
  • Purchase protection cover up to US$ 5,000 for a 12-month period
  • Cash Instalment Plan to access instant cash
  • Flexi instalment plan to payback for big purchases