
Reward features
- Earn value house discounts and offers on dining, entertainment, wellness, and more
- Earn up to 50% Cashback and an instant AED 400 on each successful referral
- Convert any purchase above AED 1,000, into Easy Payment Plan
- Access to Marhaba lounges at leading international airports across the region
Features
- A no annual fee, free for life credit card
- Up to 50% cashback and AED 400 on successful referral
- Value House deals and discounts
- Airport lounge access at leading international airports
- Easy cash, easy payment plans, and balance transfers on this card
- Fraud protection cover

Additional Benefits
- Get credit shield cover to cover for death and disabilities
- Fraud protection cover
- 3D secure for safe transactions
- Convert any purchase above AED 1,000, into Easy Payment Plan
Fees & Charges
- Supplementary Card Annual Fee: Free
- Late Payment Fee: AED 230
- Over limit Fee: AED 300
- Cash Advance Fee: 3% of the Cash Advance Withdrawal or AED 200 whichever is higher
Addition Information
- Free supplementary credit cards
- Easy bill payments through exchange houses or online payments

