FAB Etihad Guest Infinite Islamic Credit Card FAB Min. Salary AED 30000 Annual Fees AED 2500 Interest Rate 3.50% FX Rate 2.49% Benefits Airport Lounge Access Balance Transfer Concierge Service Credit Shield Extended Warranty Fraudulent Card Misuse Protection Golf Benefits Purchase Protection Sharia Compliant Travel Insurance FAB Etihad Guest Infinite Islamic Credit Card comes with Etihad Guest Miles joining bonus. Earn Etihad Guest Miles, airport lounge access, 24-hour concierge, and travel accident takaful insurance. It’s a Sharia compliant credit card. Apply Now Reward features For primary card, 55,000 Etihad Guest Miles joining bonus For supplementary card, 5,000 Etihad Guest Miles as joining bonus 75% Etihad Guest Miles discount voucher every year, upon spending AED 200,000 or more Earn 4.5 Etihad Guest Miles for every AED 10 spent on Domestic transactions Earn 4.5 Etihad Guest Miles for every AED 10 spent on International transactions (Non AED) Earn 4.5 Etihad Guest Miles for every AED 10 spent on Etihad or Etihad Airways partners Earn 4.5 Etihad Tier Miles for every AED 10 spends Double Etihad Guest Miles for first 90 days, for recurring expenses such as groceries, utility bills, etc Double Etihad Guest Tier Miles for first 90 days on all domestic and international purchases. Etihad Guest Gold membership by completing one return flight with Etihad within first six months 4 free inflight wi-fi vouchers for up to 24 hours on Etihad flights Features Earn Etihad Guest Miles and Etihad Guest Tier Miles for every spend Etihad Guest Miles joining bonus Double Etihad Guest Miles and Etihad Guest Tier Miles with spends on card Access to airport lounges worldwide, Airport Transfers and Meet & Greet services Purchase protection and extended warranty Travel Accident Takaful Insurance, Purchase Protection And An Extended Warranty, Fraudulent Transaction Protection And Credit shield takaful cover 24-hour concierge service and Golf Discounts Fast Track Enrolment To Etihad Guest Gold Membership Additional Benefits 6 airport transfers annually starting from AED 40 6 Meet & Greet services annually starting from AED 40 12 visits to 1,000+ airport lounges in more than 300 cities worldwide 50% off on 4 airport transfers with Careem, maximum up to AED 50 Discounts on top golf courses with Visa Golf 24-hour concierge service for all your travel-related tasks No money transfer fee for transferring money to India, Pakistan, Bangladesh, Sri Lanka, Egypt or Philippines Get up to 10% Cashback all year round at leading global online stores Fees & Charges Supplementary Card Annual Fee: AED 250 Late Payment Fee: AED 241.50 Cash Advance Fee: 3.15% of the amount obtained, subject to a minimum of AED 105 per transaction Addition Information Get complimentary Travel Accident Takaful Insurance coverage of up to US$ 1 million Get Purchase Protection and an Extended Warranty of 12 months Fraudulent transaction protection against unauthorised transactions or fraudulent use of card Complimentary international medical and travel assistance cover Credit Shield Plus pays your outstanding balance, if you are not able to pay card bills Apply Now